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Best Health Insurance Agencies in New York

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New York health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

362195Reviewed

217319Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving New York
New York

Expertise.com Rating

Why choose this provider?

Health PlansNY.com serves clients in New York. Its team offers individual, family, and group health insurance policies. It works with several health insurance carriers, including Emblem Health, Empire, Cigna, Anthem Blue Cross, and Oscar. Health PlansNY.com has been in business since 2005. It was founded by two independent insurance brokers to provide health insurance solutions for small business owners. One of its founders, Bill Behr, has more than 20 years of experience in insurance planning.

  • Life Insurance

Best Health Insurance Agencies Serving New York
New York

Expertise.com Rating

Why choose this provider?

The MILA-Managed Health Care Trust Fund offers health insurance to individuals and families in New York. It offers three plans, which include core, basic, and premier options. Its basic plan uses a provider network and covers preventive care, in-network office urgent case and maternity services, emergency room care, prescription drugs, and dental and optical care. Its core plan has copayments and coinsurance for emergency room care, while the premier plan covers outpatient and inpatient services, childbirth, and emergency medical transportation.

  • Individual Health Insurance

Best Health Insurance Agencies Serving New York
New York

Expertise.com Rating

Why choose this provider?

Apple Benefits Company works with clients across New York. It assists them in the setup of health insurance policies and addresses their concerns on a range of matters, from deductibles to self-insured retentions. It also provides plans to help individuals manage dental care and eye treatment-related expenses. As part of its efforts to create a customized policy, the company conducts feasibility studies. It offers other solutions, including worksite marketing and retirement planning. Its clients include non-profit firms and municipal organizations.

Best Health Insurance Agencies Serving New York
New York

Expertise.com Rating

Why choose this provider?

Wealthship Group is an insurance company that offers health packages for employers, employees, and senior citizens in New York. It offers group, individual, and global policies, which are customizable according to clients' needs. Medicare plans are also available. In its over 20 years of service, Wealthship Group has helped hundreds of businesses protect their staff and boost employee attraction through its insurance benefits. Its mission is to be a local insurance provider with a global touch.

Best Health Insurance Agencies Serving New York
New York

Expertise.com Rating

Why choose this provider?

Project Medicare is a New York-based service provider catering to the healthcare objectives of residents in the state. Through partners such as Humana, Fidelis Care, and Aetna, the company provides health insurance like Medicare Advantage, supplemental policies, and prescription coverage plans. Its team of personal advisors assists Medicare beneficiaries in obtaining comprehensive coverage, starting from application and paperwork preparation to provider communication and policy updating. In addition, the team serves Pennsylvania, Florida, New Jersey, and Connecticut.

  • Medicare Supplement Insurance

Best Health Insurance Agencies Serving New York
New York

Expertise.com Rating

Review Sources

Google
5.0 (10)
Yelp
5.0 (4)

Why choose this provider?

Prana Risk Insurance Services serves the risk protection needs of individuals, families, and businesses in and around New York. The company's insurance brokers explain the products in detail, helping clients make informed decisions. They offer health insurance plans that seek to give policyholders and their family members the financial means to pay for unexpected situations that necessitate medical attention and hospitalization. CEO Seth Patel has over 20 years of experience in the global insurance sector.

  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Health PlansNY.com
189 Route 100, New York, NY 10589
MILA
55 Broadway, 27TH Floor, New York, NY 10006
Apple Benefits Company
11 Hanover Square 20th Floor, New York, NY 10005
Wealthship Group
433 Broadway Ste 233, New York, NY 10013
Project Medicare
405 Lexington Ave 9th floor, New York, NY 10174
Prana Risk Insurance Services
75 Wall St, New York, NY 10005

New York Health Insurance FAQs

  • How long do New York residents have to make an appeal if they don't agree with a health insurance Marketplace decision?

    In New York, individuals generally have a 60-day window to request a review. Policyholders should be aware that the Marketplace won't review appeals related to service types, doctor access, or prior service authorization. If on Medicaid, one should contact the Office of Administrative Hearings' website or dial 1-800-342-3334. For Child Health Plus or other plans, contact the respective insurer directly.

  • Can incarcerated individuals in New York obtain health insurance?

    Individuals in New York who are incarcerated, excluding those awaiting trial decisions, cannot buy insurance via the Marketplace. However, they might qualify for public programs like Medicaid, which covers only off-site hospital stays during incarceration. All other medical needs are met by the correctional institution they're in.

  • What are the health insurance rights of transgender individuals in New York?

    Health insurers in New York can't deny coverage for vital gender dysphoria treatments if equivalent treatments are covered for other conditions. Insurers cannot discriminate based on sexual orientation, gender identity, expression, or transgender status. They can't decline coverage, raise premiums, or terminate policies for these reasons. Furthermore, they shouldn't deny infertility treatments or claims without inquiring if gender mismatch might be the cause.

  • What health insurance options are available in New York for those with disabilities or blindness?

    In New York, individuals with disabilities or blindness have distinct health insurance avenues. Many can access Medicare, and those with limited incomes might qualify for Medicaid. Employed persons might receive additional financial support for healthcare needs. If not on Medicare, exploring private insurance through the NY State of Health Marketplace is viable, with financial assistance options available.

  • How do Medigap policies in New York handle pre-existing conditions?

    Medigap policies in New York can include a six-month waiting period for pre-existing conditions, defined as conditions advised on or treated within six months prior to policy commencement. Yet, state regulations can lessen or eliminate this wait, based on personal situations. Medigap providers must subtract days from the waiting period equivalent to the duration of prior "creditable" coverage, given no more than 63-day coverage gaps existed.