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2025

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Best Health Insurance Agencies in Ann Arbor, MI

Our Recommended Top 12

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Ann Arbor health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2158Reviewed

1299Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving Ann Arbor
2405 South Main Street, Ann Arbor, MI 48103
Visit WebsiteLicense: 7112307

Expertise.com Rating

Review Sources

Google
4.0 (122)

Why choose this provider?

Heidi Kussurelis Insurance is an insurance agency that caters to individuals and businesses in the Ann Arbor area. The company offers disability insurance for clients interested in ensuring that they can handle serious events that would affect their health in the future. It also handles cannabis insurance that aims to direct the venture in a positive light. The locally owned and locally operated firm has been in the industry since 1996 and continues to dedicate its work to the Michigan community.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Ann Arbor
9041 Lewis Avenue, Temperance, MI 48182
Visit WebsiteLicense: 9309306

Expertise.com Rating

Review Sources

Google
4.0 (97)
Facebook
4.0 (22)

Why choose this provider?

Barron Insurance & Financial Services Agency delivers life insurance plans to its clients in the Ann Arbor area. It offers either term life or whole life insurance based on the potential policyholder’s age and overall health. The agency also offers other personal and commercial insurance plans, such as homeowners', auto, renters', business property, general liability, and workers' compensation insurance. For the clients' convenience, applying for a quote can be done online or through a phone call.

  • Life Insurance

Best Health Insurance Agencies Serving Ann Arbor
115 Park Street, Chelsea, MI 48118
Visit WebsiteLicense: 0108617

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Springer Insurance Agency is a Chelsea-based company that provides services to individuals and businesses in the Ann Arbor area. It accommodates clients who need assistance in purchasing health insurance plans. Additionally, the company offers other plans, including life, auto, home, pet, and business insurance. It works with different insurance carriers in customizing coverages such as Hastings Mutual, Safeco Insurance, and Travelers. Springer Insurance Agency was established in 1923. One of the owners, Matt Steinhauer, has been the company's president since 2005.

  • Life Insurance

Best Health Insurance Agencies Serving Ann Arbor
2805 Foster Avenue, Ann Arbor, MI 48108
Visit WebsiteLicense: 18296008

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Dayney Agency is an independent insurance agency catering to the insurance needs of its customers living in Ann Arbor and beyond. They serve all 50 states, offering countless insurance policies covering health, life, disability, retirement, and many others. They identify what the customer needs and pairs them with the right insurance policy suitable for their coverage needs. The company is a member of the Ann Arbor Chamber of Commerce and the West Washtenaw Business Association.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Ann Arbor
2030 Packard Street, Ann Arbor, MI 48104
Visit WebsiteLicense: 1682684

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

John A. Barton Insurance is a family-owned insurance agency headquartered in Ann Arbor. As an independent insurance agency since 1990, it has been providing vast options of health insurance from top carriers like Allianz, Prudential, AXA Equitable, and Mass Mutual. Some of these health insurance plans cater to individuals and families. Small businesses may also avail of liability insurance that includes coverage on accidental injuries of non-employees inside the premise of the business property.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Ann Arbor
2723 South State Street, Ann Arbor, MI 48104
Visit WebsiteLicense: 16945760

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Lockridge Insurance Services was founded in 1989 to meet the insurance needs of Ann Arbor and surrounding communities. In partnership with more than 25 insurance carriers, it aims to create health insurance solutions that match the clients' lifestyles. The firm's licensed agents work closely with customers to provide insurance programs for automobiles, properties, and individual life. Some of the companies it represents are Prudential, The Cincinnati Insurance Companies, Liberty Mutual, Progressive, and MetLife.

  • Group Plans
  • Life Insurance

Best Health Insurance Agencies Serving Ann Arbor
2401 West Big Beaver Road, Troy, MI 48084
Visit WebsiteLicense: 3244034

Expertise.com Rating

Review Sources

Google
4.0 (14)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Hylant is a full-service insurance and risk management company serving clients in Ann Arbor and nearby localities. The family-owned and family-operated business delivers a variety of personal and business insurance for individuals, families, and commercial clients, including health insurance plans. Its insurance brokers represent multiple carriers that offer different kinds of health coverages, such as fee-for-service, managed care, disability, and long-term care. The team also delivers term and permanent life insurance plans. Hylant has been protecting people and their assets for over eight decades.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Ann Arbor
416 West Huron Street, Ann Arbor, MI 48103
Visit WebsiteLicense: 0107307

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

GH2 Benefits is an insurance brokerage firm in Ann Arbor. It offers ACA Health Insurance plans, as well as risk management options for life and annuities. Its employee benefits options include short- and long-term disability, group health, dental, and vision, as well as group and voluntary life insurance. Medicare guidance is also offered. The company aims to provide assistance with comprehensive financial fluency services and has a GH2 Unfiltered subscriber-only site for insight and information on different financial topics.

  • Life Insurance

Best Health Insurance Agencies Serving Ann Arbor
450 South Maple Road, Ann Arbor, MI 48103
Visit WebsiteLicense: 958566

Expertise.com Rating

Review Sources

Google
4.0 (44)
Facebook
3.0 (5)
Yelp
1.0 (1)

Why choose this provider?

