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Best Health Insurance Agencies in Florida

Our Recommended Top 11

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Our goal is to connect people with the best local professionals. We scored Florida health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving Florida
Florida

Expertise.com Rating

Review Sources

Google
5.0 (211)
Facebook
5.0 (19)
Yelp
5.0 (3)

Why choose this provider?

Florida Healthcare Insurance caters to families, self-employed individuals, business owners, and independent contractors in and around the metro. The agency offers Medicare, dental vision, long-and short-term care, life, and health insurance products. Its team of independent insurance agents helps policy buyers personalize their insurance coverages by comparing and shopping products from multiple companies, including BlueCross BlueShield, United Healthcare, Humana, and Cigna. Company president Evan Tunis has been active in the insurance trade for over 15 years.

  • Individual Health Insurance

Best Health Insurance Agencies Serving Florida
Florida

Expertise.com Rating

Review Sources

Facebook
4.5 (22)
Google
5.0 (1)

Why choose this provider?

The Florida Health Insurance Exchange - Palm Bay is a full-service agency that has been serving Florida clients for more than four decades. It provides individual health insurance policies, with coverage options such as preventive care, prescription drugs, lab tests, and vision and dental services. It also offers health insurance plans for employer groups. Its team is partnered with carriers such as Aetna, AARP, Cigna, Health First, Humana, and United Health Care. The agency has served more than 850 clients.

  • Individual Plans

Best Health Insurance Agencies Serving Florida
Florida

Expertise.com Rating

Review Sources

Google
5.0 (65)
Facebook
5.0 (18)

Why choose this provider?

Smart Health & Life Insurance Agency LLC offers several types of policies, including health and life insurance, to individuals, families, self-employed professionals, and Medicare beneficiaries in Florida. Its life insurance options include term, whole, variable, and universal. The firm's goal is to help everyone access healthcare regardless of age or current state of health condition. The firm represents over 150 insurance carriers. The company's president, Captain Rob Hamilton, has been in the insurance industry for over two decades. He founded the firm in 2002.

  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving Florida
Florida

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

The Florida Health Insurance Exchange serves residents of the state with personalized policy offerings. It provides options for individual health and Medicare plans that are customized to its clients’ specific requirements and are sensitive to the policy needs of senior citizens. It has medical, vision, and dental plans and also offers family health and veteran insurance. The company carries products from various insurance providers, such as AARP, Aetna, Cigna, Humana, United Health, and Health First.

  • Life Insurance
  • Dental and Vision Insurance
  • Individual Plans

Best Health Insurance Agencies Serving Florida
Florida

Expertise.com Rating

Review Sources

Google
5.0 (65)
Yelp
5.0 (2)

Why choose this provider?

A+ Benefits Group has health insurance policies for clients situated in Florida. It has plans that cover contingencies such as critical illness and dental procedures. The contracts cover serious health conditions like heart attacks and routine procedures that includes annual vision checks and corrective lenses. A+ Benefits Group is a local and family-owned agency that is active in multiple states. The firm also offers advisory services from Jamie and JoAnna Baumeister, who hail from the financial sector.

  • Dental and Vision Insurance
  • Life Insurance

Best Health Insurance Agencies Serving Florida
Florida

Expertise.com Rating

Review Sources

Facebook
4.5 (22)
Google
5.0 (2)

Why choose this provider?

The Florida Health Insurance Exchange - Lakeland provides health insurance policies to individuals and families in the state. It offers medical, dental, and vision insurance, as well as the Florida Blue Medicare Advantage, Medicare Supplement, and Blue Medigap Plans. The agency also has the Market Place Health Insurance - Obamacare and carries VA benefits. It works to monitor the top health plans of major providers, such as Aetna, AARP, Cigna, Health First, Humana, and United Health Care, while providing personalized service.

  • Individual Plans

Best Health Insurance Agencies Serving Florida
Florida

Expertise.com Rating

Review Sources

Google
4.8 (27)

Why choose this provider?

Florida Health Plans offers various health insurance policies to individuals and families in the area. It provides health maintenance organizations and exclusive provider organizations plans for coverage inside a specific network and preferred provider organizations and point-of-service plans for those who want the option to get care outside a network. The agency also has high deductible health plans for individuals who prefer low premiums and catastrophic health insurance plans for coverage of essential health benefits. In addition, Florida Health Plans provides Medicare Advantage and Medicare Supplements plans and dental and vision insurance.

  • Individual Plans

Best Health Insurance Agencies Serving Florida
Florida

Expertise.com Rating

Review Sources

Facebook
4.6 (29)
Google
4.7 (15)
Yelp
5.0 (1)

Why choose this provider?

