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Best Health Insurance Agencies in Iowa City, IA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Iowa City Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

102 E 3rd Street PO Box 136, West Liberty, IA 52776
WebsiteLicense: 6853312 Rating

Review Sources

4.7 (6)
5.0 (5)

Why choose this provider?

Martin Agency Insurance Services, Inc., helps Iowa City residents prepare for life's uncertainties through health insurance plans. The agency helps clients choose the right health insurance option to cover medical expenses in the event of an illness or injury. It also offers a variety of other personal and business insurance solutions, such as life, flood, farm, auto, and homeowners' insurance. It represents a wide range of insurance carriers, including Nationwide, Grinnell Mutual, Foremost Insurance Group, and American Mutual Insurance Association.

  • Individual Health Insurance

203 4th Ave West, Iowa City, IA 50590
WebsiteLicense: 11070371 Rating

Review Sources

4.7 (3)
5.0 (2)

Why choose this provider?

Cornerstone Insurance Services, based in Swea City, serves clients throughout the Iowa City area. This independent insurance service provider offers a broad range of insurance plans, such as individual, family, and group health insurance. It guides clients in choosing the health insurance coverage that suits their needs. It also provides dental and vision coverage, long-term care, supplemental, disability, and medical health insurance policies. Chris Hardt, agency owner, established the locally owned and operated business in 2014.

  • Individual Plans

1700 South 1st Ave, Unit 25F, Iowa City, IA 52240
WebsiteLicense: 266582 Rating

Review Sources

5.0 (1)

Why choose this provider?

Sankaty Light Benefits is a healthcare and insurance business that serves clients in Iowa City. It has recently introduced ExecSelect, a key employee healthcare cost reimbursement plan for select employees. The policies cover out-of-pocket healthcare expenses, including dental care, hearing examinations, vision care, physical therapy services, and annual physicals and preventative screenings. Sankaty Light Benefits is headed by Steven W. Jacobson, who has over 25 years of experience in the insurance business and was the Vice-President for Health Advantage Network.

  • Individual Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Martin Agency Insurance Services, Inc.
102 E 3rd Street PO Box 136, West Liberty, IA 52776
Cornerstone Insurance Services
203 4th Ave West, Iowa City, IA 50590
Sankaty Light Benefits
1700 South 1st Ave, Unit 25F, Iowa City, IA 52240


  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What factors should you take into account when selecting a health insurance policy in Iowa City?

    Some factors to take into account when deciding on a health insurance plan in Iowa City are the following:

    • Co-payments, which are your share of medical costs, with insurance covering the rest.
    • The deductible, which is the amount you personally cover before the insurance begins to contribute.
    • The precise range of medical services, medications, and treatments included in the policy.
    • Yearly maximum reimbursement limits.
  • What is group health insurance in Iowa City?

    Group health insurance in Iowa City provides coverage to a group of individuals, frequently comprising organization members or employees. These options offer various medical benefits and services, ensuring group members access necessary healthcare while also providing cost advantages over individual plans. Typically, the cost per person is lower when insurance risk is spread across a bigger group, as opposed to individual purchases.

  • What types of healthcare expenses does group health insurance typically cover in Iowa City?

    Iowa City group health insurance typically covers various healthcare expenses, including:

    • Prescription medications to reduce costs.
    • Hospitalization, doctor visits, tests, surgeries, and treatments.
    • Preventive care, like checkups, screenings, and vaccinations.
    • Mental health services, including counseling and therapy.
    • Consultations with specialists like orthopedic surgeons or dermatologists.
    • Maternity care, family planning, and fertility treatments.
    • Emergency medical services.
  • Who might need a short-term health insurance plan in Iowa City?

    Individuals looking for short-term health insurance in Iowa City are typically those going through transitional phases, necessitating temporary insurance solutions. You may consider short-term health insurance if your health coverage has a lapse due to job changes, you're awaiting benefits from your present employer, you're in a seasonal or temporary job role, or you're a recent graduate actively seeking a job.

  • Do short-term health insurance plans provide coverage for preexisting medical conditions in Iowa City?

    Short-term health insurance policies in Iowa City do not cover conditions diagnosed or treated within the last two years. You may consider extending your current insurance if you have a preexisting medical condition. Insurance provided by your employer may be increased through a program called the Consolidated Omnibus Budget Reconciliation Act.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.