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2024

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Best Health Insurance Agencies in Lawrence, KS

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lawrence Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1744Reviewed

1048Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1402 W Lucy Webb Rd, Raymore, MO 64083
WebsiteLicense: 949993

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (1)

Why choose this provider?

Brian Mills is an insurance agent with Aflac, serving families, individuals, businesses, and brokers in Lawrence and nearby areas. Mills offers an array of health care insurance products, including supplemental hospital coverage, critical illness insurance, and cancer coverage. Dental and vision plans and short-term disability insurance, which covers holders while they are recovering from illness or injury, are also available. In addition, Mills provides accident insurance policies and term and whole life insurance.

  • Individual Plans

1811 Wakarusa Drive, Ste 100, Lawrence, KS 66047
WebsiteLicense: 4893630

Expertise.com Rating

Why choose this provider?

Kurt Goeser is a State Farm insurance agent who provides services in the Lawrence metro. He handles health insurance policies, including supplemental health insurance, individual medical coverage, and Medicare supplement insurance. He also offers coverage for property, home, life, and auto. Additionally, he assists clients with their banking, mutual funds, and annuities needs. Kurt has been leading a team through the Kurt J Goeser Insurance Agency Inc. since 2002. His agency has received the Chairman's Circle award.

  • Health Insurance

2500 W 31st St Suite B, Lawrence, KS 66047
WebsiteLicense: Verified

Expertise.com Rating

Why choose this provider?

Integrity Midwest Insurance, LLC, is an agency in Lawrence that offers health insurance services for non-profit organizations, businesses, and other entities. It helps clients overcome financial hardships when faced with a medical emergency, such as illnesses or accidents. Its team of agents also provides wellness instruction, both in writing and through onsite presentation to employees. In addition, they deliver a wide range of personal insurance products, including auto, identity theft, homeowners', watercraft, and RV insurance policies.

  • Group Plans

2400 Iowa St Ste 2, Lawrence, KS 66046
WebsiteLicense: 575512

Expertise.com Rating

Review Sources

Google
4.3 (41)
Facebook
5.0 (6)

Why choose this provider?

Chris Munk is a State Farm Insurance agent serving the Lawrence area. He handles health insurance plans, supporting individuals and families in finding the right coverage for their needs. Individual medical, supplemental health insurance, and Medicare supplement plans are his areas of expertise. He also provides guidance to clients who need to alter their insurance coverage or submit medical claims. Munk has been with State Farm Insurance since 1993. He and his team possess over 100 years of combined experience in the industry.

  • Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Brian Mills
1402 W Lucy Webb Rd, Raymore, MO 64083
Kurt Goeser
1811 Wakarusa Drive, Ste 100, Lawrence, KS 66047
Integrity Midwest Insurance, LLC
2500 W 31st St Suite B, Lawrence, KS 66047
Chris Munk
2400 Iowa St Ste 2, Lawrence, KS 66046

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • When can Lawrence residents enroll in ACA health insurance plans in Kansas?

    Citizens in Lawrence can sign up for ACA health insurance plans primarily between November 1 and December 15 of each year. However, Special Enrollment Periods (SEP) become available following major life changes such as marriage or relocation. The federal government may from time to time introduce new SEPs. The ACA intends to provide 10 critical benefits, including emergency care. Many may be eligible for subsidies, which could reduce premiums to zero for certain plans.

  • What are the primary health insurance options available in Lawrence?

    Residents in Lawrence can choose from a variety of health insurance plans. The Fee-For-Service (FFS) plan reimburses medical professionals for services rendered. Managed Care plans include Health Maintenance Organizations (HMO), in which primary care physicians coordinate care; Preferred Provider Organizations (PPO), which offer flexibility with potentially lower costs within the network; and Point-Of-Service (POS) plans, which combine HMO and PPO characteristics. The best option is determined by personal preferences and medical requirements.

  • What is KanCare and how does it operate for residents of Lawrence?

    KanCare is Kansas' Medicaid program, and managed care organizations provide integrated care to Lawrence residents. Although similar to Medicaid, KanCare is a more comprehensive version that provides broader managed care. It is a fee-for-service system that includes plans from Aetna Better Health of Kansas, Sunflower State Health Plan, and UnitedHealthcare Community Plan of Kansas. While the state pays providers directly, members may have to pay coinsurance fees.

  • Can individuals in Lawrence remove certain benefits from a Health Insurance Marketplace plan if they don't need them?

    No, individuals are not permitted to remove specific benefits from a plan. Every plan available on the Lawrence Health Insurance Marketplace must include all essential health benefits mandated by the ACA. Though an individual may not use every benefit, this comprehensive coverage spreads risk and protects against unforeseeable health risks throughout a person's life.

  • How can residents of Lawrence determine which medications are covered by their health insurance plan?

    Individuals in Lawrence should consult the insurer's formulary, which is a list of covered drugs, to determine which drugs are covered. Typically, insurers use a tiered system for drug cost-sharing, which means that generics are often less expensive than brand-name medications. The Summary of Benefits and Coverage provides links to drug coverage details, and the Health Insurance Marketplace connects to insurers' formularies. Residents can also seek assistance from their insurer directly.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.