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2024

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Best Health Insurance Agencies in Elgin, IL

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Elgin Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2120Reviewed

1278Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3501 N Southport Ave #207, Chicago, IL 60657
WebsiteLicense: 100288904

Expertise.com Rating

Review Sources

Yelp
4.0 (14)
Facebook
5.0 (7)

Why choose this provider?

Illinois Health Agents is an independent agency serving clients in Elgin. It offers individual and family health insurance policies from multiple carriers, such as Aetna and Harken Health. It also has Medicare Supplement plans, short-term medical coverage, dental plans, and pet insurance. In addition, its agents can assist with the new Affordable Care Act and create customized plans for small businesses based on the company size ad long-term strategies. Illinois Health Agents was founded in 2007 by two Chicagoland insurance brokers.

  • Individual Plans

632 Forest Ave., Elgin, IL 60120
WebsiteLicense: 2560961

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

JT Medicare Solutions is a health insurance agency serving Elgin and the surrounding communities. It guides clients in selecting Medicare plans that suit their needs and budget. Its insurance agents walk clients through the entire process, educating them about how Medicare works to help them pick a coverage plan. Thomas Dillon, the firm's president, obtained his insurance license in 1985. He has been assisting seniors in making informed decisions about choosing Medicare plans throughout his career.

  • Health Insurance
  • Medicare

18330 Distinctive Drive, Orland Park, IL 60467
WebsiteLicense: 100285066

Expertise.com Rating

Review Sources

Google
4.7 (44)
Facebook
5.0 (30)
Yelp
2.0 (2)

Why choose this provider?

Integrity Insurance and Financial Services is a multi-line insurance company that serves clients in Elgin. The firm helps individuals, families, and large and small businesses navigate the health insurance market. The independent insurance agency represents Blue Cross and Blue Shield Insurance to provide a variety of coverage options, including individual and family health, group health, short-term medical, dental and vision, and long-term care insurance. The group also offers Medicare, life, and travel insurance. The company has been serving clients throughout Illinois since 2004.

  • Health Insurance

1070 Dundee Ave, East Dundee, IL 60118
WebsiteLicense: 3000251110

Expertise.com Rating

Review Sources

Google
4.9 (44)
Facebook
5.0 (10)

Why choose this provider?

Connect Insurance Group is an independent brokerage firm that serves local families and small businesses in Elgin. It offers health insurance policies designed to cover healthcare-related expenses, like preventative checkups and dental procedures. The agency also offers life insurance plans and personal umbrella coverage. Connect Insurance Group coordinates with various carriers on the market to provide premiums and coverage suited to each policyholder's needs. Its founder, Juan Urzua, is a young entrepreneur striving to educate the community about risk management solutions.

  • Life Insurance
  • Health Insurance

835 South Virginia Road, Crystal Lake, IL 60014
WebsiteLicense: 100301569

Expertise.com Rating

Why choose this provider?

Main Street Insurance Services offers a wide variety of insurance policies and other products and services to the residents of the state of Illinois, such as Elgin and Crystal Lake. They are dedicated to offering customized insurance policies based on their client's needs and financial capabilities. It offers health insurance, group health insurance, and Medicare plans. At Main Street Insurance, they are committed to creating a safe and solid financial base for their clients. Aside from that, they also offer business insurance and bonds.

  • Group Plans

2610 Lake Cook Road, Suite 260, Riverwoods, IL 60015
WebsiteLicense: 100300490

Expertise.com Rating

Review Sources

Facebook
4.9 (43)
Google
4.5 (35)
Yelp
1.0 (2)

Why choose this provider?

Senior Services of Illinois is a locally owned insurance company serving the Elgin area. The company focuses on health insurance plans, particularly on Medicare insurance policies for individuals and families. As an independent insurance agency, the company represents Blue Cross and Blue Shield Insurance, which provides a variety of coverage options, such as Medicare Supplement, Medicare Advantage, and Medicare Prescription Drug plans. The group also offers temporary health and travel insurance policies. Senior Services of Illinois serves over 30,000 clients in four states.

  • Health Insurance

1900 S. Highland Ave. #203, Lombard, IL 60148
WebsiteLicense: 100287787

Expertise.com Rating

Review Sources

Facebook
4.8 (288)

Why choose this provider?

Healthcare Solutions Team is a boutique insurance firm that serves Elgin and the surrounding metros. The company helps individuals, families, and business groups find the best health insurance plan for their needs. Its independent insurance agents use automation technology to help clients obtain more coverage and assist them in shopping for health insurance plans such as major medical, short-term medical, fixed benefit, guaranteed issue, and Medicare. The company has been featured in various media outlets, including CBS and Forbes Magazine.

  • Life Insurance
  • Health Insurance

790 Fletcher Drive, Unit 108, Elgin, IL 60123
WebsiteLicense: 8700652

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
4.5 (8)

Why choose this provider?

