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Best Health Insurance Agencies in New Jersey

Our Recommended Top 7

We did the research for you!

  • Licensing
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Our goal is to connect people with the best local professionals. We scored New Jersey health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

166548Reviewed

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7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving New Jersey
New Jersey

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Medicare Insurance Specialist caters to individuals in New Jersey. It has health insurance products such as Medicare Supplements, Advantage Policies, and Part D Drug Plans. It works with various providers including MVP Health Care, Humana, Pan American Life, Nationwide, and Cigna. Its client base includes seniors, employers, and families. The company has been in the industry since 2007. Steven Zaidman, the firm's president, has over 14 years of experience as a health insurance specialist.

  • Medicare Supplement Insurance

Best Health Insurance Agencies Serving New Jersey
New Jersey

Expertise.com Rating

Review Sources

Google
4.8 (175)
Facebook
4.8 (53)

Why choose this provider?

Nottingham Insurance is a fourth-generation, family-run independent agency that serves clients in and around New Jersey. It offers a variety of insurance products, including group health plans. Its professionals work with business owners or employers seeking to insure their workers from unexpected medical or hospital expenses. They write and prepare policies that may cover prescriptions, dental, vision, critical illnesses, and long-term care. Nottingham Insurance has been providing risk management solutions for more than a century.

  • Group Plans

Best Health Insurance Agencies Serving New Jersey
New Jersey

Expertise.com Rating

Why choose this provider?

Colonial Insurance Associates is a company that provides its services to the New Jersey area. The business has been in the business for over 10 years. It offers health insurance options such as Medicare plans to its clients which usually covers inpatient care, skilled nursing facility care, hospice care, home health care, medical necessities, and preventive services. It also handles a variety of insurance coverages for homes and automobiles. Fire insurance, flood insurance, and theft insurance options are also part of its service offerings.

Best Health Insurance Agencies Serving New Jersey
New Jersey

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Osborn Insurance Agency is an independently owned and operated business serving individuals and families in New Jersey. Its team of professionals assists clients in making decisions regarding health insurance coverage for long-term care, disability, and Medicare Supplement options. To custom-tailor solutions for each client's needs, the searches for products from various carriers such as AmeriHealth, Progressive, Allstate, Aetna, Delta Dental, and Horizon. The company has been catering to the community's needs since 2000 and also offers annual insurance review services.

  • Group Plans
  • Individual Plans

Best Health Insurance Agencies Serving New Jersey
New Jersey

Expertise.com Rating

Review Sources

Google
5.0 (10)

Why choose this provider?

Reliable Health Solutions, LLC, is an independent agency that serves the New Jersey populace. It provides health insurance solutions to protect individuals and families from financial difficulties in the event of illness. Its programs include health maintenance organization, preferred provider organization, private fee-for-service, and Medicare special needs plans. This company also offers life, final expense, dental, vision, and travel insurance options. President Phoebe Shagan is a registered nurse who uses a holistic approach to help clients fully understand the language of insurance and medicine.

  • Life Insurance
  • Medicare Supplement Insurance

Best Health Insurance Agencies Serving New Jersey
New Jersey

Why choose this provider?

Protect Your Health is an insurance solutions provider serving individuals, groups, families, and employees in New Jersey. The company provides health coverage options such as Medicare plans, group voluntary benefits packages, and supplemental insurance. As an independent agency, it creates health insurance plans tailored to clients' budgets and needs and delivers support services like counseling, training, and education. Owner Barbara Hawes is a Certified Benefits Counselor who previously worked as deputy director of the Maryland Crisis Response System.

Best Health Insurance Agencies Serving New Jersey
New Jersey

Expertise.com Rating

Why choose this provider?

New Jersey Health Insurance Group is a Monroe Township-based independent agency that deals with clients throughout the state. It advises on Medicare matters and offers a supplemental program that helps them manage medical expenses. The agency has set up policies that provide coverage for heart attack treatments. It also offers long-term care insurance plans for clients seeking to manage nursing home-related costs. It provides other financial products like disability insurance. The agency has been operating for more than two decades.

  • Individual Plans
  • Group Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Medicare Insurance Specialist
1187 Coughlin street, New Jersey, NJ 08701
Nottingham Insurance
2277 NJ-33, New Jersey, NJ 08690
Colonial Insurance Associates
984 Route 166, Suite 4, New Jersey, NJ 08753
Osborn Insurance Agency
1868 NJ-88, New Jersey, NJ 08724
Reliable Health Solutions, LLC
19 North County Line Rd., New Jersey, NJ 08527
Protect Your Health
21 Maple Lane Unit D, New Jersey, NJ 08730
New Jersey Health Insurance Group
10 Aquaduct Rd, New Jersey, NJ 08831

New Jersey Health Insurance FAQs

  • Can you see a doctor who is not within the network of your Health Maintenance Organization (HMO) plan in New Jersey?

    In New Jersey, HMO (Health Maintenance Organization) health insurance limits policyholders to a specific network of healthcare providers. For primary care, policyholders typically visit in-network providers, although some HMO plans offer out-of-network benefits at a higher premium. Without out-of-network coverage, policyholders must cover non-emergency healthcare expenses themselves unless it is an emergency or urgent care.

  • Do you have to see doctors within your Preferred Provider Organization (PPO) network in New Jersey?

    A Preferred Provider Organization (PPO) plan offers more flexibility than a Health Maintenance Organization (HMO) plan. In New Jersey, a PPO is a type of health insurance that allows policyholders to see doctors or other health care professionals both within and outside of the plan's network without referrals. If policyholders choose out-of-network providers, they may have to pay more.

  • Will you be able to get health insurance in New Jersey even if you are a smoker?

    Yes, even if you smoke, you can still get health insurance in New Jersey. Insurance companies cannot refuse coverage to current or former smokers. In addition, New Jersey is one of seven states that outright prohibits the use of tobacco. This means that tobacco users cannot be charged higher premiums by insurance companies.

  • Will you be able to get health insurance in New Jersey even if you have HIV/AIDS?

    Yes, even if you have HIV/AIDS, you can still get health insurance in New Jersey. Individuals with pre-existing conditions, including HIV/AIDS, cannot be denied or charged more for health insurance coverage under the Affordable Care Act (ACA). In addition, health insurance providers in the marketplace must provide a minimum set of essential health benefits, such as HIV testing and pre-exposure prophylaxis (PrEP).

  • In New Jersey, how long can you remain covered by your parents' health insurance?

    Under the federal Patient Protection and Affordable Care Act, dependent children in New Jersey can stay on their parents' health insurance plan until they turn 26. After turning 26, they can extend coverage through COBRA, New Jersey's Small Group Continuation (NJSGC) law, or the New Jersey Dependent Under 31 law (DU31). They may also enroll as an overage child if their parents join a health plan after the young adult turns 26 but before turning 31.