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Best Health Insurance Agencies in Saint Paul, MN

Our Recommended Top 12

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Saint Paul health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5258Reviewed

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12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Saint Paul, MN
WebsiteLicense: 40344347

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
4.8 (10)

Why choose this provider?

Kriener Insurance is an independent agency that caters to personal and commercial clients in and around Saint Paul. It provides health insurance from a number of companies, such as MetLife, Progressive, and The Hartford. It takes into account the frequency of doctor visits and previous medical bills to create a policy that fits each individual's personal needs. Kriener Insurance also provides risk management options for boats, classic cars, homes, and businesses. It serves clients from Minnesota as well.

  • Umbrella Insurance
  • Life Insurance
  • Health Insurance

Saint Paul, MN

Expertise.com Rating

Why choose this provider?

Need help contacting a Health Insurance Agency in Saint Paul? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

120 Bridgepoint Way, South Saint Paul, MN 55075
WebsiteLicense: 580

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Operating in Saint Paul, Sherman Insurance addresses the business and personal insurance needs of its clients in the area and nearby communities. Since its establishment in 1931, the independent insurance agency has been representing multiple health insurance providers so its clients can choose the coverage and protection that meets their financial situation and goals. Moreover, Sherman Insurance is a member of the Rotary Club of South St. Paul and is involved with Hope Rooted, an organization that grants children with chronic illnesses access to medicine.

  • Individual Plans
  • Life Insurance

575 University Avenue West, Saint Paul, MN 55103
WebsiteLicense: 4486

Expertise.com Rating

Review Sources

Google
4.0 (10)

Why choose this provider?

Unidale Insurance Agency is an insurance agency that offers commercial lines insurance services and home health care options to clients in Saint Paul. Its commercial lines options include contractor insurance, workers' compensation, general liability, and bonds. It also offers home health care options for the elderly, the terminally & chronically ill, and patients with physical & mental disabilities. As an independent agency, Unidale Insurance represents multiple insurance carriers and has employed a computer system that automatically compares insurance plans for the clients.

  • Life Insurance
  • Business Insurance

90 Dale Street South, Saint Paul, MN 55102
WebsiteLicense: 40648545

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
4.0 (5)

Why choose this provider?

McGovern Agency is an insurance firm that offers comprehensive health insurance plans for individuals in Saint Paul and its nearby areas. Its health insurance covers different medical concerns, such as lab tests, prescription drugs, hospitalization, mental health, and emergency services. The agency also has a wide range of other insurance products which include life, business, homeowner's, car, and umbrella. McGovern Agency sources its insurance plans from over 20 top companies, which include Kemper, Progressive, Travelers, Nationwide, and Foremost.

  • Individual Plans
  • Life Insurance

6701 Upper Afton Road, Saint Paul, MN 55125

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Established in 1932, LeClair Group is a third-generation family-owned insurance agency that serves clients in Saint Paul. It is licensed in all 50 states and works with over 40 insurance carriers such as Aetna, Allianz, Ameritas, Cigna, MetLife, and Prudential. The company offers life, cancer, dental, vision, accident, and major medical insurance. It also provides health savings account options, disability, travel, hospital indemnity, and Medicare insurance plans. The staff at LeClair Group has also been commended by previous customers for being helpful and professional.

  • Life Insurance
  • Individual Plans

2175 Saint Clair Avenue, Saint Paul, MN 55105
WebsiteLicense: 20261734

Expertise.com Rating

Review Sources

Google
5.0 (56)

Why choose this provider?

Chris Budzius is a State Farm insurance agent who offers insurance services to individuals, families, and businesses in Saint Paul, Mendota Heights, and Minneapolis areas. Budzius has been providing health insurance solutions for the past 27 years. He assists clients in getting an individual medical insurance plan to cover various life events, such as losing health insurance coverage, having a baby, or marriage. In addition, he also helps with other insurance needs for pets, homeowners, autos, and businesses.

  • Life Insurance

236 Larpenteur Avenue West, Saint Paul, MN 55113

Expertise.com Rating

Review Sources

Google
4.0 (11)
Facebook
5.0 (4)

Why choose this provider?

Quality Insurance Service is partnered with multiple carriers to provide proper life coverage to individuals and families in Saint Paul. Formed in 1946, the service provider arranges term and permanent life insurance programs based on its clients' unique circumstances. The insurance carrier takes care of the beneficiaries' temporary or lifelong financial needs in the event of policyholders' passing. Life insurance can cover education fees, income replacement, business funds, and mortgage payments. Quality Insurance Service's primary goal is to build lasting relationships with its clients.

  • Life Insurance

11240 Stillwater Blvd. North, Lake Elmo, MN 55042
WebsiteLicense: 40371806

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Pathway Insurance Group is an independent agency serving Saint Paul and the surrounding communities. It specializes in providing health insurance services, including doctor and hospital insurance, critical illness, accident coverage, and temporary health insurance. The company also offers life insurance and customized policies for high-net-worth individuals and business owners. Additionally, the company has other coverages that include high-value homeowners policies, employment practices liability, and domestic staff workers' compensation. Pathway Insurance Group gives back to the community and those in need through the Pathway Family Foundation.

