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2024

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Best Health Insurance Agencies in Colorado

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Colorado Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

110613Reviewed

66372Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Colorado

Expertise.com Rating

Review Sources

Google
5.0 (53)
Facebook
5.0 (6)

Why choose this provider?

David Singer Health Insurance helps Colorado clients choose the right plan or combination of plans to address their needs. To do this, David evaluates their health requirements and then compares different plans and coverage gaps to find the right plan or combination. He represents multiple health insurance companies, including Blue Cross Blue Shield Association and Kaiser Permanente. In addition to health insurance, he also offers products that address dental, disability, and accident and critical illness. David has over a decade of experience in the industry.

  • Individual Health Insurance

Colorado

Expertise.com Rating

Review Sources

Google
4.9 (42)

Why choose this provider?

Preferred Insurance has been providing health insurance products to clients in Colorado since 1989. The locally owned company offers group, individual, and Medicare health plans. Its independent brokers recommend Limited Benefit Plans to clients with a limited budget, those in good health, and those who are not dependent on prescription drugs. They educate elderly clients about the different Medicare plans in plain language to help them understand and make informed decisions. Preferred Insurance helps small businesses find the appropriate health insurance solution for their employees.

  • Life Insurance

Colorado

Expertise.com Rating

Review Sources

Google
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Since 2016, Healthy Colorado Insurance has been helping residents obtain medical care in the metro by offering individual, family, or group coverage plans. Whether they are over the age of 65 or have certain disabilities, it assists people in qualifying for Medicare. Its health insurance policies cover the costs associated with eye care, dental treatments, and hospital stay. Before establishing his agency, founder Mitch Helle worked as a broker and manager for different insurance companies in the country.

  • Dental and Vision Insurance
  • Life Insurance

Colorado

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Quandary Insurance provides services to individuals and small businesses in Colorado and neighboring regions. It offers employees health, dental, life, critical illness, accident, and hospital indemnity plans. It is also partly self-funded and uses different companies linked by a third-party administrator to give the most control over cost and quality. In addition, the company helps clients with strategic advice, ACA considerations, and ERISA compliance packages. Quandary Insurance also serves clients from Wyoming and New Mexico. 

  • Individual Plans

Colorado

Expertise.com Rating

Review Sources

Google
5.0 (48)
Facebook
5.0 (6)

Why choose this provider?

Thompson Health Insurance helps clients in and around Colorado who are looking to protect their overall well-being. The health insurance agency offers custom policies for individuals, families, seniors, and business employees. Its health insurance advisors work closely with clients to take a lot of factors into consideration and come up with a policy matching their needs, such as health-sharing plans for families. Thompson Health Insurance works with companies such as United Healthcare, Cigna, Bright Health, and Anthem Blue Cross.

  • Group Plans
  • Individual Plans

Colorado

Expertise.com Rating

Review Sources

Google
5.0 (24)
Yelp
4.9 (16)
Facebook
5.0 (6)

Why choose this provider?

For over a decade, Hendrex Health Insurance has been dealing with clients across Colorado. The company offers traditional plans that provide coverage for costs from prescription medications and mental health treatments. It also sets up policies to help clients manage expenses from treatments for critical illnesses. It works with a wide variety of insurance providers, ranging from Cigna to Anthem Blue Cross Blue Shield. The company is the recipient of the New Member Champion Award in 2020 from the firm Bright Health.

  • Group Plans
  • Individual Plans

Colorado

Expertise.com Rating

Review Sources

Google
5.0 (29)
Yelp
4.7 (15)
Facebook
5.0 (5)

Why choose this provider?

Miller & Associates Health Insurance is a state-licensed company in Colorado providing benefits advice for individuals, families, and small business employers. With over 22 years of experience in the insurance industry, the agency focuses on innovative off-exchange products. Its team helps educate clients on the technicalities of their chosen health insurance, including their Medicaid eligibility. The agents also assist businesses in enrolling new employees during the Open Enrollment season. Short-term major-medical health insurance options are available.

