Best Health Insurance Agencies in Norwalk, CT

Norwalk, CT Health Insurance FAQs

• What types of individual and family health insurance policies are available in Norwalk?

  In Norwalk, some health insurance options for individuals and families are managed care and indemnity plans. Managed-care plans often leverage healthcare provider networks to offer patients medical services at pre-negotiated prices. For indemnity plans, individuals may be required to make upfront payments and then submit claims for reimbursement to their health insurance provider because these only pay their portion of the costs for covered treatments after receiving a bill.

• Do you have to purchase health insurance in Norwalk if you apply for one?

  If you apply for health insurance in Norwalk, you are not required to purchase it. You can withdraw your application at any moment during the enrollment process after you've submitted it. Most insurance providers won't debit your account, deposit your check, or charge your credit card unless they have given you the go-ahead. The insurance provider will refund you if you pay a fee but decide not to enroll in the plan.

• If you have a health insurance plan, can you still purchase voluntary health insurance in Norwalk?

  Even if you have a health insurance plan, you can still purchase voluntary health insurance in Norwalk. Voluntary health insurance will supplement your coverage by covering gaps and offering other advantages your insurance might not have. Typically, voluntary health plans cover prescription medications, vision, dentistry, or complementary therapies.

• Is it possible in Norwalk to obtain health insurance simply for your child?

  You may obtain health insurance in Norwalk specifically for your infant only. There are a few alternatives to think about when it comes to baby health insurance. You can acquire an individual health plan and limit the coverage to only your child. Alternatively, if your income is below a threshold, you can acquire free or affordable coverage through Medicaid or the Children's Health Insurance Program.

• Does a health plan received via the Norwalk Marketplace immediately take effect the day after quitting your job?

  Norwalk's health insurance exchange marketplace plans do not begin on the day you leave your job. Instead, they go into effect on the first of the month after the termination of your employer-based insurance. For instance, if you lose your health plan on April 8 and choose insurance from the marketplace by April 30, your coverage will begin on May 1.