Health Insurance Store is an independent agency that serves individuals and families in the state of Florida. The company offers a variety of Medicare health insurance, which include Medicare Advantage, supplemental, Medicaid, and prescription drug plans. It also has Medicare Part A, special enrollments, special needs, and coverage gap products. Health Insurance Store strives to provide the right policy for its clients by working with different companies such as WellCare, Aetna, Ambetter, and Bright Health Care.

  • Medicare Supplement Insurance

Best Health Insurance Agencies Serving Florida
Florida

Why choose this provider?

The Florida Health Insurance Exchange works in tandem with FWH & Associates Inc. and Brevard Agencies. The insurance company helps the residents of Florida find personalized health care coverage. This includes health, dental, Medicare, and life insurance. The company has over 40 years of practice under its belt and has served more than 850 clients in the state. It works with providers like AARP, Aetna, Health First, Cigna, and United Health Care.

  • Individual Health Insurance
  • Medicare Supplement Insurance

Best Health Insurance Agencies Serving Florida
Florida

Expertise.com Rating

Review Sources

Google
5.0 (14)

Why choose this provider?

Pixie Health Insurance is a family-owned agency based in Florida. It offers several products, including Medicare Advantage and Supplement plans. The risk management specialist also furnishes critical illness policies, which shoulder out-of-pocket expenses incurred from treating life-threatening conditions. In addition, vision protection plans that cover elective vision correction surgery costs are available. Dental, prescription, and travel insurance are the company's other products. It is owned by Jen Mathey, a longtime Sarasota resident, who was licensed to offer insurance in 2004.

  • Individual Plans

Best Health Insurance Agencies Serving Florida
Florida

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
4.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Fabian Insurance Services has ready-made health plans for its clients in Florida. Medicare, the Affordable Care Act, and prescription drug options are among them. Its website also provides access to learning management resources covering the FWA Code of Conduct and Policy and Procedure OIG. Fabian Insurance Services employs bilingual agents and brokers who can address the concerns of Spanish-speaking clients. Fabian Insurance Services has been in operation for over ten years.

  • Medicare Supplement Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Florida Healthcare Insurance
4991 NW 107th Avenue, Florida, FL 33076
The Florida Health Insurance Exchange - Palm Bay
2454 Minton Rd West, Florida, FL 32904
Smart Health & Life Insurance Agency LLC
2211 Ashley Oaks Cir, Florida, FL 33544
The Florida Health Insurance Exchange
1712 East Irlo Bronson Memorial Highway, Florida, FL 34771
A+ Benefits Group
6160 State Road 70 E Suite 107, Florida, FL 34203
The Florida Health Insurance Exchange Lakeland
1933 E. Edgewood Dr, Florida, FL 33803
Florida Health Plans
40230 US Hwy 27 Suite 150, Florida, FL 33837​
Health Insurance Store
1125 East Oak St., Florida, FL 34744
The Florida Health Insurance Exchange
941 Dixon Blvd, Florida, FL 32922
Pixie Health Insurance
Florida, FL 34203
Fabian Insurance Services
6157 S Florida Ave., Florida, FL 33813

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Florida Health Insurance FAQs

  • Who can apply for Affordable Care Act health insurance in the Florida marketplace?

    Individuals can apply for Affordable Care Act health insurance in the Florida marketplace if they are self-employed or work for small businesses that do not provide health benefits. Moreover, people who retire early and are waiting for Medicare eligibility can purchase health insurance in the marketplace. To qualify for marketplace coverage, they must reside in the state and not be incarcerated.

  • What factors affect the cost of health insurance in Florida?

    The cost of health insurance in Florida is affected by the policyholder's number of covered dependents. If they have more people covered under one plan, their insurance premiums will be higher. Health insurance costs also depend on the individual's location and age. Older people have higher insurance rates because they are more at risk for health-related problems.

  • Where can you purchase health insurance in Florida?

    You can purchase health insurance in Florida from different insurance providers. You can work with licensed agents or brokers or directly from a health insurance company. For financial assistance, you can use the government's health insurance marketplace. Through their online platform, you can compare and shop for various types of health coverage.

  • When should you apply for health insurance in Florida?

    In Florida, you can apply for health insurance during the open enrollment period, from November 1 to December 15 every year. During this period, you can also cancel your coverage or make changes to your current health plan. However, if you miss the OEP, you can apply during the special enrollment period. To qualify for the SEP, you must be relocating to a new place, having or adopting a child, or getting married or divorced.

  • Why do you need to have travel health insurance if you already have health insurance in Florida?

    Even if you already have health insurance in Florida, you still need travel health insurance because standard health coverage does not help you pay for medical expenses outside the state. It is beneficial to acquire travel health insurance to help fill gaps your health insurance cannot cover.