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2024

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Best Health Insurance Agencies in Baltimore, MD

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Baltimore Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

11959Reviewed

7178Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1007 Eastern Avenue, Baltimore, MD 21202

Expertise.com Rating

Review Sources

Google
4.0 (11)

Why choose this provider?

MEBA Benefit Plans is a Baltimore-based health insurance agency that caters to active and retired members of the Marine Engineers' Beneficial Association (MEBA) and their dependents. It carries the MEBA Medical and Benefits Plan through CareFirst Blue Cross Blue Shield and OptumRx. The plan includes medical, mental health, dental, and prescription drug benefits. It also offers disability, accidental death, dismemberment, and life insurance coverages. Moreover, MEBA Benefit Plans provides pension, 401(k), training, vacation, and money purchase benefit plans.

  • Life Insurance

1204 Maryland Avenue, Baltimore, MD 21201
WebsiteLicense: 48062

Expertise.com Rating

Review Sources

Google
5.0 (10)

Why choose this provider?

Unity Insurance is an insurance brokerage in Baltimore that offers insurance products and financial advisory services. The firm was established in 1975 and has since provided coverage plans for homes, businesses, properties, and individual needs. Its health insurance products include individual health insurance, disability insurance, long-term care insurance, as well as Medicare Supplement plans. Unity Insurance carries policies from various providers like Aetna, CareFirst, and AIG for its health and life insurance lines.

  • Individual Plans
  • Life Insurance

1414 Key Highway, Baltimore, MD 21230
WebsiteLicense: 3001032979

Expertise.com Rating

Review Sources

Google
5.0 (24)

Why choose this provider?

Liz Sherstad is a health insurance agent who serves clients from Baltimore and its surrounding areas. Sherstad offers a wide range of health insurance products for individuals and businesses, such as Medicare Supplements. Aside from health insurance, she also provides plans for homeowners, renters, and vehicles. Other products she offers are banking solutions and annuities. Over the years, she has been leading a team of insurance professionals that is well-versed in out-of-state transfers to Maryland.

  • Life Insurance

408 East 25th Street, Baltimore, MD 21218
WebsiteLicense: 99365

Expertise.com Rating

Review Sources

Google
4.0 (3)

Why choose this provider?

Located in Baltimore, Ugele Insurance Agency is a firm that caters to individuals and businesses who are interested in ensuring their future and assets. The company provides health coverage to clients who need to make sure that their hospital, medical, vision, and dental needs are in check. In addition, it offers workers' compensation for firms. Ugele Insurance Agency is dedicated to consulting with its customers to be able to form lasting relationships with them. Its president, Bamikole Gbangbalasa, carries 30 years of insurance expertise.

  • Life Insurance
  • Individual Plans

100 International Drive, Baltimore, MD 21202
WebsiteLicense: 3000425464

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
3.0 (4)

Why choose this provider?

Pro Benefits Plus is a health insurance agency headquartered in Baltimore. It helps businesses in the area recruit and retain employees by working as its benefits advocates. The agency offers health insurance plans suited to both small and large companies. Based on their situation, it also educates business owners on the different health insurance and life insurance products available to them. Additionally, Pro Benefits Plus has HR administration services that assist businesses with workplace safety and harassment prevention.

  • Life Insurance

575 South Charles Street, Baltimore, MD 21202
WebsiteLicense: 2078951

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Employee Benefit Services is a team of brokers that provide various employee health insurance products to clients in Baltimore and other surrounding areas. Its products include life, disability, medical, dental, and vision. It assists clients in navigating the employee benefits using automated technologies such as integrated payroll, Human Resource Information Systems, and benefits administration. It also provides strategies and plans to help clients stay financially focused. A client care specialist will address clients' issues regarding employee health benefits.

  • Group Plans
  • Life Insurance

900 South Charles Street, Baltimore, MD 21230
WebsiteLicense: 5165

Expertise.com Rating

Review Sources

Google
4.5 (6)
Facebook
5.0 (4)

Why choose this provider?

Upper Chesapeake Insurance Agency is an independent agency that has been founded by David Carr more than two decades ago. It represents financially strong insurance carriers to deliver tailored insurance plans with coverage that suits client's needs. The insurance agents at this company specialize in life insurance policies for clients based in Baltimore. The different types of life insurance plans are final expense insurance, fixed annuities, and individual life insurance. Other products are auto, home, and business insurance.

  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
MEBA Benefit Plans
1007 Eastern Avenue, Baltimore, MD 21202
Unity Insurance
1204 Maryland Avenue, Baltimore, MD 21201
Liz Sherstad
1414 Key Highway, Baltimore, MD 21230
Ugele Insurance Agency
408 East 25th Street, Baltimore, MD 21218
Pro Benefits Plus
100 International Drive, Baltimore, MD 21202
Employee Benefit Services
575 South Charles Street, Baltimore, MD 21202
Upper Chesapeake Insurance Agency
900 South Charles Street, Baltimore, MD 21230

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is health insurance required for Baltimore residents?

    No. However, it is necessary to have health insurance in Baltimore in case of a medical emergency. Health insurance will help cover expenses relating to hospitalization, general prescriptions, doctor's visits, emergency care, and mental health services. There are multiple health plans that individuals can select from, contingent upon their specific healthcare requirements.

  • Can you obtain health insurance in Baltimore if you are pregnant and not a citizen of the U.S.?

    Yes. Noncitizen pregnant women have access to Medicaid coverage throughout Maryland, including Baltimore. The Healthy Babies Equity Act, which provides coverage to all individuals, irrespective of immigration status, during pregnancy and for four months following the birth of their child, was signed into law on July 1, 2023. Medicaid may provide financial assistance for medical expenses incurred within the three months prior to the application.

  • In Baltimore, what steps should one take if they lose their health insurance following a job loss?

    Special enrollment is available to those individuals in Baltimore who have lost employer-sponsored coverage. You need to enroll within 60 days of the loss of coverage, which is the last day of employment. Before deciding whether or not to accept COBRA coverage from your former employer, you should compare your options on Maryland Health Connection. You can contact the center at (410) 500-4710 or visit their office to learn more about your health insurance options.

  • What is a private health plan in Baltimore, and what are the advantages of enrolling in one?

    A private health plan in Baltimore is one that has Maryland Health Connection's certification, indicating it satisfies specific requirements. All private health plans are required to provide minimum essential coverage, according to the Patient Protection and Affordable Care Act. These include hospital stays, doctor visits, prescriptions, emergency visits, pediatric care, and maternity and newborn care. In addition, it covers laboratory tests, rehabilitative services, preventive and wellness management, and mental health and substance use disorder treatment.

  • What is the Maryland Children's Health Program, and who is eligible to obtain coverage in Baltimore?

    The Maryland Children's Health Program may be able to provide coverage to expectant mothers and parents of children under the age of 19 living in Baltimore. If your family's annual income is more than the MCHP income criteria allow but lower than 322% of the federal poverty level for your family size, your uninsured children under 19 may be eligible for the MCHP Premium.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.