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2024

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Best Health Insurance Agencies in Hartford, CT

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hartford Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2340Reviewed

1408Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

901 Farmington Avenue, West Hartford, CT 06119
WebsiteLicense: 2285934

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

R Agency, LLC is an insurance agency that provides its services to clients in Hartford and other areas. Its agents have more than 100 years of combined experience in providing assistance to clients looking for the right insurance packages. It offers a health insurance plan that protects families from illnesses or injuries. Agents will help in finding the right health insurance policy while considering the different laws and programs in place. The agency also offers various insurance products such as business, home, and auto.

  • Life Insurance

104 Connecticut Boulevard, East Hartford, CT 06108
WebsiteLicense: 1056022

Expertise.com Rating

Review Sources

Google
4.0 (24)

Why choose this provider?

Melvin Banks is a State Farm insurance agent serving the Hartford metro. He opened his own State Farm agency in 2002 and has since provided insurance coverage services, such as auto, home, property, business, life, and health. He and his team dedicate themselves to educating his customers in understanding the right health insurance plan that suits his client's needs. He offers insurance and financial service reviews upon inquiry. Before working in State Farm, Banks already had 10 years of experience in the industry.

  • Life Insurance
  • Individual Plans

842 Silas Deane Highway, Wethersfield, CT 06109
WebsiteLicense: 529473

Expertise.com Rating

Review Sources

Facebook
4.1 (34)
Google
5.0 (33)
Yelp
5.0 (1)

Why choose this provider?

Marcus Insurance serves individuals and businesses in Hartford. It works with several insurance carriers, including Infinity Auto Insurance, Peerless Insurance, and MetLife, to provide healthcare, vision, dental, disability, and life insurance plans. The agency also offers other types of insurance products for contractors, homeowners, cars, cyber liability, and real estate properties. Owner Mitchell Marcus established the agency in 1941, and it has been serving clients in the metro for four generations.

  • Individual Plans
  • Life Insurance

433 South Main Street, West Hartford, CT 06110
WebsiteLicense: 89600

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (5)

Why choose this provider?

Thomas Fahy Insurance Associates offers life and health insurance solutions in Hartford. The independent agency caters to individuals, families, and businesses, helping them get the programs that fit their needs and objectives. The business offers personal health, life, and disability insurance, in addition to business coverage. It also handles specialty programs, such as insurance for manufacturers, contractors, and property owners. Thomas Fahy Insurance Associates works with various carriers, including Andover, Applied Underwriters, and Kemper.

  • Individual Plans
  • Life Insurance

779 Farmington Avenue, West Hartford, CT 06119
WebsiteLicense: 60870

Expertise.com Rating

Review Sources

Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Bernheimer Lincoln Insurance Group, Inc., is a firm of insurance brokers and personal financial advisors in Hartford that has been offering insurance services to clients since 1989. It specializes in both personal and business insurance lines as well as plans for inland marine and professional liability. It offers health insurance plans such as HMO and PPO expense coverage plans, short-term health plans, Medicare, Medicaid, and family health plans. It also offers life insurance solutions such as term and whole life plans.

  • Life Insurance

187 East Street, Ludlow, MA 01056
WebsiteLicense: 2224575

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (1)

Why choose this provider?

Ideal Insurance is an independent insurance agency that serves Hartford and the surrounding areas. It offers a number of health and life insurance products such as individual or family health, student health, short-term medical, and travel medical insurance. In addition, the company also offers auto, homeowners, and business insurance products. Ideal Insurance was established in 1989 by Joseph Chaves and Antonio Goncalves. The business has since expanded to become a full-service insurance agency which currently serves the needs of over 2,500 individuals and 500 businesses across the metro.

  • Individual Plans
  • Life Insurance

564 Center Street, Ludlow, MA 01056
WebsiteLicense: 913136

Expertise.com Rating

Review Sources

Google
4.4 (19)

Why choose this provider?

HUB International in Ludlow is an insurance brokerage that specializes in providing insurance solutions to clients in Hartford and nearby communities. The firm is one of the 27 HUB offices in New England that offers health insurance products. Some of its health lines include Medicare Supplements, individual, family, dental, and temporary health plans. It also offers coverage for long-term care and disabilities. In addition to health insurance, this independent insurance agency also offers property and casualty coverages, financial planning, employee benefit plan administration and consulting, and life insurance.

  • Life Insurance

29 North Main Street, West Hartford, CT 06107
WebsiteLicense: 80150

Expertise.com Rating

Review Sources

Google
4.0 (28)

Why choose this provider?

Bouvier Insurance assists with selecting health coverage options for individuals and groups in Hartford. Serving clients from the self-employed to retirees, it offers policies from carriers such as Blue Cross, Aetna, and United Health One. For group benefits, the agency also provides services such as plan design that includes HSA and HRA and ancillary benefits with dental, disability, life insurance, and voluntary benefits. Bouvier Insurance has been in business since 1959 and has locations in Westerly, Rhode Island; Nashville, Tennesee; and Atlanta, Georgia.

