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Best Health Insurance Agencies in Montana

Our Recommended Top 12

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Montana health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

20373Reviewed

12228Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving Montana
Montana

Expertise.com Rating

Review Sources

Google
4.5 (8)

Why choose this provider?

Rocky Mountain Insurance Group offers services to clients in Montana. It helps individuals and families apply for health insurance policies to prepare for future medical expenses and treatments. It also provides employer group plans focusing on assisting business owners in protecting the health and finances of their employees by providing them with insurance benefits. In addition to health, the company carries life and disability insurance policies covering clients' earning potential during emergencies or unexpected circumstances. Personal and commercial property and casualty insurance are available.

  • Individual Plans

Best Health Insurance Agencies Serving Montana
Montana

Expertise.com Rating

Review Sources

Google
4.8 (25)
Facebook
4.7 (15)

Why choose this provider?

Big Sky Benefit Solutions is an insurance brokerage serving the health coverage goals of residents in Montana. Its team creates health insurance packages tailored to various needs, such as Medicare Supplement, disability coverage, and critical illness inclusion. The staff shops from multiple insurance carriers, assist clients in choosing from different options, and helps with changing or updating policies and coverage. The brokerage has been working in the industry for more than 30 years and also offers business health insurance.

  • Individual Plans
  • Group Plans

Best Health Insurance Agencies Serving Montana
Montana

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (4)

Why choose this provider?

Bozeman Insurance Center Inc is an independent agency that offers health insurance to clients in Montana. Its team of agents works with individuals and families to plan out the best health insurance policy to address their needs. The company also covers auto insurance for cars, motorcycles, boats, and ATVs and property insurance for homes, condos, renters, and landlords. Bozeman Insurance Center has been working with business establishments since 1988 to address their commercial insurance needs.

  • Group Plans
  • Individual Plans

Best Health Insurance Agencies Serving Montana
Montana

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

McLeod Insurance & Financial Services, Inc., serves both young people and the elderly in Montana. It offers health insurance solutions to protect individuals and families from financial difficulties in the event of illness. The company also provides a variety of Medicare insurance programs, including supplement and drug plans, as well as Medicare advantage plans. Mike McLeod, the co-owner, has been in the insurance industry for more than 30 years. He holds the titles of Chartered Financial Consultant and Registered Health Underwriter.

  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving Montana
Montana

Expertise.com Rating

Review Sources

Google
5.0 (19)
Facebook
5.0 (6)

Why choose this provider?

Clawson Insurance Agency caters to the needs of individuals and families across Montana. It offers medicare supplements policies to those who are turning 65 to help pay for health care costs like coinsurance, copayments, and deductibles. Additionally, it holds policies that cover personal property like homes, boats, motorcycles, and automobiles. This also includes insurance for commercial properties as well as policies like liability and contractors insurance. Company president Cindy Clawson has been in the industry since the 1980s.

  • Group Plans
  • Medicare Supplement Insurance

Best Health Insurance Agencies Serving Montana
Montana

Expertise.com Rating

Review Sources

Google
4.3 (29)

Why choose this provider?

Best Insurance has been serving individuals, groups, and businesses in Montana and the surrounding areas since 2008. The independent agency offers a variety of health insurance options, including individual and group plans as well as customized bundles that may include dental and vision care, providing coverage for medical and hospital expenses as well as prescription drugs. The agency gives back to the community through its support for the Montana High School Rodeo Association and Special Olympics.

  • Individual Plans
  • Group Plans

Best Health Insurance Agencies Serving Montana
Montana

Expertise.com Rating

Review Sources

Google
4.8 (34)
Facebook
5.0 (18)

Why choose this provider?

Bison Insurance, PLLC, provides financial coverage for the healthcare needs of clients in communities around Montana. Its team offers a comprehensive selection of products and plans that are supported by various companies like CNA Surety and American Modern. Each of its health insurance policies covers standard and emergency surgeries, as well as medication-based treatments and wellness checkups. Bison Insurance has also provided charitable support and participated in volunteer work for different programs held by non-profit organizations and groups, including Big Brothers Big Sisters of America.

  • Individual Health Insurance

Best Health Insurance Agencies Serving Montana
Montana

Expertise.com Rating

Review Sources

Google
5.0 (45)
Facebook
5.0 (17)
Yelp
5.0 (1)

Why choose this provider?

Medicare Life Group offers insurance plans tailored to the needs and budgets of clients in Montana. The company provides health insurance such as Medigap and Medicare Advantage and those that cover prescription drugs and dental and vision exams. Its professionals create customized plans, assist clients in choosing from different options, and guide them throughout the enrollment process. One of its managing leaders, Troy Baccus, is involved in the community as a board member of Gallatin County's Big Brothers Big Sisters.

  • Medicare Supplement Insurance

Best Health Insurance Agencies Serving Montana
Montana

Expertise.com Rating

Review Sources

Google
4.5 (20)
Facebook
5.0 (3)

Why choose this provider?

