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2024

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Best Health Insurance Agencies in Hialeah, FL

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Hialeah Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

100 Hialeah Drive, Hialeah, FL 33010
WebsiteLicense: L093742

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5.0 (7)

Why choose this provider?

UniVista Insurance is a Hialeah-based company that serves individuals and businesses in and around the city. Established in 2014, it is owned and operated by husband-and-wife team Marcos and Cossette Bolanos. The couple and their staff compare term-life and permanent life insurance policies from multiple carriers like the National Life Group. They can educate each customer about possible benefits like final expense coverage and cash-value growth. The company can also modify these plans for families, retiring seniors, and high-value residents.

  • Individual Plans
  • Life Insurance

2300 West 84th Street, Hialeah, FL 33016
WebsiteLicense: L095234

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5.0 (1)

Why choose this provider?

M & A Insurance Inc is an independent agency in Hialeah. It offers health policies including dental insurance, vision insurance, and health insurance. The company also provides additional coverages such as life insurance, travel insurance, pet insurance, identity theft insurance, marine insurance, and umbrella insurance. Other available services include commercial insurance, home insurance, and auto insurance. M & A Insurance Inc has a strong focus on using a personalized approach in meeting the needs of its clientele through collaborations with various companies.

  • Individual Plans
  • Life Insurance

2595 Southwest 87th Avenue, Miami, FL 33165
WebsiteLicense: L097479

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Why choose this provider?

Serving Hialeah and the surrounding communities, Safe State Agency is an insurance agency that provides health insurance options to individuals and families. Its team of professionals aims to provide insurance solutions that are tailored to fit clients' specific needs. They also strive to guide clients throughout the entire insurance process. Safe State Agency also provides commercial, auto, and home insurance. Furthermore, its bilingual staff members are able to assist Spanish-speaking clients.

  • Individual Plans
  • Life Insurance

600 Palm Avenue, Hialeah, FL 33010
WebsiteLicense: L102289

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4.0 (33)

Why choose this provider?

Bortec Insurance serves businesses, families, and individuals in Hialeah. It delivers products like health insurance for individuals and groups, long-term care insurance, disability insurance, and dental insurance. The company also has coverage for term and whole life, identity theft, pets, and personal umbrella. Business policy options like general liability, professional liability, workers’ compensation, and bonds are also available. Bortec Insurance assists clients by analyzing their insurance needs and offering plans from numerous insurance companies to find the appropriate coverage.

  • Individual Plans
  • Life Insurance

15190 Southwest 136th Street, Miami, FL 33196
WebsiteLicense: L047482

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5.0 (11)

Why choose this provider?

Madison Insurance & Financial Group is an insurance agency in Miami that offers insurance services and products to clients in the Hialeah metro. The firm is an independent agency connected with various regional and nationwide insurance providers. It offers wide options for healthcare coverage such as free-for-service coverage, managed care coverage, disability insurance, and long-term care insurance. Madison Insurance & Financial Group also carries top providers MetLife, Progressive, AmTrust, and Philadelphia Insurance Companies for its life and health insurance lines.

  • Life Insurance

10830 Southwest 113th Place, Miami, FL 33176
WebsiteLicense: L015110

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5.0 (2)

Why choose this provider?

Established in 2006, OMT Insurance Brokers, LLC, serves clients in Hialeah. The company provides a broad portfolio of insurance products and services, including health, auto, homeowners', and business insurance. Its insurance specialists have access to a number of reputable carriers and can provide its clients with a myriad of options to help them select the insurance coverage that meets their needs. Located in South Florida, the independent insurance agency extends its services to various parts of the state.

  • Life Insurance

6905 West 4th Avenue, Hialeah, FL 33014
WebsiteLicense: R001360

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4.0 (193)

Why choose this provider?

West Holiday Insurance customizes health insurance policies to safeguard businesses and individuals in Hialeah. It covers expenses for surgery, treatment, and hospitalization as a result of illnesses or accidents. Additionally, auto, life, home, and general liability protection packages are available. West Holiday Insurance has over 20 years of experience in insurance, and its vision is to deliver proactive services, accept responsibilities, and adapt to evolutions in the market. It simplifies the insurance process to provide flexible solutions that meet its clients' coverage and financial preferences.

  • Individual Plans
  • Life Insurance

782 NW Le Jeune Road, Miami, FL 33126
WebsiteLicense: L096762

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Why choose this provider?

