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Best Health Insurance Agencies in Boulder, CO

Our Recommended Top 10

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Boulder health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1777Reviewed

1070Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving Boulder
400 McCaslin Blvd #400, Louisville, CO 80027
Visit WebsiteLicense: 454298

Expertise.com Rating

Review Sources

Google
5.0 (135)

Why choose this provider?

Co Health Brokers is an insurance agency that offers health plans for individuals, families, small businesses, and entrepreneurs in Boulder and nearby locations. Its agent, Jamie Smith, has been in the health insurance industry for over a decade. She provides health insurance solutions that allow clients to receive financial assistance in the event of unforeseen circumstances, including accidents and illnesses. The plans cover expenses for doctor consultations, medical tests, ambulance fees, hospitalization bills, and post-hospitalization costs.

  • Group Plans
  • Life Insurance
  • Health Insurance

Best Health Insurance Agencies Serving Boulder
2342 Broadway Street, Boulder, CO 80304
Visit WebsiteLicense: 562241

Expertise.com Rating

Why choose this provider?

Robert Erben owns and operates a State Farm insurance agency that serves clients in and around Boulder. Robert's firm provides a wide range of insurance products, including health coverage plans for individuals and families. It offers supplemental health insurance that covers unexpected additional medical care costs and hospitalization expenditures. A personal protection plan is also available for clients who do not receive medical insurance from their employers. Robert and his team accommodate Spanish-speaking clients.

  • Health Insurance
  • Life Insurance
  • Business Insurance

Best Health Insurance Agencies Serving Boulder
2789 Iris Ave, Boulder, CO 80304
Visit WebsiteLicense: 190992

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

A+ Smart Health Insurance Agency offers a range of insurance policies to residents and small businesses in Boulder. It offers individual health plans and coverage for accidents, dental, and vision care. Medicare Supplement, short-term care, and disability insurance are also available from the agency. Additionally, the company provides life and travel insurance policies. A+ Smart Health Insurance Agency has been in the industry since 2001, and it accommodates weekend and evening appointments by request. Its staff can communicate in English, French, and Spanish.

  • Group Plans
  • Health Insurance
  • Life Insurance

Best Health Insurance Agencies Serving Boulder
1722 14th Street Suite 110, Boulder, CO 80302
Visit WebsiteLicense: 445332

Expertise.com Rating

Review Sources

Google
5.0 (173)
Yelp
4.7 (29)
Facebook
4.6 (23)

Why choose this provider?

Joe Chrisman is a third-generation State Farm insurance agent working with clients in Boulder and the surrounding areas. His full-service agency offers various State Farm products, including health coverage for individuals and Medicare Supplements. In addition to health insurance, he furnishes protection for lives, automobiles, homes, businesses, and pets. Chrisman earned the Chartered Life Underwriter, Chartered Financial Consultant, and Chartered Property Casualty designations. His team consistently qualifies in the Chairman's Circle, Senior Vice President's Club, and Ambassador Club.

  • Health Insurance
  • Life Insurance

Best Health Insurance Agencies Serving Boulder
385 Broadway, Boulder, CO 80305
Visit WebsiteLicense: 46136

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
4.8 (8)

Why choose this provider?

Professional Financial Specialists, Inc. (PFSI), is an insurance brokerage that provides health insurance policies to clients in Boulder. It offers health insurance quotes for medical professionals, such as physicians and dental hygienists. The brokerage can modify these plans to fit long-term care or to cover employees of a business. It works with multiple national insurance carriers, such as Humana and MetLife. In addition to standard health insurance plans, the brokerage can provide dental and vision plans for workers and employers alike. It also provides full-service and self-service payroll solutions.

  • Individual Plans
  • Group Plans

Best Health Insurance Agencies Serving Boulder
1724 Majestic Drive Suite 109C, Lafayette, CO 80026
Visit WebsiteLicense: 108755

Expertise.com Rating

Review Sources

Google
5.0 (58)
Yelp
5.0 (1)

Why choose this provider?

Kelmeg & Associates Inc is a Lafayette-based insurance agency that caters to clients in Boulder and the surrounding counties. It offers individual and small group health insurance, including Medicare Supplement and Medicare Advantage plans. It also handles accident insurance, short-term disability insurance, and long-term disability insurance policies. Its agents can craft employee benefit plans to pay for regular checkups or treatment of injuries. Moreover, it provides life insurance plans that may be used to pay debts or cover education expenses.

  • Life Insurance
  • Health Insurance

Best Health Insurance Agencies Serving Boulder
190 Arapahoe Ave., Boulder, CO 80302
Visit WebsiteLicense: 52429

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Dan Skarda of Farmers Insurance has over 30 years of experience in the insurance business, connecting clients with insurance policies that are tailor-fit to their needs. Serving Boulder and the nearby areas, the agency aims to help people with setting up a plan of protection from significant financial loss caused by unexpected medical, surgical, and hospital costs. Skarda also assists with other insurance policies, such as home, auto, mountain homeowners, commercial, personal umbrella, and life insurance.

