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Best Health Insurance Agencies in Santa Fe, NM

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Fe Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

1441 Paseo De Peralta, Suite C., Santa Fe, NM 87501
WebsiteLicense: 7246321 Rating

Review Sources

4.7 (116)
4.5 (7)
5.0 (6)

Why choose this provider?

Garrett Seawright is a second-generation State Farm agent who offers health and life insurance products to individuals and families in Santa Fe. His agency, with staff members who speak English and Spanish, also caters to clients in search of home, business, property, and auto protection coverages. It also provides financial services, such as annuities, mutual funds, and banking. Seawright, who served in the US Marine Corps, is affiliated with the National Association of Insurance and Financial Advisors.

  • Medicare Supplements

1424 Luisa St #1, Santa Fe, NM 87505
WebsiteLicense: 1800011427 Rating

Review Sources

5.0 (11)
5.0 (5)
3.0 (2)

Why choose this provider?

Agape Insurance Services helps secure the financial future of people throughout the Santa Fe metro. It offers assistance with health plans, long-term care needs, life insurance, and the transition to Medicare. The company was founded by Michelle Bower, an experienced agent, and her husband, Damon Bower, a former army reserve platoon commander. The couple helps organizations and individuals navigate the company's options by coaching and educating them. They also use an unconditional-services approach and cater to clients regardless of where they purchase their policies.

  • Health Insurance

1443 S Saint Francis Drive, Santa Fe, NM 87505
WebsiteLicense: 1800006916 Rating

Review Sources

4.8 (13)

Why choose this provider?

Since 1958, Silas T. Garcia Agency & Associates has been offering insurance plans to clients in the Santa Fe area. People looking to expand their healthcare coverage can get the firm's individual health insurance. This covers costs related to hospitalization, medical procedures, and treatments. In addition, the company offers Medicare coverage for clients who are at least 65 years old as well as life insurance to settle debts and cover future expenses for beneficiaries. It also provides business insurance, including workers' compensation.

  • Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Garrett Seawright
1441 Paseo De Peralta, Suite C., Santa Fe, NM 87501
Agape Insurance Services
1424 Luisa St #1, Santa Fe, NM 87505
Silas T. Garcia Agency & Associates
1443 S Saint Francis Drive, Santa Fe, NM 87505


  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Who is eligible to purchase Marketplace health insurance in Santa Fe?

    If you legally reside in Santa Fe or anywhere in New Mexico, are not in jail, and are not enrolled in Medicare, you are eligible to enroll in private health insurance. Furthermore, you must be eligible for income-based federal Advance Premium Tax Credits, New Mexico Premium Assistance, federal cost-sharing reductions, or SOPA. These are available if you are unable to afford employer-sponsored coverage or are not eligible for New Mexico Centennial Care or Medicaid.

  • When is the Santa Fe open enrollment period for ACA-compliant plans?

    In Santa Fe, open enrollment runs from November 1 to January 15. Even after this period, enrollment or plan changes are possible with a qualifying life event, like childbirth or loss of health coverage. New Mexico residents can use the Easy Enrollment Program via state tax returns to start their health insurance process. Additionally, a low-income special enrollment period is available for those with family incomes below 200% of the New Mexico poverty threshold. This flexibility ensures access to health coverage throughout the year.

  • Is there health insurance available at Santa Fe College for international students?

    Yes, Santa Fe College provides international students with F-1 visas with an annual health and accident insurance plan. The plan is available for purchase at Alternatively, students with comparable health insurance can submit an Alternate Insurance Waiver Form, which is available on the IFS website and allows them to obtain an annual exemption from participation in the IFS plan.

  • How does a Santa Fe College student request a health insurance premium refund?

    Yes, graduates and students who transfer or leave Santa Fe College permanently may be eligible for refunds. Students who are studying abroad, on summer vacation, or taking fewer courses will not be refunded. To request a refund, send an email to Santa Fe College's IFS and International Student Services with your name and SF Student ID and a brief explanation of your situation. If necessary, you can also contact International Student Services.

  • Does health insurance in Santa Fe provide coverage for preventive care?

    Insurance companies in Santa Fe and throughout New Mexico should provide patients with the necessary preventive care mandated by the Affordable Care Act. U.S. District Judge Reed O'Connor, who previously declared the entire Affordable Care Act unconstitutional in a decision that was later reversed, has now determined that the law's mandate for insurers to provide preventive care is also unconstitutional. The 2019 legislation included Obamacare consumer protections in the state Office of Superintendent of Insurance's regulations for large medical plans. These precautions include mandatory preventative care.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.