Delivering insurance solutions since 1926, Kleinschmidt Agency, Inc., serves businesses, families, and individuals in Ann Arbor. It offers personal policy options like health insurance, life insurance, homeowners' insurance, rental properties insurance, and automobile insurance. The company also has business coverages for medical malpractice, business and management liability, specialty services, and workers’ compensation. Also available are group benefits like HR communication and assistance, private exchanges, and ancillary benefits. Kleinschmidt Agency guides clients in developing insurance plans that meet their needs and budget.

  • Individual Plans
  • Group Plans
  • Life Insurance

Best Health Insurance Agencies Serving Ann Arbor
955 West Eisenhower Circle, Ann Arbor, MI 48103
Visit WebsiteLicense: 959627

Expertise.com Rating

Review Sources

Google
4.3 (11)
Facebook
4.3 (3)

Why choose this provider?

Kemner Iott Benz assists clients in Ann Arbor with health insurance options. Beyond HMO, PPO, POS, and travel health plans, it also aids with supplements for Medicare's Parts A and B to secure uncovered copayments or deductibles. Its other personal insurance lines include disability, life, and homeowners, while its commercial lines range from general to management liabilities. Kemner Iott Benz also serves the Adrian, Cassopolis, and Howell areas. It has served industries such as retail, construction, agriculture, and real estate.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Ann Arbor
610 South Hewitt Road, Ypsilanti, MI 48197
Visit WebsiteLicense: 0129803

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Andy Stewart is a State Farm agent focusing on health insurance services. He assists clients in Ann Arbor in getting a health plan that provides benefits for their medical needs, including long-term disability services that cover the monthly income of clients if they are unable to work due to total disability. This helps individuals and their families pay bills, rents, mortgages, groceries, and car expenses. Andy also has a supplemental health plan that gives clients financial benefits for outpatient surgery, unexpected child care, and private room fees.

  • Life Insurance

Best Health Insurance Agencies Serving Ann Arbor
2922 Lewis Avenue, Ida, MI 48140
Visit WebsiteLicense: 2757550

Expertise.com Rating

Review Sources

Google
4.0 (30)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Knabusch is an insurance firm that serves the residents of Ann Arbor. The company partners with different insurance providers, such as Hagerty and Titan Insurance, to help its clients find suitable health, auto, home, and flood insurance policies. Its health insurance programs are available in individual and group packages, with coverages that can apply to employees, their spouses, and children. Knabusch has seven staff members, four of whom working as agents. Robert Knabusch, its president, has been in the insurance industry since 1980.

  • Life Insurance
  • Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Heidi Kussurelis Insurance
2405 South Main Street, Ann Arbor, MI 48103
Barron Insurance & Financial Services Agency
9041 Lewis Avenue, Temperance, MI 48182
Springer Insurance Agency
115 Park Street, Chelsea, MI 48118
Dayney Agency
2805 Foster Avenue, Ann Arbor, MI 48108
John A. Barton Insurance
2030 Packard Street, Ann Arbor, MI 48104
Lockridge Insurance Services
2723 South State Street, Ann Arbor, MI 48104
Hylant
2401 West Big Beaver Road, Troy, MI 48084
GH2 Benefits
416 West Huron Street, Ann Arbor, MI 48103
Kleinschmidt Agency, Inc.
450 South Maple Road, Ann Arbor, MI 48103
Kemner Iott Benz
955 West Eisenhower Circle, Ann Arbor, MI 48103
Andy Stewart
610 South Hewitt Road, Ypsilanti, MI 48197
Knabusch
2922 Lewis Avenue, Ida, MI 48140

Ann Arbor, MI Health Insurance FAQs

  • Can smoking lead your Ann Arbor health insurance premium to go up?

    Yes. Your health insurance rates in Ann Arbor will go up if you are currently smoking cigarettes, chewing tobacco, or snuffing. If you've just given up smoking, you may still be required to pay a higher premium since smoking frequently increases your risk of developing cancer and other diseases.

  • What does a deductible mean in an Ann Arbor health insurance plan?

    A deductible is the amount you must pay out-of-pocket before your Ann Arbor health insurance plan will begin to pay for your medical expenses. This means that your health insurance provider will only cover a portion of your medical expenses after you've met the deductible up to the policy's out-of-pocket maximums. Additionally, aside from the deductible, you are required to pay a copayment for medical treatments.

  • What benefits do high-deductible health plans offer in Ann Arbor?

    In Ann Arbor, high-deductible health plans offer more affordable premiums than other kinds of insurance. You will have access to medical cost discounts for a high-deductible health plan since insurance companies can arrange these discounts with medical providers on your behalf. Furthermore, a high-deductible health plan qualifies you for a health savings account, a tax-advantaged way to save for future medical expenses.

  • What steps should you take if your Ann Arbor health insurance does not pay your medical bills?

    When your Ann Arbor health insurance doesn't pay your medical expenditures, you speak with your doctor's office to be sure the codes are accurate; if not, they will reprocess your claim. Another option is to contest the claim. Speak with your insurance provider directly. Lastly, if you cannot contact your insurance provider, the insurance commissioner will advise you on your next course of action.

  • What information appears on an Ann Arbor health insurance bill?

    The cost of each service, codes for the diagnosis and current procedural terminology, the total amount owed, and a list of services are all components of an Ann Arbor health insurance bill. It may also contain your name, the date of service, the name of your provider, and a summary of what the insurance covers.