Best Health Insurance Agencies in O'fallon, MO

O'fallon, MO Health Insurance FAQs

• When is the open enrollment period for Affordable Care Act health insurance plans in Ofallon?

  Ofallon residents can enroll in health insurance plans through the Affordable Care Act during the regular open enrollment season or during a special enrollment period. Every year, the open enrollment period runs from November 1 to December 15. In addition, the federal government may open a special enrollment period for people who have experienced qualifying life events.

• Is there a penalty¬†for people who don't have health insurance in Ofallon?

  Residents of Ofallon were penalized if they did not have qualified health insurance coverage in plan years 2018 and earlier. However, the penalty for individuals who do not have health insurance is no longer in effect in the state of Missouri. This decision was made in accordance with the federal Affordable Care Act (ACA) in the United States.

• How much does health insurance typically cost in Ofallon?

  The average cost of health insurance in Ofallon and the rest of Missouri is $6,684. For a family of four, the equivalent amount is $26,737. This value is $297 less than the national average health insurance coverage per person. Health insurance costs vary greatly depending on the cost of care and the population covered.

• Are international exchange students in Ofallon eligible for health insurance?

  Students enrolled at Ofallon or other American-based colleges and universities who spend a semester abroad are covered. Furthermore, they must be at least 17 years old and enrolled full-time, part-time, or non-traditionally. Non-citizen students enrolled in classes in the United States, on the other hand, do not qualify for health insurance coverage.

• How much does Ofallon Medicare cost a 65-year-old resident?

  Ofallon residents 65 and older who have premium-free Part A and must pay the regular Part B payment will pay a total of $148.50 for Original Medicare. This excludes Part D, Medicare supplement, and Medicare Advantage plans. Furthermore, anyone under the age of 65 who enrolls in original Medicare due to a disability pays the same price.