Montana First Insurance is an independent agency that offers health insurance to individuals, families, and businesses in Montana. It provides disability, individual health and group health insurance, and Medicare Advantage and Medicare Supplement plans. Also included in its list of products are homeowners', renters', auto, business, flood, and rental property insurance. Coverage for farms, ranches, and recreational vehicles is additionally available. Montana First Insurance partners with 25 insurance carriers, including Allied Insurance, BlueCross, Liberty Mutual, MetLife, Travelers, and Farmers Alliance.

  • Individual Plans

Best Health Insurance Agencies Serving Montana
Montana

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
4.3 (7)
Yelp
5.0 (2)

Why choose this provider?

Grachek Insurance serves the needs of individuals, families, and businesses all across Montana. This independent insurance agency offers four major types of health insurance policies for residents in the area, which include EPO, HMO, POS, and PPO, which usually cover medical, surgical, and hospital expenses. Additionally, policies can cover dental fees, mental health treatments, and prescription medications. The agency also offers auto, home, life, and business insurance policies, and some of the insurance carriers it represents include Austin Mutual, CNA Surety, Hartford Insurance, and Progressive.

  • Life Insurance

Best Health Insurance Agencies Serving Montana
Montana

Expertise.com Rating

Review Sources

Google
4.7 (14)

Why choose this provider?

Jacoby Insurance Group addresses the health policy-related concerns of individuals and families in Montana. The company offers various Medicare products, which include parts A and B, supplemental, and Medicare Advantage plans. It also helps clients gather more knowledge about Medicare by providing educational classes. Jacoby Insurance Group has other products, such as long-term care, disability income, small group employer, and property and casualty insurance policies. Owner Megan Jacoby has more than 25 years of insurance experience.

  • Life Insurance

Best Health Insurance Agencies Serving Montana
Montana

Expertise.com Rating

Review Sources

Google
4.9 (37)
Facebook
5.0 (6)

Why choose this provider?

Bailey Insurance Services is an independent agency that addresses the health-related policy concerns of individuals and families in Montana. The firm's team of agents helps its clients find the right insurance that includes dental and vision coverage and a health savings account. They also assist senior citizens in obtaining appropriate health care through various Medicare plans. These include Medicare Advantage, supplement, and prescription drug plans. Bailey Insurance Services has been in the health insurance industry since 2008.

  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Rocky Mountain Insurance Group
626 South Ferguson, Suite 3, Montana, MT 59718
Big Sky Benefit Solutions
1283 N 14th Ave #103, Montana, MT 59715
Bozeman Insurance Center Inc
3731 Equestrian Ln #104, Montana, MT 59718
McLeod Insurance & Financial Services, Inc.
2055 North 22nd Avenue Suite 2A, Montana, MT 59718
Clawson Insurance Agency
412 Railroad Street PO Box 109, Montana, MT 59722
Best Insurance
337 1st Ave East, Montana, MT 59901
Bison Insurance, PLLC
1040 Partridge Place, Ste 2, Montana, MT 59602
Medicare Life Group
PO Box 1501, Montana, MT 59771
Montana First Insurance
1088 North Meridian Rd, Montana, MT 59901
Grachek Insurance
1147 S. Main Street, Montana, MT 59901
Jacoby Insurance Group
931 N. Last Chance Gulch, Montana, MT 59601
Bailey Insurance Services
4 Meridian Court, Montana, MT 59901

Montana Health Insurance FAQs

  • What does the FEHB Program offer to the people of Montana?

    The Federal Employees Health Benefits Program provides Montana residents who are federal employees, retirees, or their survivors, with a diverse range of health plan options. They can select from Consumer-Driven, High Deductible, and Fee-for-Service plans. If they reside or occasionally work within a specific service area, they can choose Preferred Provider Organizations or Health Maintenance Organizations.

  • What is Montana's Health Insurance Marketplace?

    Montana's Health Insurance Marketplace is an online platform where locals can buy health coverage from private insurers through the official government healthcare website. This unique platform offers a variety of insurance options and is the sole avenue to obtain subsidies that lessen expenses based on one's earnings. Although private entities provide these plans, they mirror those sold outside the site.

  • What recent action has Montana taken to support health insurance for school employees?

    Governor Greg Gianforte signed a bill establishing the state's most extensive school health insurance trust. This legislation sanctions an initial $40-million deposit for the trust. To secure this funding, at least 150 districts, including over 12,000 employees, must commit by summer 2026. Upon reaching this threshold, Montana's state auditor will supervise the trust to ensure health insurance expenses are equally divided among the participating schools.

  • What should Montana residents know about HMO Plans?

    Health Maintenance Organization or HMO plans often offer lower initial premiums than other alternatives. A copay, which can be a fixed dollar amount or a percentage, is often paid by the patient at the time of the doctor's appointment while using an HMO. People in Montana must use healthcare providers that are part of their HMO's network in order for their medical services to be paid for. Emergency cases and circumstances when prior HMO authorization has been granted are exceptions.

  • What does it mean when a health insurer in Montana requires a recommended clinical review?

    When a health insurance provider in Montana requests a recommended clinical review, it indicates that the planned course of treatment must be examined by the provider's medical staff before the patient is given care. This evaluation assesses whether the treatment is in line with the patient's medical requirements and ensures they are aware of whether their insurance will cover the procedure.