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2024

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Best Health Insurance Agencies in Washington DC

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Washington DC Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

11110Reviewed

6667Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4701 Wisconsin Avenue Northwest, Washington, DC 20016
WebsiteLicense: 3075309

Expertise.com Rating

Review Sources

Google
4.0 (35)
Facebook
5.0 (15)
Yelp
3.0 (3)

Why choose this provider?

Sonia Ntuk is a full-service insurance agent at State Farm who serves clients in Washington, D.C. Since joining the company in 1999, she has been helping individuals, families, and senior citizens with purchasing health insurance products that fit their needs. She educates them regarding the health care options that can provide coverage for medical, surgical, and hospital expenses, as well as Medicare plans. She and her team are also able to cater to clients using Spanish and American Sign Language.

  • Life Insurance

1510 H St. NW, 5th Floor, Washington, DC 20005
WebsiteLicense: 120060

Why choose this provider?

Rust Insurance Agency, LLC, is a locally owned independent agency that has been serving individuals, families, and business owners in Washington, DC, since 1889. It offers a wide range of insurance solutions that protect the clients and their properties. It guides clients in securing some of the best health insurance plans that include individual medical, disability, long-term care, life, and AD&D coverages. The company also offers auto, home, and business insurance options. It is also a member of Trusted Choice.

  • Individual Plans
  • Group Plans
  • Life Insurance

5525 Twin Knolls Road, Columbia, MD 21045
WebsiteLicense: 99987901

Expertise.com Rating

Review Sources

Facebook
5.0 (19)
Yelp
3.0 (2)

Why choose this provider?

Carrie Skinner is a State Farm agent located in Washington DC. She assists clients that are seeking health insurance policies. Carrie has an MBA and has been in the insurance industry for 13 years. She is a supporter of local organizations in her community, such as the SPCA of Howard County and Junior Achievement of Central Maryland. Moreover, Carrie's agency also helps in other insurance policies such as car insurance, home insurance, business insurance, life insurance, and renters insurance.

  • Individual Plans
  • Life Insurance

1801 Belmont Road Northwest, Washington, DC 20009
WebsiteLicense: 9901507

Expertise.com Rating

Review Sources

Google
3.0 (15)
Facebook
5.0 (8)

Why choose this provider?

Crystal Insurance Agency is an independent firm in Washington, DC. It caters to business owners, families, and individuals. The company provides various products such as health insurance, life insurance, disability insurance, casualty insurance, and annuities. It also offers coverage for cars, homeowners, and renters. Other services include business policy options like liability insurance, commercial auto insurance, and workers’ compensation. Crystal Insurance Agency’s owner, Margarita Dilone, has 40 years of experience in the insurance field.

  • Individual Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Sonia Ntuk
4701 Wisconsin Avenue Northwest, Washington, DC 20016
Rust Insurance Agency, LLC
1510 H St. NW, 5th Floor, Washington, DC 20005
Carrie Skinner
5525 Twin Knolls Road, Columbia, MD 21045
Crystal Insurance Agency
1801 Belmont Road Northwest, Washington, DC 20009

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you know if you qualify for health insurance plans in Washington DC?

    By filling out an application, you may learn whether you qualify for health insurance plans offered by private institutions, state organizations, and federal programs in Washington DC. The application can also inform you of any available premium subsidies, cost-sharing reductions, or tax savings. You can access the application forms and other relevant information, including the guidelines for submitting the finalized document to the appropriate authorities, on the D.C. Health Link website.

  • Does Washington DC offer free health insurance?

    The DC Healthy Families program offers free health insurance to Washington DC residents. To qualify, applicants must be US citizens or have eligible immigration status and exhibit low income, with earnings at or below 200% of the federal poverty level. Additionally, they must be approved for Medicaid. The program is designed to support the following individuals: adults aged 21 to 64 with or without dependents, pregnant women, caretaker relatives, and children under 21.

  • Are medical services for STDs covered under health insurance in Washington DC?

    In Washington DC, health insurance plans generally cover STD testing and diagnosis, with some diagnostic tests offered free of charge as part of preventive screening measures. However, STD treatments are often excluded from coverage due to their long-term and expensive nature. To find a health plan that covers STD-related expenses, compare different providers. If you already have insurance, you can verify its inclusion in the policy's fine print or contact your insurer.

  • Will all members of the family have the same health insurance coverage in Washington DC?

    It depends. In Washington DC, health insurance applicants with a child 18 or younger are required to purchase dental and vision coverage for their child, as it is deemed an essential health benefit under the Affordable Care Act. This coverage is optional for adult dependents. The applicant can get a pediatric-only plan or purchase a supplemental plan covering the entire family.

  • Where can seniors in Washington DC find health insurance counseling services at no cost?

    Health insurance counseling services provided by the State Health Insurance Assistance Program are available at no cost to Medicare-enrolled seniors and their families and caregivers in Washington DC. The counselors offer valuable insights and guidance to policyholders seeking to optimize their healthcare benefits, including navigating the coverage and resolving administration matters. They also help with enrollment into medical assistance programs like Medicare Part D and Medicare Advantage.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.