  • Life Insurance
  • Health Insurance

Best Health Insurance Agencies Serving Boulder
4710 Table Mesa Drive, Suite A, Boulder, CO 80305
Visit WebsiteLicense: 126898

Expertise.com Rating

Review Sources

Yelp
5.0 (14)
Google
4.6 (11)
Facebook
5.0 (1)

Why choose this provider?

Tad Smith Health Insurance serves individuals and small businesses in Boulder and nearby areas. It creates personalized health insurance solutions, such as HSAs, the Affordable Care Act, and private health plans. The agency also offers insurance plans for self-employed individuals that include a statewide and nationwide PPO plan. Life insurance options are also available. It is owned and operated by Tad Smith, a Wisconsin local who has over 17 years of experience in the insurance industry.

  • Individual Plans
  • Health Insurance

Best Health Insurance Agencies Serving Boulder
150 Murray St #605, Niwot, CO 80544
Visit WebsiteLicense: 536443

Expertise.com Rating

Review Sources

Facebook
5.0 (28)
Google
5.0 (7)

Why choose this provider?

EA Boniakowski is an independent agency that provides a wide range of insurance solutions for clients residing in Boulder and nearby locations. Its team of insurance professionals offers group health insurance packages that cover the health care needs of family and financial dependents of employees. In addition, they have other employee benefits packages available, such as dental, vision, and disability insurance. EA Boniakowski has started as a two-person organization and has grown into a company with more than 50 employees.

  • Group Plans
  • Health Insurance

Best Health Insurance Agencies Serving Boulder
230 Lipan Way, Boulder, CO 80303
Visit WebsiteLicense: 72796

Why choose this provider?

Insurance for Asset Protection, a health insurance agency located in Boulder, has been providing products and services since 2006. It has Medicare Supplement and health insurance plans, which are customizable based on clients' needs. Its owner, Joel Rosenblum, has been offering health and life insurance for more than two decades. He was the secretary of the Colorado Association of Health Underwriters from 2009 to 2010 and was the legislative chair of the same organization from 2010 to 2012.

  • Medicare Supplements
  • Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Co Health Brokers
400 McCaslin Blvd #400, Louisville, CO 80027
Robert Erben
2342 Broadway Street, Boulder, CO 80304
A+ Smart Health Insurance Agency
2789 Iris Ave, Boulder, CO 80304
Joe Chrisman
1722 14th Street Suite 110, Boulder, CO 80302
Professional Financial Specialists, Inc.
385 Broadway, Boulder, CO 80305
Kelmeg & Associates Inc
1724 Majestic Drive Suite 109C, Lafayette, CO 80026
Dan Skarda
190 Arapahoe Ave., Boulder, CO 80302
Tad Smith Health Insurance
4710 Table Mesa Drive, Suite A, Boulder, CO 80305
EA Boniakowski
150 Murray St #605, Niwot, CO 80544
Insurance for Asset Protection
230 Lipan Way, Boulder, CO 80303

Disclaimer:  Expertise.com is not a licensed insurance agency. All insurance offerings are provided by CompareCoverage, NPN 20753534 and CA License # 6011227. © 2025 CompareCoverage. All Rights Reserved.

Boulder, CO Health Insurance FAQs

  • What are the different types of health insurance plans available in Boulder?

    There are various types of health insurance plans available in Boulder. Individual health insurance provides coverage for a single person or a family. Health insurance can also be obtained through one's employer, usually as part of a benefit package. Finally, there are government-managed health plans available, including CHP+, Medicaid, Medicare, or programs for military personnel and their families.

  • Can you opt out of COBRA coverage in Boulder if you will be leaving the corporate world?

    Yes, if you leave the corporate world in Boulder, you have the option to opt out of COBRA coverage. Furthermore, there are additional private health insurance options to consider. However, you can choose to keep your current COBRA coverage if you prefer. This can be useful if you have a family member who has a chronic medical condition or if you only need to fill a couple of months until your next job.

  • What are the advantages of subscribing to a health insurance plan using a Preferred Provider Organization (PPO) nationwide network in Boulder?

    Subscribing to a health insurance plan in Boulder that uses a Preferred Provider Organization (PPO) nationwide network has some advantages. For one thing, it has a larger network of healthcare providers across the country, allowing you to access medical services even if you live outside of Colorado. PPO plans also allow you to see any provider without a referral. Additionally, PPO plans provide some level of coverage for out-of-network care.

  • What are the monthly income requirements to qualify for Medicaid in Boulder?

    To be eligible for Medicaid in Boulder, you must meet certain criteria. The annual household income is one of the factors considered. To qualify for Medicaid, a single-person household's annual household income must be less than $19,392 (before taxes). The amount rises with the size of the household. If your household has more than eight people, you must add $6,836 per person.

  • Can you get health insurance in Boulder even if you have a pre-existing condition?

    Yes, even if you have a pre-existing condition, you can still obtain health insurance in Boulder. According to the Affordable Care Act, insurance companies can no longer deny coverage, impose waiting periods, charge more, or deny treatments to people with pre-existing conditions. Individuals who have undergone unnecessary procedures, such as cosmetic surgery, are an exception to this rule.