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2024

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Best Health Insurance Agencies in Lansing, MI

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lansing Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2146Reviewed

1290Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

850 East Saginaw Highway, Grand Ledge, MI 48837
WebsiteLicense: 958818

Expertise.com Rating

Review Sources

Google
4.0 (22)

Why choose this provider?

Doty Agency, Inc. is an insurance company that caters to clients in Lansing. It has been delivering a comprehensive range of insurance products and solutions since 1932. These include health, life, home, business, auto, and farm insurance. Some of its individual health products are traditional major medical, hospital and surgical, medical savings accounts, Medicare Supplement, and high-deductible plans. Doty Agency, Inc. has partnered with numerous carriers, including Accident Fund, Bristol West, and Foremost Insurance Group.

  • Life Insurance

2143 Commons Parkway, Okemos, MI 48864
WebsiteLicense: 3151548

Expertise.com Rating

Review Sources

Google
4.0 (14)
Facebook
5.0 (3)

Why choose this provider?

Cedar River Insurance Agency is an independent multi-line insurance provider based in Okemos that extends its services to the surrounding areas, including Lansing. Its professional insurance associates offer an assessment of clients’ backgrounds and help them select coverage packages that will suit their individual needs. The types of life insurance the company carries are term, permanent, and universal life insurance. These support the clients’ beneficiaries during distressing events. Cedar River Insurance Agency also offers auto, homeowners, and health insurance.

  • Individual Plans
  • Life Insurance

4299 Five Oaks Drive, Lansing, MI 48911
WebsiteLicense: 4592888

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
5.0 (3)

Why choose this provider?

Capital Insurance Services is a company that serves the insurance needs of the residents of Lansing and all of Michigan. Since it opened in 1980, the firm has grown to be one of Lansing’s largest insurance agencies. As an independent agent, it can give clients the power of choice by offering different coverages from different agencies. It offers a wide range of insurance products, including health, life, home, renters', auto, and business insurance.

  • Group Plans
  • Life Insurance

4020 South Cedar Street, Lansing, MI 48910
WebsiteLicense: 4598388

Expertise.com Rating

Review Sources

Google
4.0 (33)
Facebook
4.0 (17)

Why choose this provider?

State Farm insurance agent, Stacy Lewis, delivers a broad range of insurance products and solutions to individuals, families, and business owners residing in Lansing. She provides various kinds of health insurance such as supplemental health, Medicare Supplement, and individual medical plans. Lewis also offers life, property, home, business, and renters insurance coverage. In addition, she delivers policy coverage for automobiles, jewelry, and sports equipment and handles banking, mutual funds, and annuities. State Farm has 19,000 insurance agents across the country.

  • Individual Plans
  • Life Insurance

603 South Washington Avenue, Lansing, MI 48933

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Retailers Insurance Company is an agency that serves clients in Lansing. It specializes in providing workers’ compensation and dental insurance coverage for businesses. Its insurance also includes anti-cybercrime protection, as well as increased employer liability limits. As policyholders, clients automatically become members of the Michigan Retailers Association. The agency has partnered with several insurance companies that include Guardian, Retailers Insurance Company, and Blue Cross Blue Shield of Michigan. It has been serving the health insurance needs of clients for more than 30 years.

  • Group Plans

2205 Abbot Road, East Lansing, MI 48823
WebsiteLicense: 958192

Expertise.com Rating

Review Sources

Google
4.0 (28)

Why choose this provider?

Hacker-King-Sherry is a third-generation insurance agency that has been serving clients in the Lansing area since 1919. It offers health insurance plans that cover medical and surgical expenses and often include employer benefit packages. Hacker-King-Sherry also provides auto, homeowners', renters', and life insurance policies. Additionally, it also offers workers' compensation, business owner's policy, and commercial liability insurance plans as well as bonds. Hacker-King-Sherry represents multiple insurance companies including Progressive, Michigan Insurance Company, and The Hanover Insurance Group.

  • Life Insurance

4451 Okemos Road, Okemos, MI 48864
WebsiteLicense: 0094960

Expertise.com Rating

Review Sources

Google
5.0 (114)

Why choose this provider?

Arnouts Insurance Agency, Inc. is an independent agency that has been serving individuals, businesses, and families in Lansing since 1999. It provides health insurance products to those who do not have employer health plans and to self-employed individuals who need supplemental health plans. It also offers insurance solutions to auto, homeowners, and renter's needs. In addition, it caters to the cabin, cottage, boat, and motorcycle owners in helping with policies that include liability and property coverage. It also assists clients who wish to report after-hours emergency claims.

529 West Saginaw Street, Lansing, MI 48933
WebsiteLicense: 958444

Expertise.com Rating

Review Sources

Google
4.0 (38)
Facebook
5.0 (23)

Why choose this provider?

Rathbun Insurance is an independently owned and locally operated company providing health insurance coverage options to Lansing residents. It provides dental and vision insurance as well as group benefit programs. Furthermore, it offers other personal insurance policies, including home, auto, boat, and renters' insurance. The company works with various insurance companies aimed to provide clients with the right policy for their individual needs. Its team consists of professionals with over 200 years of combined experience in the insurance industry.

  • Individual Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Doty Agency, Inc
850 East Saginaw Highway, Grand Ledge, MI 48837
Cedar River Insurance Agency
2143 Commons Parkway, Okemos, MI 48864
Capital Insurance Services
4299 Five Oaks Drive, Lansing, MI 48911
Stacy Lewis
4020 South Cedar Street, Lansing, MI 48910
Retailers Insurance Company
603 South Washington Avenue, Lansing, MI 48933
HACKER-KING-SHERRY
2205 Abbot Road, East Lansing, MI 48823
Arnouts Insurance Agency Inc
4451 Okemos Road, Okemos, MI 48864
Rathbun Insurance
529 West Saginaw Street, Lansing, MI 48933

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Why are individuals in Lansing encouraged to purchase ACA health insurance?

    Individuals in Lansing are encouraged to purchase ACA health insurance to protect them from expensive out-of-pocket medical expenses due to their illnesses or pre-existing conditions. This type of insurance also provides coverage for women and children without discrimination. In addition, through ACA's American Rescue Plan, qualified individuals may save money.

  • When can you enroll in a health insurance plan in Lansing?

    You can enroll in a health insurance plan in Lansing when dealing with life events, including changes in your income or residence, becoming a U.S. citizen, having a baby, death in the family, or getting married or divorced. Moreover, you can also apply for health insurance during the Open Enrollment Period from November 1 to January 15 every year.

  • How does an HMO medical insurance plan work in Lansing?

    In Lansing, an HMO medical insurance plan provides a specific network of healthcare providers. Insurance companies and medical service providers have an agreement to offer services at a reduced rate. Before consulting with a specialist, policyholders must get a referral from their primary care physician. Women do not need to get a referral because they have the right to select their OB/GYN doctors.

  • How can policyholders avoid health insurance claims denial in Lansing?

    Policyholders in Lansing can avoid health insurance claims denial by making sure that their primary care physicians or doctors approve their medical procedures or treatments. Their PCP must also refer policyholders to other clinics or doctors to prevent claims denial. To prevent claims denial, individuals must coordinate with their insurance service providers before seeking medical care.

  • Who can get health savings accounts in Lansing?

    In Lansing, anyone under 65 with a qualified high-deductible health policy can open a health savings account. Individuals must have at least $1,500 worth of deductibles, and families must have at least $3,000. The annual out-of-pocket expenses of individuals should not exceed $7,500 and $15,000 for a family.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.