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Best Health Insurance Agencies in New Hampshire

Our Recommended Top 7

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored New Hampshire health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

25758Reviewed

15457Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving New Hampshire
New Hampshire

Expertise.com Rating

Review Sources

Facebook
3.9 (20)
Google
4.8 (16)

Why choose this provider?

Davis & Towle Insurance Group is an independent family-owned agency with seven offices catering to clients in New Hampshire. It provides health, life, and disability insurance plans, as well as group benefits for employees. The company also deals with other types of personal and commercial protection plans, such as home, pet, auto, and workers' compensation insurance. Since 1954, it has been serving the community through its partnership with local organizations and more than 30 insurance providers.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving New Hampshire
New Hampshire

Expertise.com Rating

Review Sources

Google
4.8 (12)

Why choose this provider?

Allen Associates caters to the health insurance needs of individuals, families, and small groups in New Hampshire. The firm provides dental, disability, vision, and life policies for small business employers and their employees. In addition, it offers Medicare Supplements, prescription, and long-term care plans for seniors over the age of 65. Allen Associates has four decades’ worth of industry experience. Allen Associates represents companies such as Harvard Pilgrim Healthcare, Ambetter, Delta Dental, Aetna, and Anthem.

  • Group Plans
  • Individual Health Insurance
  • Medicare Supplement Insurance

Best Health Insurance Agencies Serving New Hampshire
New Hampshire

Expertise.com Rating

Review Sources

Google
4.7 (35)
Facebook
4.8 (29)

Why choose this provider?

Eames Insurance Services caters to residents of New Hampshire who are in the market for health assurance plans. These options protect against bodily injury or loss and extend to disability and long-term care. Non-life products covering automobiles, recreational vehicles, and rental homes are available. Policies are sourced from established names like Liberty Mutual Insurance, Plymouth Rock, and Main Street America. Eames Insurance Services opened in 1988 and is an independent agency that was founded by Rachel D. Eames, who transacts with corporate clients.

  • Life Insurance

Best Health Insurance Agencies Serving New Hampshire
New Hampshire

Expertise.com Rating

Review Sources

Google
4.8 (32)

Why choose this provider?

Barrett Insurance caters to the needs of residents in the New Hampshire metro and its surrounding areas. It offers products like health insurance. The locally owned and operated firm also handles other personal products and policies, such as term life, auto, flood, homeowners’, and renters’. In addition, its team of insurance agents provides umbrella coverage which increases the liability limits of the insured’s other plans. Barrett Insurance has more than five decades of industry experience.

  • Individual Health Insurance

Best Health Insurance Agencies Serving New Hampshire
New Hampshire

Expertise.com Rating

Review Sources

Facebook
4.9 (31)
Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Brian LaBonte Insurance Agency provides individual and small-group health insurance options to clients in New Hampshire. It also assists with Medicare Supplement plans for seniors. The agency offers dental care plans that include routine costs, regular preventative care, and vision coverage to protect from computer eye strain. It works with multiple carriers, including Anthem Blue Cross Blue Shield, Humana, and MetLife. Its owner, Brian LaBonte, assesses the needs of each client to obtain proper policies.

  • Life Insurance

Best Health Insurance Agencies Serving New Hampshire
New Hampshire

Expertise.com Rating

Review Sources

Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Affordable Health Solutions is an insurance company in New Hampshire that has been serving local business owners and individuals since 2002. It helps clients prepare for unexpected events by providing various health insurance plans, such as individual, group, short-term, long-term, and dental. The company also offers employee voluntary supplemental benefits and life insurance products. Affordable Health Solutions was founded by Jim Houghton, who started his career as an agent for a single insurance company in 2001.

  • Individual Plans
  • Individual Health Insurance
  • Group Plans

Best Health Insurance Agencies Serving New Hampshire
New Hampshire

Expertise.com Rating

Review Sources

Google
4.8 (50)
Facebook
5.0 (18)
Yelp
3.5 (5)

Why choose this provider?

Kapiloff Insurance serves individuals, families, and business owners across the state of New Hampshire. It provides health insurance products to help individuals cover their hospital, surgical, and medical expenses, including mental health check-ups, prescription drugs, and dental services. It offers HMO, EPO, PPO, and POS insurance plans to provide suitable insurance for clients and their families. In addition to health, the agency carries life, travel, auto, and home insurance policies. Kapiloff Insurance has been in the industry since 1968.

  • Individual Health Insurance
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Davis & Towle Insurance Group
115 Airport Road, New Hampshire, NH 03301
Allen Associates
1340 Bodwell Rd., New Hampshire, NH 03109
Eames Insurance Services
78 Airport Road, New Hampshire, NH 03302
Barrett Insurance
1330 Hooksett Road, New Hampshire, NH 03106
Brian LaBonte Insurance Agency
38 The Flume, New Hampshire, NH 03031
Affordable Health Solutions
155 Fleet Street, New Hampshire, NH 03801
Kapiloff Insurance
417 Winchester St., New Hampshire, NH 03431

New Hampshire Health Insurance FAQs

  • When does a dependent in New Hampshire need to secure their own health insurance?

    In New Hampshire, dependents must secure individual health coverage at age 26. Until then, they can stay on their parent's policy. After turning 26, they have a 60-day special enrollment period. Missing this means waiting for the next open enrollment. Some may qualify for income-based premium tax reductions. If a dependent has a disability preventing independent living, certain plans may extend coverage beyond 26, requiring annual proof of disability.

  • What mental health and substance use disorder coverages do health insurance plans offer in New Hampshire?

    New Hampshire's health insurance plans provide comprehensive coverage for mental health and substance use disorders, potentially covering the entire cost of treatment. This coverage extends to both inpatient services, including overnight stays or longer, and outpatient services, which are completed on the same day. Legally, outpatient care should be accessible within 25 miles or 45 minutes from one's residence, while inpatient care must be within 45 miles or 60 minutes' travel time.

  • In New Hampshire, do prescription and dental expenses contribute to your out-of-pocket maximum for health insurance?

    Prescription costs covered by your health plan contribute to your out-of-pocket limit in New Hampshire. Stand-alone prescription plans have separate deductibles that do not affect your health insurance's out-of-pocket maximum. Pediatric dental services provided through a medical plan count toward the maximum. However, separate adult dental or non-included pediatric dental plans have costs that remain separate from your medical plan's out-of-pocket ceiling.

  • How does the Guaranteed Issue provision under ACA impact health insurance policyholders in New Hampshire?

    The ACA ensures that no one in New Hampshire can be denied insurance or face high premiums because of their health history or gender. There are no delays in delivering the immediate effect. All plans can be renewed at the holder's discretion, but cancellation occurs only when premiums are not paid or deceptive actions are taken. This Guaranteed Issue rule applies only to non-grandfathered policies.

  • What are the options and responsibilities for small businesses in New Hampshire in terms of employee health coverage?

    Businesses with up to 50 FTEs in New Hampshire can secure employee coverage through the Small Business Health Option Program (SHOP) or a private agent. Using SHOP may result in a tax credit covering half of your premium costs. SHOP's reach had grown to firms with 100 FTEs by 2016. Since 2015, businesses with 50 or more FTEs have had to present an ACA-compliant plan or face a $2,000 penalty per employee.