Best Health Insurance Agencies in Brooklyn Park, MN

Brooklyn Park, MN Health Insurance FAQs

• What can you do if you have a complaint about your health plan in Brooklyn Park?

  Try to resolve your issue with your health plan's customer service personnel first. You can also send a written complaint to the health insurance company. If any of these do not work, check with the proper government agency regulating the health plan type. For HMOs, contact the Minnesota Department of Health, Managed Care Systems at 1-800-657-3916 or (651) 201-5100. For a non-HMO plan, contact the Minnesota Department of Commerce Consumer Response Team at 1-800-657-3602 or 651-296-2488. You can also find these numbers on the back of your health card in Brooklyn Park.

• In Brooklyn Park, how can a PPO health plan be more advantageous to an HMO?

  A PPO health plan offers more flexibility in the choice of healthcare providers compared to an HMO. With a PPO, you do not need to see a primary healthcare provider (PCP) to go to a specialist. However, if you have an HMO, you have to choose a PCP first who is your point of contact for all your health care needs. You also have to get a referral from the PCP before you can see a specialist in Brooklyn Park.

• How long can children stay on their parent's health insurance in Brooklyn Park?

  Adopted or biological children and step-children can remain on their parent's health insurance until the age of 26. The coverage ends at the end of the month when the child turns 26. Disabled children can stay on the plan past the age of 26, but parents have to contact the insurance company and provide proof of disability. Children in a Brooklyn Park household placed for adoption can stay on a health plan until they turn 18.

• If you recently lost coverage from an employer's health plan in Brooklyn Park, what can you do?

  You can purchase plans from MNsure, the state's health insurance marketplace. Losing an employer's health plan coverage is considered a qualifying event. Thus, you can enroll in a plan outside the enrollment period. You can sign up at least 60 days before or after your coverage ends. To avoid lapses in coverage, you should have a health plan at least 60 days before your coverage in Brooklyn Park ends.

• Is there a program in Brooklyn Park for individuals seeking medical assistance for long-term care services?

  Hennepin County's Medical Assistance for Long-Term-Care Services can help certain groups of people. These people can be individuals who would like to move into a nursing home facility or seniors aged 65 or more who would need services to help them stay home. For more details, they and their caregivers can inquire to the Senior LinkAge Line at 800-333-2433 or the Disability Linkage Line at 866-333-2466. They can visit any Hennepin County human services office location nearest Brooklyn Park.