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2025

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Best Health Insurance Agencies in Billings, MT

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Billings health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1961Reviewed

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10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving Billings
1020 Shiloh Crossing Blvd Suite 3, Billings, MT 59102
Visit WebsiteLicense: 100131928

Expertise.com Rating

Review Sources

Google
5.0 (129)
Facebook
5.0 (60)
Yelp
5.0 (3)

Why choose this provider?

Sean O'Daniel is a State Farm insurance agent who serves clients in the Billings metro. He provides health insurance solutions, such as supplemental health insurance. O'Daniel also deals with short-term and long-term disability insurance. His other insurance products include life insurance, and he offers various policies like term, universal, and whole life insurance. O'Daniel has been in the industry since 2015 and served as a salesperson for the real estate company Keller Williams Realty.

  • Life Insurance
  • Health Insurance

Best Health Insurance Agencies Serving Billings
848 Main Street, Suite 16, Billings, MT 59105
Visit WebsiteLicense: 752180

Expertise.com Rating

Review Sources

Google
4.6 (35)

Why choose this provider?

Frontier Insurance Solutions Inc., based in Billings, is a brokerage that offers a variety of insurance programs, including health coverages. It writes health policies for children, short-term needs, emergencies, and a full range of health care. Business owners seeking to protect their employees may opt for group insurance. Medicare Advantage and Medicare Supplement Plans are also available. The firm helps clients find suitable coverage through partnering with different insurance companies. One of its insurance professionals, Max Graham, has been in the industry since 1978.

  • Health Insurance

Best Health Insurance Agencies Serving Billings
2310 Broadwater Avenue, Billings, MT 59102
Visit WebsiteLicense: 55281

Expertise.com Rating

Why choose this provider?

DiFronzo & Company is an independent agency that helps clients in Billings shop for appropriate health insurance plans. It offers Medicare Supplement and Medicare Advantage for seniors. The agency has group life, dental, vision, and disability plans for businesses and organizations. DiFronzo & Company also assists individuals and families looking for individual life indemnity coverages. It carries products from various insurance providers like BlueCross BlueShield of Montana, Pacific Source, and Humana. Principal Mick DiFronzois the former president of the Eastern Montana Association of Life Underwriters.

  • Life Insurance
  • Medicare Supplements
  • Health Insurance

Best Health Insurance Agencies Serving Billings
2905 Millennium Ste 3, Billings, MT 59102
Visit WebsiteLicense: 4719

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
3.7 (3)

Why choose this provider?

Bidlake Agency is an independent insurance agency that has been serving the Billings area since 1907. Its agents help clients and their families find and apply health insurance policies that meet their financial criteria and coverage goals. These policies range from Health Maintenance Organization plans that cover medical services provided by professionals contracted by the organization to Preferred Provider Organization plan that incentivizes seeking medical care from providers in its network. Owner John Bidlake holds the Certified Insurance Counselor designation from the National Alliance.

  • Life Insurance
  • Health Insurance

Best Health Insurance Agencies Serving Billings
3429 Central Avenue, Suite A, Billings, MT 59102
Visit WebsiteLicense: 691276

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
4.8 (5)
Yelp
5.0 (1)

Why choose this provider?

Ask Insurance is a locally owned and operated agency serving clients in Billings. It offers a wide range of health plans for seniors, including Medicare Advantage and supplement plans and stand-alone prescription drug coverage. The agency also provides dental, vision, and life plans. Ask Insurance is headed by Wendy Nelson, who has over 13 years of experience in the insurance industry. It represents multiple carriers to allow the team to create a plan that fits each client's needs.

  • Medicare

Best Health Insurance Agencies Serving Billings
1350 Avenue C, Billings, MT 50102
Visit WebsiteLicense: 720342

Expertise.com Rating

Why choose this provider?

Healthcare Solutions Team serves clients in Billings and its surrounding areas. It provides a broad range of insurance products and services, including universal life and permanent life insurance, Medicare supplement plans, mortgage protection, and retirement income. Frank Schwarz, one of the firm's staff, works as an insurance agent for Bankers' Life. Schwarz works closely with his clients to assess their needs and financial situation before recommending an insurance plan that meets their requirements. Other services also include indexed universal life insurance. 

  • Medicare Supplement Insurance

Best Health Insurance Agencies Serving Billings
2147 Overland Ave, Suite 103, Billings, MT 59102
Visit WebsiteLicense: 100150188

Expertise.com Rating

Review Sources

Facebook
5.0 (21)

Why choose this provider?

Allen & Associates Insurance is an independent agency that serves clients in Billings. It offers health insurance policies for individuals and groups, including bronze, silver, gold, and platinum tiers. The agency specializes in providing small group employee benefits that include dental, vision, health savings, and health reimbursement accounts. Allen & Associates Insurance also assists individual clients with Medicare Supplements, Affordable Care Act plans, and life insurance. It is owned and operated by Dave Allen, who has been an insurance agent since 1989.