LifeSmart has been offering insurance policies to clients in the Elgin area since 2005. The firm offers Medicare coverage, which is the federal government's healthcare program for people who are at least 65 years old. It subsidizes medical procedures, treatments, and hospitalizations. The firm also offers supplemental plans for procedures beyond the standard Medicare policy and Part D coverage for prescription drugs, along with dental savings plans. It offers coverage from more than 30 national insurance carriers.

  • Life Insurance

609 W. Main Street, West Dundee, IL 60118
WebsiteLicense: 100299874

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Harris Insurance Agency Inc. offers a variety of indemnity plans including health and life coverage in Elgin. It assists clients in selecting health care protection policies from various providers such as Hartford, Hanover, Liberty Mutual, Safeco, and Progressive. The Trusted Choice independent agency provides life and annuities coverage including disability and long-term care. In addition, it has personal and business policy lines. Marc W. Harrisholds the designations Chartered Property Casualty Underwriter and Associate in Risk Management.

  • Health Insurance
  • Life Insurance

903 McConnoiche Ct, West Dundee, IL 60110
WebsiteLicense: 100287612

Expertise.com Rating

Review Sources

Google
4.9 (42)

Why choose this provider?

Eriksen Group is an independent insurance brokerage serving clients in Elgin. It specializes in health insurance premiums for individuals, families, and companies. It also provides temporary plans for young adults and health savings accounts for individuals covered by a qualified high deductible health plan. In addition, the agency offers Medicare basics, supplemental, and Part D. Eriksen Group's principal producer, Robert Eriksen, has been in the insurance industry since 1980 and has previously worked at Blue Cross Blue Shield of Illinois.

  • Health Insurance

1350 E Chicago Street Unit 8, Elgin, IL 60120
WebsiteLicense: 18508678

Expertise.com Rating

Review Sources

Facebook
5.0 (12)

Why choose this provider?

Since 2019, Melissa Myers has provided financial solutions to clients in the Elgin metro and nearby areas. She works with State Farm to offer various health insurance solutions, like Medicare Supplement insurance. Myers deals with life insurance and advises on options like universal, term, and whole life plans. She also helps small business owners obtain financial protection through various insurance products, including workers' compensation policies. Myers volunteers as a team lead for the non-profit organization Making Strides Against Breast Cancer.

  • Life Insurance

1101 Perimeter Drive #500, Schaumburg, IL 60173
WebsiteLicense: 100292069

Expertise.com Rating

Why choose this provider?

Lamb Little is an independent insurance agency that serves clients in Elgin. It offers group health, dental, vision, disability, and long-term care insurance plans. The agency also provides insurance products for businesses, commercial properties, and automobiles. Since its establishment in 1947, Lamb Little has grown from a local to a regional agency with clients throughout the country. The agency also partners with multiple insurance carriers, which allows it to deliver coverage options that fit the needs and goals of clients.

  • Individual Plans
  • Group Plans
  • Life Insurance

2850 Golf Road, Rolling Meadows, IL 60008

Expertise.com Rating

Why choose this provider?

Gallagher is an insurance brokerage that was founded in 1927. It provides risk management and HR and benefits consulting to clients in Elgin and the surrounding areas. It is partnered with businesses from different countries and international territories. The company offers various insurance products such as construction bonds, enterprise risk management, workers' compensation, and property. Gallagher also has resources on telemedicine to help improve profitability and manage evolving risks. Its healthcare providers have designed solutions for health management and healthcare physician groups' support.

  • Life Insurance

1836 W Belmont Ave., Chicago, IL 60657
WebsiteLicense: 17931240

Expertise.com Rating

Review Sources

Yelp
4.9 (80)
Google
4.3 (9)

Why choose this provider?

Serving the community of Elgin, The Health Insurance Shoppe offers individual and family health coverage plans. It offers a variety of health insurance options, including indemnity, marketplace, and short-term medical plans. It can also assist with Medicare Advantage and prescription drug plans. The company also offers small group health insurance packages, such as vision, dental, and short and long-term disability coverage. The Health Insurance Shoppe has been helping individuals, families, and businesses with their health insurance needs since 2009.

  • Medicare

216 E, IL-22, Lake Zurich, IL 60047
WebsiteLicense: 100288636

Expertise.com Rating

Review Sources

Google
5.0 (140)

Why choose this provider?

Muir Insurance Group is an independent agency providing personalized risk management solutions to clients in Elgin. It provides health and life insurance options for individuals and families with a wide range of products and insurance carriers. The agency also offers premiums for automobiles, recreational vehicles, homes, and rental spaces. In addition, it caters to business owners with contractors' insurance, workers' compensation, professional liability, and commercial property coverage. Muir Insurance Group was founded in 1994. Its team has a combined industry experience of over 100 years.

