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2025

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Best Health Insurance Agencies in Las Cruces, NM

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Las Cruces health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1835Reviewed

1102Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving Las Cruces
1855 E Lohman Ave,, Las Cruces, NM 88001
Visit WebsiteLicense: 1800004672

Expertise.com Rating

Review Sources

Facebook
4.2 (37)
Google
4.1 (9)

Why choose this provider?

George Gandy Insurance is an independent agency serving clients in Las Cruces. It offers health insurance plans that cover medical and surgical expenses. Life insurance policies to cover the unfortunate event of death are also available. In addition, it provides general business insurance and coverage for homes, rental properties, and vehicles. The agency is owned and operated by George Gandy, who has more than 55 years of expertise in the insurance industry. George Gandy Insurance has 17 locations across New Mexico.

Best Health Insurance Agencies Serving Las Cruces
6351 South Desert Boulevard, El Paso, NM 79932
Visit WebsiteLicense: 16907528

Expertise.com Rating

Review Sources

Google
5.0 (40)
Facebook
5.0 (7)

Why choose this provider?

A local State Farm agent, Eli Vasquez serves the insurance needs of clients in Las Cruces and nearby communities. Vasquez offers a wide range of insurance solutions, including health insurance plans for individuals. Additionally, his office assists in finding auto, homeowners, renters, business, and life insurance coverages. Vasquez has been with State Farm since 2011 and has experience in financial services, farm insurance, small business protection, and church liability. Vasquez and his team speak Spanish.

  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving Las Cruces
1005 S Telshor Blvd Ste B, Las Cruces, NM 88011
Visit WebsiteLicense: 8715970

Expertise.com Rating

Review Sources

Google
4.9 (136)
Facebook
5.0 (9)
Yelp
5.0 (2)

Why choose this provider?

Chad Peterson is an insurance agent who assists clients in the Las Cruces metro. He handles health insurance policies, including Medicare Supplement insurance, supplemental health insurance, and individual medical coverage. He covers other policies for lives, homes, automobiles, and properties. Additionally, he helps clients with their banking and annuities needs. Peterson leads a bilingual team under State Farm. He has been in the insurance industry since 2005 and is a member of the National Association of Insurance and Financial Advisors.

  • Medicare Supplements
  • Life Insurance
  • Health Insurance

Best Health Insurance Agencies Serving Las Cruces
1100 South Main, Suite 101, Las Cruces, NM 88005
Visit WebsiteLicense: 7251797

Expertise.com Rating

Why choose this provider?

Mike Apodaca is a State Farm agent who serves the Las Cruces metro, offering residents a list of health insurance options. Customers can choose among three: individual medical coverage plans, supplemental health, and Medicare supplement. He also provides disability insurance to cover monthly expenses. Other products he offers are renters', homeowners', business, life, and auto insurance. Mike has been in the insurance industry for over 40 years. A member of the Hispanic Chamber of Commerce, he speaks Spanish.

  • Life Insurance
  • Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
George Gandy Insurance
1855 E Lohman Ave,, Las Cruces, NM 88001
Eli Vasquez
6351 South Desert Boulevard, El Paso, NM 79932
Chad Peterson
1005 S Telshor Blvd Ste B, Las Cruces, NM 88011
Mike Apodaca
1100 South Main, Suite 101, Las Cruces, NM 88005

Las Cruces, NM Health Insurance FAQs

  • In Las Cruces, how can you enroll in your spouse's health insurance plan?

    If your spouse's employer in Las Cruces permits spousal health insurance, you can enroll by asking your husband or wife to speak with their employer's human resources department for more information. If you want to sign up for spousal coverage, you may need to know what paperwork is necessary, such as a birth certificate, Social Security card, and a copy of your marriage license.

  • How may you obtain health insurance in Las Cruces?

    During open enrollment, you can buy health insurance in Las Cruces through a licensed health insurance broker, a private insurer, or the state-run health exchange. If you fail to enroll during the yearly open enrollment period, you should check to see if you qualify for a special enrollment period. You are still able to obtain a temporary health plan even if you are not eligible for any special enrollment periods.

  • How does one apply for Medicare in Las Cruces?

    Individuals in Las Cruces can apply for Medicare in one of the following ways:

    • In person, by visiting a nearby Social Security office.
    • Via phone, by dialing 1-800-772-1213.
    • Online, via the website of the Social Security Administration. A person may be automatically enrolled in Medicare at age 65 if they are already receiving Railroad Retirement Board or Social Security payments.
  • How can you file your Las Cruces health insurance premiums as a medical cost deduction?

    You must itemize the expenses on your tax return if you want to write off your Las Cruces health insurance costs as a medical expense. This means summing up your itemized deductions, including charity contributions, state and local taxes, mortgage interest, and medical costs. After that, you must compare its total to the standard deduction that applies to your filing status.

  • Is the cost of having your wisdom teeth out fully covered by health insurance in Las Cruces?

    No. In Las Cruces, health insurance only partially reimburses patients for the costs of surgically removing their wisdom teeth. The specific coverage will be determined by the features of the person's insurance plan, such as copayments, coinsurance, and deductibles. It is crucial for the insured to check their insurance policy in order to comprehend the exact coverage information and any potential out-of-pocket costs.