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2024

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Best Health Insurance Agencies in Port Saint Lucie, FL

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Port St. Lucie Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3561Reviewed

2139Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

273 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34984

Expertise.com Rating

Review Sources

Facebook
4.8 (19)
Google
5.0 (17)

Why choose this provider?

For over 40 years, A Better Solution Insurance Services has offered insurance policies to countless individuals and families living in Port St. Lucie and surrounding areas. The company offers health, life, dental, and vision insurance to its clients. It also covers group insurance plans for businesses. It has three offices in different parts of Florida to provide insurance policies and assistance to its clients. Moreover, the professionals provide Medicare plans and assistance in annuities to their clients.

  • Individual Plans
  • Group Plans

1680 Southwest Bayshore Boulevard, Port St. Lucie, FL 34984

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Review Sources

Google
4.9 (258)
Facebook
5.0 (110)

Why choose this provider?

Behar Insurance is a health insurance agency serving Port St. Lucie and the surrounding communities. The business offers various health insurance coverage, including HMO, EPO, PPO, and POS. In addition, it carries dental, accident, disability, and critical illness coverage. The agents from this company also provide Medicare options, such as Medicare Part A, B, C, and D. They also cater to insurance needs for life, homes, auto, and travel. Behar Insurance is a Trusted Choice agency and is a member of the NAPA and FAIA.

  • Individual Plans

13096 Southwest Aureolian Lane, Port St. Lucie, FL 34987

Expertise.com Rating

Why choose this provider?

Florida Medicare Insurance Plans is an independent insurance company owned by insurance advisor Renee Lempert. She helps the residents of Port St. Lucie enroll in health insurance plans by evaluating their needs and comparing local insurance coverages and costs. She also specializes in dealing with Medicare health policies, including Medicare Advantage, Medicare Supplement, Medicare Drug, and dental insurance. Her clients have commended her for simplifying the mechanics of Medicare and providing detailed and personalized service.

  • Individual Plans

2872 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34953

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Review Sources

Facebook
5.0 (3)

Why choose this provider?

Compass Health is a full-service and independent agency that offers insurance solutions to clients in Port St. Lucie and its adjoining areas. Formed and established in 2007, the agency works with an extensive network of health insurance companies that provide coverage for medical, surgical, and hospital expenses. The agency offers assistance in finding and purchasing health insurance plans for families and individuals that are customized to meet their needs. Additionally, it also manages Medicare and short-term health plans.

  • Individual Plans
  • Life Insurance

9055 Southeast Bridge Road, Hobe Sound, FL 33455

Expertise.com Rating

Review Sources

Facebook
5.0 (27)

Why choose this provider?

Offering a variety of plans from its vast network of insurance providers, HSBR Insurance, Inc., is a full-service and independent insurance agency that services locals of Port St. Lucie as well as its neighboring communities. Since its establishment in 2004, its agents have educated clients about an array of health insurance products, including HMO plans, dread disease policies, hospital indemnity plans, and major medical insurance. Its other coverages include flood, auto, and watercraft insurance. Clients may request a quick quote through the agency's website.

  • Life Insurance

1555 Southwest Jacqueline Avenue, Port St. Lucie, FL 34953

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Review Sources

Google
5.0 (18)
Facebook
5.0 (2)

Why choose this provider?

The Gray Agency is an independent insurance agency that serves the Port St. Lucie area. The agency has been in business for over 10 years, and it offers health insurance to individuals, families, and businesses. Its insurance advisors use a customized approach when recommending policies to clients. Their health insurance policies cover a diverse range of situations including accidents, cancer, disabilities, dental services, and hospitalization. The company aims to provide prompt answers to clients' questions and prompt services.

  • Individual Plans
  • Life Insurance

6845 South U.S. Highway 1, Port St. Lucie, FL 34952

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Best Insurance USA is an independent insurance agency serving individuals, businesses, and families in Port St. Lucie and neighboring counties. The family-owned business offers health insurance plans such as essential health, everyday health, and predictable cost plans. Its agents also educate each customer about national and local health reform laws to choose appropriate coverages. This includes pediatric service, dental checkups, vision correction, and prescriptions. Best Insurance USA is a Florida Blue and Feeding South Florida partner, providing food for over 300 families.

  • Individual Plans
  • Group Plans
  • Life Insurance

1801 Southeast Berkshire Boulevard, Port St. Lucie, FL 34952

Expertise.com Rating

Review Sources

Google
5.0 (16)

Why choose this provider?

Clefco Insurance Agency provides services in Port St. Lucie and the surrounding communities. The company has a variety of individual health insurance products customized to meet the needs of its clients. Its health insurance plans include individual dental insurance, disability coverage, long-term care insurance, vision policies, and Medicare plans. Additionally, the firm also offers group benefits for employers. To help its clients find coverage and benefits that are appropriate for them, the firm partners with various insurance companies.

  • Individual Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
A Better Solution Insurance Services
273 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34984
Behar Insurance
1680 Southwest Bayshore Boulevard, Port St. Lucie, FL 34984
Florida Medicare Insurance Plans
13096 Southwest Aureolian Lane, Port St. Lucie, FL 34987
Compass Health
2872 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34953
HSBR Insurance Inc
9055 Southeast Bridge Road, Hobe Sound, FL 33455
The Gray Agency
1555 Southwest Jacqueline Avenue, Port St. Lucie, FL 34953
Best Insurance USA
6845 South U.S. Highway 1, Port St. Lucie, FL 34952
Clefco Insurance Agency
1801 Southeast Berkshire Boulevard, Port St. Lucie, FL 34952

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Who qualifies for insurance under the Affordable Care Act in Port St. Lucie?

    ACA insurance is generally accessible to individuals residing in Port St. Lucie within the 100% to 400% range of the Federal Poverty Level. For those with incomes below 138% of the FPL, eligibility for Medicaid may be possible, especially in areas where Medicaid coverage has been expanded. While individuals with incomes below the FPL might not always qualify for subsidies, they are more inclined to meet the criteria for Medicaid.

  • What benefits come with opting for a Preferred Provider Organization (PPO) insurance plan in Port St. Lucie?

    These are the benefits of opting for a PPO plan in Port St. Lucie:

    • PPO plans encourage in-network use but also cover part of out-of-network services.
    • PPO plans offer freedom in selecting healthcare providers.
    • PPO plans do not necessitate having a designated primary care physician.
  • When can you sign up for Medicare Part D in Port St. Lucie?

    In Port St. Lucie, the primary enrollment window for Medicare begins three months before your 65th birthday. Additionally, there's an annual enrollment period, from October 15 to December 7 each year, during which you can initiate new enrollments and make insurance plan changes. You may also qualify for a special enrollment period in specific situations, such as when you relocate outside your plan's service area.

  • Is it possible for a health insurance provider in Port St. Lucie to cancel your personal health policy?

    Cancellation of a health insurance plan in Port St. Lucie is permitted by the insurance company only in three scenarios: providing incorrect health information on the insurance application, failing to pay the premium within the given grace period, or if the insurance company ceases to offer individual insurance in your locality.

  • Can your health insurance policy in Port St. Lucie lead to cost savings when you're in good health?

    Health insurance offers benefits to healthy individuals in Port St. Lucie, including preventive care like screenings and check-ups. These aim to detect health problems early before they escalate and become costly to address. Moreover, some health insurance plans offer wellness programs that encourage beneficial lifestyle decisions like exercise and a well-rounded diet. Because engaging in wellness programs positions you as a lower risk, they can help you sustain optimal health, avoid chronic conditions, and lower your healthcare costs.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.