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2024

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Best Health Insurance Agencies in New Hampshire

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New Hampshire Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

25758Reviewed

15457Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

New Hampshire

Expertise.com Rating

Review Sources

Google
4.8 (50)
Facebook
5.0 (19)
Yelp
3.4 (5)

Why choose this provider?

Kapiloff Insurance serves individuals, families, and business owners across the state of New Hampshire. It provides health insurance products to help individuals cover their hospital, surgical, and medical expenses, including mental health check-ups, prescription drugs, and dental services. It offers HMO, EPO, PPO, and POS insurance plans to provide suitable insurance for clients and their families. In addition to health, the agency carries life, travel, auto, and home insurance policies. Kapiloff Insurance has been in the industry since 1968.

  • Individual Health Insurance
  • Life Insurance

New Hampshire

Expertise.com Rating

Review Sources

Google
4.8 (18)

Why choose this provider?

Davis & Towle Insurance Group is an independent family-owned agency with seven offices catering to clients in New Hampshire. It provides health, life, and disability insurance plans, as well as group benefits for employees. The company also deals with other types of personal and commercial protection plans, such as home, pet, auto, and workers' compensation insurance. Since 1954, it has been serving the community through its partnership with local organizations and more than 30 insurance providers.

  • Life Insurance
  • Individual Plans

New Hampshire

Expertise.com Rating

Review Sources

Facebook
4.9 (31)
Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Brian LaBonte Insurance Agency provides individual and small-group health insurance options to clients in New Hampshire. It also assists with Medicare Supplement plans for seniors. The agency offers dental care plans that include routine costs, regular preventative care, and vision coverage to protect from computer eye strain. It works with multiple carriers, including Anthem Blue Cross Blue Shield, Humana, and MetLife. Its owner, Brian LaBonte, assesses the needs of each client to obtain proper policies.

  • Life Insurance

New Hampshire

Expertise.com Rating

Why choose this provider?

Allen Associates caters to the health insurance needs of individuals, families, and small groups in New Hampshire. The firm provides dental, disability, vision, and life policies for small business employers and their employees. In addition, it offers Medicare Supplements, prescription, and long-term care plans for seniors over the age of 65. Allen Associates has four decades’ worth of industry experience. Allen Associates represents companies such as Harvard Pilgrim Healthcare, Ambetter, Delta Dental, Aetna, and Anthem.

  • Individual Health Insurance
  • Group Plans
  • Individual Plans

New Hampshire

Expertise.com Rating

Review Sources

Google
4.7 (35)
Facebook
4.8 (29)

Why choose this provider?

Eames Insurance Services caters to residents of New Hampshire who are in the market for health assurance plans. These options protect against bodily injury or loss and extend to disability and long-term care. Non-life products covering automobiles, recreational vehicles, and rental homes are available. Policies are sourced from established names like Liberty Mutual Insurance, Plymouth Rock, and Main Street America. Eames Insurance Services opened in 1988 and is an independent agency that was founded by Rachel D. Eames, who transacts with corporate clients.

  • Life Insurance

New Hampshire

Expertise.com Rating

Review Sources

Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Affordable Health Solutions is an insurance company in New Hampshire that has been serving local business owners and individuals since 2002. It helps clients prepare for unexpected events by providing various health insurance plans, such as individual, group, short-term, long-term, and dental. The company also offers employee voluntary supplemental benefits and life insurance products. Affordable Health Solutions was founded by Jim Houghton, who started his career as an agent for a single insurance company in 2001.

  • Individual Health Insurance
  • Group Plans
  • Individual Plans

New Hampshire

Expertise.com Rating

Review Sources

Google
4.8 (32)

Why choose this provider?

Barrett Insurance caters to the needs of residents in the New Hampshire metro and its surrounding areas. It offers products like health insurance. The locally owned and operated firm also handles other personal products and policies, such as term life, auto, flood, homeowners’, and renters’. In addition, its team of insurance agents provides umbrella coverage which increases the liability limits of the insured’s other plans. Barrett Insurance has more than five decades of industry experience.

  • Individual Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Kapiloff Insurance
417 Winchester St., New Hampshire, NH 03431
Davis & Towle Insurance Group
115 Airport Road, New Hampshire, NH 03301
Brian LaBonte Insurance Agency
38 The Flume, New Hampshire, NH 03031
Allen Associates
1340 Bodwell Rd., New Hampshire, NH 03109
Eames Insurance Services
78 Airport Road, New Hampshire, NH 03302
Affordable Health Solutions
155 Fleet Street, New Hampshire, NH 03801
Barrett Insurance
1330 Hooksett Road, New Hampshire, NH 03106

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.