  • Individual Plans
  • Life Insurance

375 Selby Ave, Saint Paul, MN 55102
WebsiteLicense: 43617

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Health Planned Consulting Services LLC provides individual and group insurance solutions to clients in Saint Paul. The company assists clients in choosing insurance products for different kinds of needs that range from individual and group medical solutions to Medicare and long-term care. Led by founder Steve Halvorsen, its team of professionals assesses individual needs, designs insurance policies, and evaluates different options. Halvorsen is a veteran in the health insurance industry, having worked at large carriers and a TPA for over 30 years.

  • Individual Plans
  • Group Plans

33 Wentworth Avenue East, West Saint Paul, MN 55118
WebsiteLicense: 40725817

Expertise.com Rating

Review Sources

Google
5.0 (12)

Why choose this provider?

Health Insurance Advisors, LLC, is an independent insurance brokerage in Saint Paul. It specializes in health insurance services to help clients take care of their financial and medical needs. It offers a short-term insurance policy for individuals transitioning between jobs or who have missed the deadline for insurance applications. It also has travel insurance for people who are usually out of town or abroad. These cover interpreters, medications, and air ambulance expenses. Health Insurance Advisors owner Jordan Gascoigne served as a nurse for 11 years.

  • Individual Plans

1901 Minnehaha Avenue East, Saint Paul, MN 55119
WebsiteLicense: 40079429

Expertise.com Rating

Review Sources

Google
4.8 (9)
Facebook
5.0 (2)

Why choose this provider?

East Metro Insurance, LLC is an independent agency that serves in Saint Paul. The agency is a member of the Insurance Producers Network. They offer insurance plans, including personal insurance plans that include life and long-term care insurance. Commercial plans are also offered. Their team offers properties and insurance products to the residents in the community. Being an independent company, East Metro Insurance is not tied to any other company. It works with many insurance providers instead.

  • Individual Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Kriener Insurance
Saint Paul, MNCall for quote
Sherman Insurance
120 Bridgepoint Way, South Saint Paul, MN 55075
Unidale Insurance Agency
575 University Avenue West, Saint Paul, MN 55103
McGovern Agency
90 Dale Street South, Saint Paul, MN 55102
LeClair Group
6701 Upper Afton Road, Saint Paul, MN 55125
Chris Budzius
2175 Saint Clair Avenue, Saint Paul, MN 55105
Quality Insurance Service
236 Larpenteur Avenue West, Saint Paul, MN 55113
Pathway Insurance Group
11240 Stillwater Blvd. North, Lake Elmo, MN 55042
Health Planned Consulting Services LLC
375 Selby Ave, Saint Paul, MN 55102
Health Insurance Advisors, LLC
33 Wentworth Avenue East, West Saint Paul, MN 55118
East Metro Insurance
1901 Minnehaha Avenue East, Saint Paul, MN 55119

Saint Paul, MN Health Insurance FAQs

  • What if your health insurance plan denies coverage of a prescription drug in Saint Paul?

    If the prescription drug is the best for you and no alternatives are covered by your plan, your Saint Paul physician can request authorization for its coverage from your health plan. The health plan can then choose to grant coverage or deny it. If the request has been denied, you can file an internal appeal with the health plan provider or an external appeal with the Minnesota Department of Human Services.

  • Are there any programs to help you afford health insurance in Saint Paul?

    Yes. Low-income residents of Saint Paul can get health coverage through the Medical Assistance program. You can be eligible for it even if you have employer coverage. If you have no access to any health insurance plan, you can get coverage through the MinnesotaCare program. Premium subsidies are available for health plans purchased through the Minnesota Marketplace if you qualify. Minnesotans under Medicare also have access to Medicare Savings Programs, which can help lower out-of-pocket costs.

  • What can you do if there is a gap in your health insurance coverage in Saint Paul?

    You can consider buying a short-term/temporary health insurance plan. Short-term health plans in Saint Paul can provide coverage for up to 185 days or six months. This can bridge your coverage gap while you are in between jobs or waiting for your new coverage to kick in. Note that this type of plan is not meant to provide comprehensive coverage. It will not cover all essential health benefits and preexisting conditions.

  • Will your health insurance coverage continue if you get pregnant while on the Medical Assistance program in Saint Paul?

    Yes. You will be covered during pregnancy and your baby will also be covered up to their first birthday. MA healthcare coverage will include OB-GYN, doctor, and hospital services, as well as prescription medications, medical equipment, and transportation. If you work with a certified doula in Saint Paul and require lactation classes or post-partum depression counseling, these costs may also be covered.

  • Can you buy health insurance for your family in Saint Paul outside the MNsure Marketplace?

    Yes, you are not limited to the Marketplace when buying health insurance in Saint Paul. You can source your health plan through a reputable insurance agency or broker. However, getting insurance on MNsure offers benefits such as tax credits and low-cost plans. You are also protected from discrimination and insurance denials due to preexisting conditions.