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2024

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Best Health Insurance Agencies in Highlands Ranch, CO

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Highlands Ranch Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1905Reviewed

1144Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8925 Ridgeline Blvd, Suite 101, Highlands Ranch, CO 80129
WebsiteLicense: 29973

Expertise.com Rating

Review Sources

Google
4.6 (27)
Yelp
4.2 (5)

Why choose this provider?

Randy E Johnson is a State Farm insurance agent that has been serving clients in Highlands Ranch since 1986. He offers various health insurance plans that are adjusted depending on the need of each client. He provides coverage for disability paycheck, Medicare supplements, and medical expenses. Randy also has homeowners, auto, business, and life insurance. He assists with out-of-state transfers, banking, and annuities. Randy's agency has been recognized by the 5280 Magazine as a Five Star Professional for 2020.

  • Life Insurance
  • Health Insurance

6761 Millstone Place, Highlands Ranch, CO 80130
WebsiteLicense: 510512

Expertise.com Rating

Review Sources

Google
5.0 (168)

Why choose this provider?

The Big 65 helps its clients in and around Highlands Ranch choose the insurance plans for their needs. This company offers several insurance products, which cover life, dental, and hospital indemnity. It also offers health-related plans, such as long-term care, MediGap, Medicare Advantage, and Medicare prescription drug plans. The Big 65's owner and senior adviser, Karl Bruns-Kyler, has been assisting individuals and businesses in shopping for insurance for more than 16 years.

  • Life Insurance
  • Health Insurance
  • Long Term Care

66 Springer Drive Ste 206, Highlands Ranch, CO 80129
WebsiteLicense: 372440

Expertise.com Rating

Review Sources

Google
4.9 (18)
Facebook
5.0 (4)
Yelp
5.0 (2)

Why choose this provider?

Laura Leier is an insurance agent with State Farm serving personal and commercial clients in Highlands Ranch. She assists in finding health insurance policies that include coverage for individual medical expenses, supplemental health, Medicare Supplement, and disability paycheck. In addition to offering a wide range of insurance products, her team helps clients with seamless state-to-state transfers and financial needs for banking, annuities, and mutual funds. Laura gives back to the community as an Arapahoe County victim advocate volunteer.

  • Medicare Supplements

8796 S Colorado Blvd, Unit C, Highlands Ranch, CO 80126
WebsiteLicense: 281247

Expertise.com Rating

Review Sources

Google
5.0 (31)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Jodi Stoker is a State Farm insurance agent who has been serving clients in Highlands Ranch for over 16 years. She offers unique health insurance solutions based on the need of each customer, including medical coverage plans, supplemental health coverage, and Medicare supplement options. Her team assists the local community, taking care of personal and commercial insurance and financial needs for U.S. Bank services. Jodi's office is pet-friendly. She is a member of the Highlands Ranch Chamber of Commerce.

  • Medicare Supplements
  • Health Insurance
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Randy E Johnson
8925 Ridgeline Blvd, Suite 101, Highlands Ranch, CO 80129
The Big 65
6761 Millstone Place, Highlands Ranch, CO 80130
Laura Leier
66 Springer Drive Ste 206, Highlands Ranch, CO 80129
Jodi Stoker
8796 S Colorado Blvd, Unit C, Highlands Ranch, CO 80126

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is there a waiting period for individuals with pre-existing conditions in Highlands Ranch?

    There is no longer a waiting period for individuals with pre-existing conditions in Highlands Ranch. According to the Affordable Care Act, insurance carriers can no longer impose premium hikes or waiting periods and reject applications from policyholders with pre-existing conditions, except in cases where elective cosmetic surgeries are needed and deemed not medically necessary.

  • Can you file an appeal if your health insurance claim was denied in Highlands Ranch?

    Yes. Highlands Ranch health insurance providers allow appeals for denied claims. You should review the determination letter and compile your supporting documents before you submit them to your insurance carrier. Track the name of the agent you speak with, the date and time of your call, the confirmation number for your call, and a brief summary of your conversation concerning your appeal.

  • If you lose your job, do you still have coverage from your employer in Highlands Ranch?

    Yes. You will still have continued health insurance coverage from your employer's group plan in Highlands Ranch. According to COBRA legislation, employees can keep their health insurance for up to 36 months after leaving the employer. However, if your employer is considered a small company with 20 or fewer people employed, this law does not apply.

  • Is your Health Savings Account tax-free in Highlands Ranch?

    Yes, your Health Savings Account is tax-free in Highlands Ranch. You may deposit funds into this account to cover health-related expenses, including deductibles and out-of-pocket costs. Both you and your employer are permitted to contribute tax-free funds to this account, which can be carried over to the following year.

  • Are you still covered under Medicaid if you are convicted and incarcerated in Highlands Ranch?

    If you are incarcerated for more than 30 days due to a conviction in Highlands Ranch, you may lose your health insurance coverage, such as Health First Colorado. However, you may still sign up for a health insurance policy while in jail, and coverage will commence once you are released.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.