  • Individual Plans
  • Life Insurance

7 Railroad Place, Wethersfield, CT 06109
WebsiteLicense: 1060184

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (2)

Why choose this provider?

The Jones Group Insurance Agency is an independent insurance agency that provides insurance services to residents and businesses in Hartford for 20 years. It works with multiple health insurance carriers, allowing it to offer various insurance options to clients. It carries health insurance plans like Medicare Advantage, Medicare Supplement plans, and long-term care. Additionally, it provides commercial and group employee benefits packages for businesses. Robert A. Jones founded the agency in 2001 after 11 years at an established managed health care firm.

  • Individual Plans
  • Group Plans
  • Life Insurance

433 South Main Street, West Hartford, CT 06110
WebsiteLicense: 2502243

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

InSite Insurance Services is a Hartford-based agency that provides health insurance products to the metro. The company offers both life and health insurance coverage for individuals and families while also providing homeowners', business, and automobile insurance products to its clientele. InSite Insurance Services was established in 2010 by Gale Roman, who has over 25 years of experience in the insurance industry and is licensed in more than 20 states, including California, Florida, and New York.

  • Life Insurance

97 Hamilton Street, Hartford, CT 06106
WebsiteLicense: 2219288
Website

Expertise.com Rating

Review Sources

Google
4.0 (9)

Why choose this provider?

Insurance Resource, LLC, provides financial security to people surrounding the Hartford metro. It offers health insurance and other related products, such as life and homeowners' policies. Established in 2004, the company operates under agency principal Leslie Fonseca, who has been working in the industry for over 20 years. She has experience dealing with various insurance lines, including policies for businesses. Along with her team, she handles insurance plans through partnerships with companies such as Safeco and Travelers.

  • Individual Plans
  • Life Insurance

61 N Main St, West Hartford, CT 06107
WebsiteLicense: 2644569

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Specializing in health plans, Joshua Rubin is an insurance agent serving clients in Hartford and throughout the Greater Hartford area. He specializes in Medicare and offers other various policy options including individual insurance plans, dental insurance, and health share plans. Representing all major carriers, Joshua has a strong focus on ensuring that his clientele obtains the right coverage plans so that they could receive the benefits that they are entitled to. One client commended the honest and professional way that he dealt with the people he worked with.

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
R Agency, LLC
901 Farmington Avenue, West Hartford, CT 06119
Melvin Banks
104 Connecticut Boulevard, East Hartford, CT 06108
Marcus Insurance
842 Silas Deane Highway, Wethersfield, CT 06109
Thomas Fahy Insurance Associates
433 South Main Street, West Hartford, CT 06110
Bernheimer Lincoln Insurance Group, Inc.
779 Farmington Avenue, West Hartford, CT 06119
Ideal Insurance
187 East Street, Ludlow, MA 01056
HUB International Ludlow
564 Center Street, Ludlow, MA 01056
Bouvier Insurance
29 North Main Street, West Hartford, CT 06107
The Jones Group Insurance Agency
7 Railroad Place, Wethersfield, CT 06109
InSite Insurance Services
433 South Main Street, West Hartford, CT 06110
Insurance Resource LLC
97 Hamilton Street, Hartford, CT 06106
Joshua Rubin
61 N Main St, West Hartford, CT 06107

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What is the difference between HMO and PPO plans and how do they affect access to health care in Hartford?

    HMO and PPO plans in Hartford differ in how they provide access to healthcare services. HMO members must designate a primary care physician to oversee their medical care. PPO plans, on the other hand, have a larger network of healthcare providers. Individuals who use a physician in the network have lower out-of-pocket expenses.

  • What is the most common source of health insurance for Hartford residents?

    Residents of Hartford can obtain health insurance coverage through their workplace, where employers frequently contribute to the cost, or by purchasing a policy directly from an insurance provider. The Affordable Care Act has created a platform for individuals to research and compare various health insurance plans, with more information about the Act available at www.healthcare.gov or www.hhs.gov/healthcare.

  • What do in-network and out-of-network health services mean for Hartford health insurance policy owners?

    A hospital, physician, or other healthcare provider who is a part of a Hartford policyholder's health plan provides in-network healthcare services. Healthcare providers who are not covered by the policy owner's health plan, on the other hand, are considered out-of-network. Hospitals, physicians, and other healthcare professionals are examples of service providers.

  • When can Hartford citizens apply for Affordable Care Act health insurance plans?

    Residents of Hartford can apply for ACA health plans during the annual open enrollment period, which runs from November 1 to December 15. Furthermore, those who go through significant life changes, such as marriage, relocating, or having a child, may be eligible for a special enrollment period to enroll in ACA health plans.

  • Does the University of Hartford require students to carry health insurance as a condition of attendance?

    Attending the University of Hartford during the academic year 2023–2024 does not require having health insurance. Students who are enrolled in a university-sponsored insurance plan do not have to pay anything or fill out an online waiver. The university provides health, counseling, and wellness services to all registered students, even if they do not have health insurance.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.