  • Life Insurance
  • Health Insurance
  • Medicare

Best Health Insurance Agencies Serving Billings
1655 Shiloh Rd, Suite B, Billings, MT 59106
Visit WebsiteLicense: 16666

Expertise.com Rating

Review Sources

Google
4.5 (16)
Facebook
4.7 (13)
Yelp
5.0 (3)

Why choose this provider?

Ed Smith is a State Farm insurance agent that serves Billings and its surrounding areas. Ed and his group of insurance professionals help clients find and acquire various kinds of personal and business insurance, ranging from health and life policies to home and commercial property coverage plans. They also offer financial services such as mutual funds and annuities. Ed is fluent in English and French. He has been working for State Farm for over 40 years.

  • Life Insurance
  • Health Insurance

Best Health Insurance Agencies Serving Billings
175 N 27th St Ste 1210, Billings, MT 59101
Visit WebsiteLicense: 966669

Expertise.com Rating

Review Sources

Facebook
5.0 (16)

Why choose this provider?

Raychel R Carlson Insurance Agency, LLC, has been providing products and services in the Billings metro and nearby areas since 2003. It assists families and individuals in obtaining health insurance plans. The agency offers Medicare Supplement policies to protect clients from financial losses caused by medical expenses. It also assists business owners who are looking to purchase commercial property, liability, workers' compensation, and risk insurance. Owner Raychel Carlson has been in the insurance industry since 1988.

  • Individual Plans
  • Medicare Supplements

Best Health Insurance Agencies Serving Billings
1211 24th Street West, Suite 7, Billings, MT 59102
Visit WebsiteLicense: 15412

Expertise.com Rating

Review Sources

Google
4.2 (6)
Facebook
5.0 (4)

Why choose this provider?

RM Insurance is an agency that serves clients in Billings. It offers a variety of health insurance options that include Medicare Advantage, Medigap, dental, and long-term care plans. Founder Rae Ann Mall is an insurance agent, who established the agency in 2012. She has over 25 years of experience working in the insurance industry in various capacities. Rae Ann is committed to helping clients in making informed decisions about coverage options that fit their needs and objectives.

  • Life Insurance
  • Medicare

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Sean O'Daniel
1020 Shiloh Crossing Blvd Suite 3, Billings, MT 59102
Frontier Insurance Solutions Inc.
848 Main Street, Suite 16, Billings, MT 59105
DiFronzo & Company
2310 Broadwater Avenue, Billings, MT 59102
Bidlake Agency
2905 Millennium Ste 3, Billings, MT 59102
Ask Insurance
3429 Central Avenue, Suite A, Billings, MT 59102
Frank Schwarz
1350 Avenue C, Billings, MT 50102
Allen & Associates Insurance
2147 Overland Ave, Suite 103, Billings, MT 59102
Ed Smith
1655 Shiloh Rd, Suite B, Billings, MT 59106
Raychel R Carlson Insurance Agency, LLC
175 N 27th St Ste 1210, Billings, MT 59101
RM Insurance
1211 24th Street West, Suite 7, Billings, MT 59102

Billings, MT Health Insurance FAQs

  • What is covered in a health insurance plan in Billings?

    Purchasing a health insurance policy in Billings will cover outpatient care expenses, which are medical services obtained outside of a hospital setting. It also includes emergency services, hospitalization, and prenatal and neonatal care. Furthermore, your healthcare insurance will cover the costs of treatment for mental and behavioral health issues, including drug addiction. Other important plan benefits include prescribed medications, laboratory services, chronic illness management, and preventative care.

  • What are your options if you need the services of a doctor who is not part of your health insurance plan's network in Billings?

    If you receive care from a non-network provider, you may be responsible for balance billing costs because they are not required to cap their fees at what the insurer considers acceptable. However, if you are in a life-threatening emergency and have no other options, your Billings health insurance provider should cover services provided by a non-network doctor. For further information, please call the Office of the Securities and Insurance Commissioner at 406-444-2040.

  • Is it possible for people who live in Billings to get savings on health insurance plans?

    Yes, it is possible. Through the Health Insurance Marketplace, Billings residents can get lower premiums or financial assistance for their health insurance. People with incomes between 138% and 400% of the Federal Poverty Level are eligible for financial assistance, which can take the form of tax credits to help pay the monthly premium or discounts on medical care expenses.

  • Can you drop your spouse from your health insurance while going through a divorce in Billings?

    Yes, you can remove your spouse from your insurance after the divorce is finalized in Billings. If the Divorce Decree requires the former spouse to be covered, the former spouse will be removed from the City's group plan, and COBRA rates will apply. If this occurs, you should provide a copy of the Divorce Decree to HR, which specifies how long the former spouse must be covered.

  • How can you find out which insurance networks your doctor is a member of in Billings?

    Visit the Rocky Mountain Health Network website at https://www.rmhn.org/find-provider/ to obtain a list of the facilities, hospitals, and doctors who are participating in the health insurance program. When you go to the page, select EBMS-City of Billings from the list of insurance companies that are accepted from the dropdown menu.