  • Individual Health Insurance

Colorado

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
4.7 (7)

Why choose this provider?

Colorado Health Insurance in Denver caters to individuals, families, and businesses throughout the area. Its team provides a wide variety of health insurance plans that cover accidents, critical illnesses, and dental and vision. This agency represents multiple health insurance carriers, such as Anthem Blue Cross and Blue Shield, Connect for Health Colorado, Kaiser Permanente, United Healthcare, and Rocky Mountain Health Plans. This locally owned company has been offering insurance solutions for more than 25 years.

  • Medicare Supplement Insurance

Colorado

Expertise.com Rating

Review Sources

Google
5.0 (45)
Facebook
5.0 (8)

Why choose this provider?

Insurance Benefit Connections, Inc. is a direct business-to-customer agency that offers web-based insurance information to small enterprises, families, and individuals in Colorado and its neighboring metros. It has been delivering individual and group health insurance packages since 2004 and has partnered with a wide selection of insurance carriers to provide policy buyers with numerous options. These carriers include Ameritas, Bright Health, Rocky Mountain, Kaiser Permanente, and Delta Dental. It also offers Medicare Supplements, dental, and vision insurance coverage.

  • Individual Health Insurance
  • Life Insurance
  • Group Plans

Colorado

Expertise.com Rating

Review Sources

Google
5.0 (31)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Hal Winslow Insurance Agency provides services to individuals in the Colorado metro and the surrounding communities. It helps business owners, early retirees, and people under the age of 65 without employer or governmental insurance protect their health by offering ACA plans. These cover annual wellness exams, tests, emergency room benefits, and pre-existing conditions. It also assists clients in shopping for dental and vision and Medicare Supplementary plans. The firm has been in operation since 2019.

  • Medicare Supplement Insurance
  • Individual Plans

Colorado

Expertise.com Rating

Review Sources

Google
5.0 (19)

Why choose this provider?

Thompson Health Insurance Agency offers Colorado clients insurance products and services. It writes health and life insurance policies for individuals, small businesses, families, and senior citizens from top-rated providers such as Cigna, United HealthCare, and Anthem Blue Cross. Its policies cover vision, dental, home health care, concierge doctor, and nursing home needs. The company also works with the Affordable Care Act or Obamacare and is a Part D Prescription, Medicare, Medicare Supplements, and Medicare Advantage broker.

  • Life Insurance
  • Individual Health Insurance
  • Individual Plans

Colorado

Expertise.com Rating

Why choose this provider?

Choice Enrollment is a Colorado agency that primarily provides health insurance lines. It shares its expertise to help customers find and compare HMO, POS, high deductible, and catastrophic health plans that cover illness or accident expenses. The agency also offers products that address GAP, short-term, dental, vision, critical illness, and travel coverage needs. Aetna, Assurant Health, UnitedHealthcare, and Blue Cross Blue Shield are among the carriers that Choice Enrollment works with, in addition to its individual agent networks.

  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
David Singer Health Insurance
Colorado, CO
Preferred Insurance
7710 N Union Blvd #200, Colorado, CO 80920
Healthy Colorado Insurance
Colorado, CO
Quandary Insurance
Colorado, CO
Thompson Health Insurance
1079 S Hover Street, Suite 200, Colorado, CO 80503
Hendrex Health Insurance
1140 US-287 #400, Colorado, CO 80020
Miller & Associates Health Insurance
8700 East Jefferson Avenue Ste. 370583, Colorado, CO 80237
Colorado Health Insurance
8751 E. Hampden Ave. Suite A-1, Colorado, CO 80231
Insurance Benefit Connections, Inc
5446 N Academy Blvd, Colorado, CO 80918
Hal Winslow Insurance Agency
Colorado, CO 80127
Thompson Health Insurance Agency
1079 S Hover St Suite 200, Colorado, CO 80501
Choice Enrollment
5390 North Academy Blvd. Suite 220, Colorado, CO 80918

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.