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Best Health Insurance Agencies in Springfield, MA

Our Recommended Top 6

We did the research for you!

  • Licensing
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Our goal is to connect people with the best local professionals. We scored Springfield health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2902Reviewed

1743Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving Springfield
181 Park Avenue, West Springfield, MA 01089

Expertise.com Rating

Why choose this provider?

Lussier Insurance Agency is an independent and family-owned insurance agency that has been protecting families and businesses with its health insurance programs. The firm has been offering services to the communities in Springfield since 1975. It provides a wide range of health insurance plans such as Medicare supplements, disability income protection, health savings accounts, and major medical. In addition, it has business insurance policies. Owners Mark and Mike Lussier are committed to earning the clients' trust by building relationships.

  • Individual Plans
  • Life Insurance
  • Group Plans

Best Health Insurance Agencies Serving Springfield
85 Wilbraham Road, Springfield, MA 01109

Expertise.com Rating

Review Sources

Google
3.0 (29)

Why choose this provider?

Alban Insurance Agency addresses the health insurance needs of clients in Springfield and the surrounding areas. It offers individual and family health insurance tailored to meet the clients' needs and objectives. It has additional coverage that includes life, auto, home, and condo insurance. Additionally, the business caters to commercial clients, providing workers' compensation and general liability, which are designed to protect the businesses' assets against financial downfall and possible lawsuits. Furthermore, it offers hobby policy options, offering boats, motorcycles, and watercraft insurance.

  • Life Insurance

Best Health Insurance Agencies Serving Springfield
175 Dwight Road, Longmeadow, MA 01106

Expertise.com Rating

Review Sources

Google
4.0 (8)

Why choose this provider?

GW Morisi Insurance Agency, Inc., is a health insurance firm serving clients from Springfield and nearby areas. The agency offers a wide range of health insurance products, including group medical, disability, and dental plans. Other insurance policies for vehicles, properties, and workers' compensation are also available. This family-owned business has been providing insurance solutions to the community for over 70 years. Some of its insurance carriers include Philadelphia Insurance Companies, Liberty Mutual Insurance, and The Hartford.

  • Life Insurance

Best Health Insurance Agencies Serving Springfield
35 Center Street, Chicopee, MA 01013

Expertise.com Rating

Review Sources

Google
4.0 (8)

Why choose this provider?

Grandfield, Bugbee, and Masse Insurance Agency, Inc., is an insurance provider that protects individuals, families, and businesses from financial instability in the event of a tragedy. Its team of insurance agents delivers several health insurance options for customers in Springfield and nearby communities. Its health insurance plans include medical savings accounts, long-term care, disability, accident, and traditional health insurance. Business clients have the option to avail the company’s commercial products, such as workers' compensation, commercial property, garage and repair, and errors and omissions.

  • Life Insurance

Best Health Insurance Agencies Serving Springfield
933 East Columbus Avenue, Springfield, MA 01105

Expertise.com Rating

Review Sources

Google
4.3 (43)
Facebook
5.0 (7)
Yelp
1.0 (1)

Why choose this provider?

The AXiA Group is an independent insurance company that provides risk management solutions from its Springfield office. Its team furnishes different types of protection plans, including individual health insurance policies for clients without employer-sponsored protection and group health insurance plans for employees. The agents work with numerous providers, such as Liberty Mutual and MetLife, in order to find coverages suitable to its clients' situations. The AXiA Group, which started operating in 2001, is headed by Michael Long, a Certified Insurance Counselor.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Springfield
485 Main Street, Springfield, MA 01151

Expertise.com Rating

Review Sources

Facebook
4.8 (54)
Google
4.5 (13)

Why choose this provider?

The Dowd Agencies offer a variety of financial services that fit different situations and different stages in life. It is the oldest insurance agency in Massachusetts, established in 1898 by James J. Dowd. The business has been continued by his family ever since and provides its services in Springfield and surrounding neighborhoods. It has a variety of insurance products which range from personal and business insurance policies. It also has employee benefits packages, which include life insurance and retirement plans.

  • Individual Plans
  • Life Insurance
  • Group Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Lussier Insurance Agency
181 Park Avenue, West Springfield, MA 01089
Alban Insurance Agency
85 Wilbraham Road, Springfield, MA 01109
GW Morisi Insurance Agency, Inc.
175 Dwight Road, Longmeadow, MA 01106
Grandfield, Bugbee, and Masse Insurance Agency, Inc.
35 Center Street, Chicopee, MA 01013
The AXiA Group
933 East Columbus Avenue, Springfield, MA 01105
The Dowd Agencies
485 Main Street, Springfield, MA 01151

Springfield, MA Health Insurance FAQs

  • What happens to the residents of Springfield if they fail to secure health insurance?

    Residents of Springfield who do not obtain health insurance or do not meet the state's Minimum Creditable Coverage (MCC) criteria may face tax penalties. Massachusetts requires health insurance coverage, and individuals who are uninsured or underinsured may face a penalty when filing their Massachusetts state income tax return. Individuals with a brief coverage gap of less than three months are exempt from this penalty.

  • How can you tell if a Springfield health insurance company meets MCC standards?

    Every health insurance company licensed in Springfield is required to include an MCC-compliance notice on all plans sold within the state. This notice specifies whether the plan complies with MCC requirements or not. Insurers also provide Form MA 1099-HC to indicate whether the insurance met MCC criteria and the specific months in which an enrollee had coverage.

  • Is it possible for individuals to receive surprise medical bills from an out-of-network healthcare provider in Springfield?

    Out-of-network healthcare providers are not permitted to issue a surprise or balance medical bill in Springfield. This is in accordance with the No Surprises Act, which states that no one should ever receive a surprise bill for emergency care, specific auxiliary services, or services provided by out-of-network physicians at in-network hospitals. Instead, they are only responsible for covering their portion of the cost.

  • Are there health insurance programs offered to individuals in Springfield with low income?

    Low-income Springfield residents can sign up for the MinnesotaCare healthcare program. MinnesotaCare is funded through a variety of sources, including a state tax on Minnesota hospitals and healthcare providers, Basic Health Program funding, enrollee premiums, and cost-sharing. It covers a wide range of services, including prescription medications, doctor appointments, and hospital stays. Children, expectant mothers, and other adult beneficiaries may have different levels of coverage.

  • What kind of information can insurance providers in Springfield ask someone who is looking for healthcare plans?

    Prospective clients for health insurance in Springfield are frequently required to provide their name, age, and contact information. Insurance companies will also ask if the applicant wants coverage for their immediate family or for themselves. However, insurers are not allowed to inquire about a person's medical history, including any pre-existing diseases or medications.