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2024

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Best Health Insurance Agencies in Rio Rancho, NM

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Rio Rancho Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1648Reviewed

991Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

320 Osuna Road Northeast, Albuquerque, NM 87107

Why choose this provider?

Day Financial is an insurance agency that offers health insurance planning and financial strategies to individuals and small businesses in Rio Rancho and the surrounding areas. It works with different health insurance companies, such as Blue Cross Blue Shield, to help clients customize policies through its group personal plan. In addition, the company specializes in financial strategies and assets protection. Day Financial owner Devon D. Day has earned her Chartered Financial Consultant designation in 2007.

  • Individual Plans

1717 Louisiana Blvd., NE Suite 103, Albuquerque, NM 87110

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Covell Consultants, LLC, is an independent insurance agency that serves clients in Rio Rancho. It is well-versed in the various types of health insurance plans, including health savings accounts, health reimbursement accounts, GAP plans, and self-funded plans. It also offers various types of insurance products and services, such as life insurance, individual vision and dental plans, and disability insurance. For more than 30 years, Covell Consultants has been helping individuals and groups achieve financial security through insurance coverage that suits their needs.

  • Individual Plans
  • Group Plans
  • Life Insurance

5801 Osuna Road Northeast, Albuquerque, NM 87109

Expertise.com Rating

Why choose this provider?

Secure Choice is an insurance company that helps employees and families in Rio Rancho understand different benefits, coverages, and retirement options for their financial securities. It offers various insurance plans such as accident insurance, disability, FEGLI alternative life, critical illness, and thrift savings plan alternative. The company's accident insurance plan provides cash assistance to pay for bills in case of accidents. Additionally, its Secure Choice coverage will include spouses and children so the entire family is protected.

  • Life Insurance

2901 Juan Tabo Boulevard Northeast, Albuquerque, NM 87112

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Fred Porter is a Farm Bureau Financial Services agent who has been servicing Rio Rancho for 19 years. He provides health insurance options to individuals, families, seniors, and business owners and their employees. Long-term care and disability income insurance are also available as additional health protection. Aside from investment services, he also specializes in life, auto, home, and farm and ranch insurance. Fred volunteers for the deaf community and serves as an advocate in raising awareness for their needs.

  • Life Insurance

10131 Coors Boulevard Northwest, Albuquerque, NM 87114
WebsiteLicense: 11112022

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Michael Romero is a State Farm insurance agent servicing Rio Rancho. He provides health insurance coverage options for families, individuals, and senior citizens. A wide range of plans is also available, like supplemental health, Medicare Supplement, and individual medical coverage plans. Disability insurance is available for short and long-term needs. He also offers auto, life, and homeowners' insurance. Michael is a member of the Albuquerque Hispano Chamber of Commerce. He speaks both English and Spanish.

  • Life Insurance

2809 Broadbent Pkwy NE, Suite C, Albuquerque, NM 87111
WebsiteLicense: 1800003092

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Angela Romero Insurance Agency serves clients in Rio Rancho and the surrounding areas. With over 35 years of combined experience, its professionals work with companies that are looking for health care benefits. Among the insurance products they offer are medical, dental, and vision plans. The team's services include providing information regarding health care reform, analyzing group benefits needs, specifying eligibility, preparing documents, and addressing enrollment issues. Owner Angela Romero began in the employee benefits industry in 1995.

  • Life Insurance
  • Individual Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Day Financial
320 Osuna Road Northeast, Albuquerque, NM 87107
Covell Consultants, LLC
1717 Louisiana Blvd., NE Suite 103, Albuquerque, NM 87110
Secure Choice
5801 Osuna Road Northeast, Albuquerque, NM 87109
Fred Porter
2901 Juan Tabo Boulevard Northeast, Albuquerque, NM 87112
Michael Romero
10131 Coors Boulevard Northwest, Albuquerque, NM 87114
Angela Romero Insurance Agency
2809 Broadbent Pkwy NE, Suite C, Albuquerque, NM 87111

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What are some health insurance companies that provide Medicare Advantage plans in Rio Rancho?

    Prominent Medicare Advantage plan providers in Rio Rancho include Molina Healthcare, which presents an HMO plan featuring a $7,550 maximum out-of-pocket (MOOP) and no-cost premiums. Additionally, Presbyterian Health extends HMO plans without premiums and a $4,000 MOOP. Another option is Humana, which offers a local PPO with a $5,200 MOOP and no-cost premiums.

  • What are the types of health insurance coverage available to Rio Rancho citizens?

    Residents of Rio Rancho can choose from a range of health insurance options, including HMOs. While HMOs typically entail lower out-of-pocket costs for policyholders, they may come with restrictions on the selection of healthcare providers. On the other hand, PPO plans provide access to a broader network of healthcare professionals, often necessitating copayments from the insured. For those seeking a middle ground, POS plans blend features of both HMO and PPO models.

  • When can Rio Rancho residents apply for health plans under the Affordable Care Act?

    Residents of Rio Rancho have the opportunity to utilize the open enrollment period to sign up for health plans offered through the Affordable Care Act. This enrollment window usually spans from November 1 to December 15 annually. Additionally, individuals who have recently experienced significant life changes, such as marriage, the birth of a child, or divorce, may be eligible for a special enrollment period as determined by the New Mexico government.

  • How does a Medicare Advantage HMO plan benefit Rio Rancho residents?

    A Medicare Advantage HMO plan offers Rio Rancho enrollees access to a designated network of healthcare providers, comprising doctors, hospitals, and other medical facilities, through which they can access their benefits. In addition to the standard Medicare offerings, HMO plans offer supplementary benefits, such as coverage for deductibles, a prescription drug benefit plan, and access to wellness and fitness programs. This type of Medicare Advantage plan can also serve as an alternative to an individual's traditional Medicare coverage.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.