Professional Insurance Brokers, Inc. is an independent insurance agency near Hialeah that specializes in crafting insurance solutions and personal financial strategies for clients in the metro. The firm has been operating for more than 25 years and carries dozens of top-rated insurance providers in the area. Some of its health insurance products include individual and group health coverage, specialized coverage for dental health, long and short-term disability income coverage, as well as life insurance plans.

  • Life Insurance

316 West Palm Drive, Florida City, FL 33034
WebsiteLicense: L090222

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Google
4.7 (3)

Why choose this provider?

Pronto is an independent insurance firm providing a range of insurance services to Hialeah clients. Health insurance, life insurance, homeowners insurance, personal auto insurance, and flood insurance are being offered by the company. Pronto also has other available insurance options such as business insurance, commercial auto insurance, workers’ compensation insurance, and general liability insurance. It is focused on creating lasting relationships with its clientele by delivering quality insurance coverages. The agency has two decades of collective experience in the industry.

  • Individual Plans
  • Life Insurance

13200 Southwest 128th Street, Miami, FL 33186
WebsiteLicense: L077772

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Why choose this provider?

Employee Benefits Resources, Inc., (EBR Inc.) offers health coverage and other insurance options for many clients throughout Florida. They provide, health, vision, dental, life and disability insurance plans for employer groups and individual clients. They also offer employee leasing agreements to outsource managerial and compliance duties through Professional Employment Organizations (PEO’s). EBR’s principal officer has been doing business in Florida since 1972, Employee Benefits Resources Inc. has an experienced team with a background in employee benefits and in the sales and management of many insurance products.

  • Insurance Benefits
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
UniVista Insurance
100 Hialeah Drive, Hialeah, FL 33010
M & A Insurance Inc
2300 West 84th Street, Hialeah, FL 33016
Safe State Agency
2595 Southwest 87th Avenue, Miami, FL 33165
Bortec Insurance
600 Palm Avenue, Hialeah, FL 33010
Madison Insurance & Financial Group
15190 Southwest 136th Street, Miami, FL 33196
OMT Insurance Brokers, LLC
10830 Southwest 113th Place, Miami, FL 33176
West Holiday Insurance
6905 West 4th Avenue, Hialeah, FL 33014
Professional Insurance Brokers Inc.
782 NW Le Jeune Road, Miami, FL 33126
Pronto
316 West Palm Drive, Florida City, FL 33034
Employee Benefits Resources Inc.
13200 Southwest 128th Street, Miami, FL 33186

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is it possible to include family members in your health insurance policy in Hialeah?

    You have the option to add a spouse, biological children, and stepchildren to your Hialeah health insurance plan until they reach the age of 26. Your grandchildren, grandparents, and other family members usually cannot be part of your individual health insurance plan. Opting for family coverage incurs an additional premium, emphasizing the importance of seeking guidance to select appropriate family health insurance.

  • What is out-of-pocket maximum limit in Hialeah?

    Your Hialeah health insurance will have a yearly limit on what you'll have to pay for services covered by the plan, known as the annual out-of-pocket maximum. This limit encompasses your deductible, copay, and coinsurance payments for covered services but does not include your premium costs for services outside the coverage. Your insurance will cover all approved medical services at 100% for the remainder of the year after you reach this maximum.

  • What factors influence health insurance premiums in Hialeah?

    The factors affecting the monthly premium of a health insurance plan in Hialeah include:

    • Location, which can lead to significant premium variations.
    • Age, with older individuals typically facing higher costs than younger ones.
    • Plan type, where comprehensive plans often have higher premiums.
    • Tobacco use, which results in elevated premiums for smokers compared to non-smokers.
    • The number of individuals covered, which can raise premiums when insuring a larger number of individuals under one plan.
  • Is opting for a higher health insurance deductible in Hialeah a more favorable choice?

    A higher deductible frequently results in a reduced premium, which might be advantageous if you live in Hialeah on a tight budget. You can lower your monthly premiums by raising your deductible, but it might increase your expenses for healthcare when necessary. Conversely, a lower deductible might result in higher premiums but ensures more predictable costs regardless of unforeseen medical expenses.

  • Is it advisable to buy a plan from the health insurance marketplace in Hialeah, or should you choose your employer's plan?

    If your employer in Hialeah provides a health insurance plan where the cost of the lowest-priced policy with extensive benefits doesn't exceed 9.61% of your salary, you can choose to purchase insurance from the marketplace. However, financial assistance won't be available. Typically, choosing your employer's plan is more economical since your employer helps cover a portion of the costs, making it less expensive.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.