  • Life Insurance
  • Home & Auto Insurance
  • Health Insurance

707A Davis Road Suite 101, Elgin, IL 60123
WebsiteLicense: 100296215

Expertise.com Rating

Review Sources

Google
4.9 (199)
Yelp
5.0 (4)

Why choose this provider?

ADH Insurance Agency, Inc., is an independent brokerage that has been serving clients in the Elgin metro since 1986. Its health insurance products include Affordable Care Act plans, long-term and short-term medical care plans, and disability coverage. It also offers Medicare Supplemental policies, Advantage plans, and coverage for outpatient prescription drugs. Additionally, the company provides life and travel insurance and dental, vision, and hearing coverage. The insurance agents at ADH have more than 150 years of combined experience in the industry.

  • Life Insurance

53 Douglas Avenue, Elgin, IL 60120
WebsiteLicense: 16670326

Expertise.com Rating

Review Sources

Google
5.0 (173)
Facebook
5.0 (41)
Yelp
5.0 (7)

Why choose this provider?

Greg Metelak has been working at State Farm since 2012. He serves individuals and families in Elgin and its surrounding areas. He offers supplemental health, Medicare Supplement, and individual medical coverage solutions. He also provides life, homeowners', renters', auto, business, and pet insurance. His other services include annuities, mutual funds, and banking. Greg earned a bachelor of science degree in finance and risk management. He has also been recognized as Readers' Choice Top Insurance Agent by The Daily Herald.

  • Medicare Supplements
  • Life Insurance
  • Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Illinois Health Agents
3501 N Southport Ave #207, Chicago, IL 60657
JT Medicare Solutions
632 Forest Ave., Elgin, IL 60120
Integrity Insurance and Financial Services
18330 Distinctive Drive, Orland Park, IL 60467
Connect Insurance Group
1070 Dundee Ave, East Dundee, IL 60118
Main Street Insurance Services
835 South Virginia Road, Crystal Lake, IL 60014
Senior Services of Illinois
2610 Lake Cook Road, Suite 260, Riverwoods, IL 60015
Healthcare Solutions Team
1900 S. Highland Ave. #203, Lombard, IL 60148
LifeSmart
790 Fletcher Drive, Unit 108, Elgin, IL 60123
Harris Insurance Agency Inc.
609 W. Main Street, West Dundee, IL 60118
Eriksen Group
903 McConnoiche Ct, West Dundee, IL 60110
Melissa Myers
1350 E Chicago Street Unit 8, Elgin, IL 60120
Lamb Little
1101 Perimeter Drive #500, Schaumburg, IL 60173
Gallagher
2850 Golf Road, Rolling Meadows, IL 60008
The Health Insurance Shoppe
1836 W Belmont Ave., Chicago, IL 60657
Muir Insurance Group
216 E, IL-22, Lake Zurich, IL 60047
ADH Insurance Agency, Inc.
707A Davis Road Suite 101, Elgin, IL 60123
Greg Metelak
53 Douglas Avenue, Elgin, IL 60120

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Will continuous glucose monitoring be covered by Medicare in Elgin?

    If you have a qualifying condition and satisfy the requirements, Medicare in Elgin will pay for continuous glucose monitoring systems for managing diabetes. Typically, your monitoring equipment will cost no more than your typical copay. Your best option for getting your CGM covered may be a Medicare Supplement plan.

  • Does Medicare in Elgin pay for the installation of stair chair lifts?

    In Elgin, chair lift installation is not covered by original Medicare. This is due to the fact that chair lifts are often not deemed durable medical equipment by Medicare and are instead seen as home modifications. Walkers, wheelchairs, and patient lifts are a few examples of DME medical items.

  • What kinds of critical illness insurance are available in Elgin?

    The following critical illness insurance plans are available in Elgin:

    • Standalone policies, which only provide coverage to the policyholder for a certain set of critical illnesses.
    • Group insurance plans, which are provided by companies as a part of a full range of benefits for workers.
    • Supplemental policies, which can be attached to an existing life or health insurance policy.
  • What tax benefits do dependent care flexible spending accounts in Elgin provide?

    Pre-tax contributions are made to a dependent care flexible spending account in Elgin, which means that the money is taken out of the employee's paycheck prior to the application of taxes. This lowers the employee's taxable income, which lowers income taxes. In addition, the reimbursements from a DCFSA for qualified dependent care expenses are tax-free.

  • What does a deductible mean in a health insurance plan in Elgin?

    The amount you must pay out-of-pocket for medical expenses in Elgin before your health insurance starts to pay is known as a deductible. When you reach this yearly threshold, your insurance provider will start paying the bill. Plans with higher deductibles typically have cheaper monthly premiums for health insurance.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.