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2024

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Best Health Insurance Agencies in Ventura, CA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Ventura Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1958Reviewed

1179Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Oxnard, CA
WebsiteLicense: 6006110

Expertise.com Rating

Review Sources

Google
5.0 (4)
Yelp
5.0 (3)

Why choose this provider?

Insurance Happiness helps individuals and companies in Ventura find suitable health policies. It informs clients on how to get the most out of Medicare by advising them to enroll in Medicare part A or part B and filling the gaps by signing up for a supplement plan. Its agents also assist in obtaining Medicare Advantage, educating customers on how the plan benefits enrolees. The agency also offers individual health and employee benefit plans. Insurance Happiness also caters to clients in Florida.

  • Individual Plans
  • Group Plans

Ojai, CA 93024
WebsiteLicense: 0D76397

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

John Avdeeff is a HealthMarkets licensed insurance agent in Ventura, helping clients find suitable individual, family, or short-term plans for their needs. He aids clients in choosing the suitable life insurance and in the availing of a final expense insurance. John also provides guidance on supplemental insurance, which covers plans for accidents, hospital confinement, critical illness and cancer, long-term care, and fixed indemnity. The agent also assists with medicare advantage and its supplement and prescription drug plans.

  • Life Insurance
  • Individual Health Insurance

2775 N. Ventura Rd. Ste 209, Oxnard, CA 93036
WebsiteLicense: 0F60642

Expertise.com Rating

Why choose this provider?

Coast General Insurance Brokers is an independent agency that serves individuals and businesses in Ventura and the surrounding locations. It offers group medical, vision, and dental plans, in addition to home, auto, and life insurance policies. Its agents regularly review clients' policies to check whether their coverage is aligned with their current needs, and they provide assistance for clients with insurance claims. They also furnish protection plans for businesses in the trucking, food service, and legal industries.

  • Individual Plans
  • Group Plans
  • Life Insurance

5808 Telephone Rd, #200, Ventura, CA 93003
WebsiteLicense: 0M28275

Expertise.com Rating

Review Sources

Facebook
5.0 (86)
Google
4.0 (14)
Yelp
3.0 (2)

Why choose this provider?

American Legacy Solutions is a full-service insurance and investment management company serving the Ventura metro. The company offers consolidated services in estate planning, debt management, and long-term care preparations to help clients with the different phases and concerns of their life. They assist clients in understanding their Medicare coverage, finding insurance products for companies, and securing comprehensive health coverage that fits the needs of veterans. American Legacy Solutions has multiple offices across Southern California including Ventura, Valencia, and Norco.

  • Individual Health Insurance
  • Medicare

9493 Telephone Road Suite 101, Ventura, CA 93004
WebsiteLicense: 4020620

Expertise.com Rating

Review Sources

Google
4.7 (23)
Facebook
5.0 (5)
Yelp
4.4 (5)

Why choose this provider?

Armen Keshmeshian is a State Farm agent who handles the insurance needs of individuals, families, and small businesses in the Ventura area. Keshmeshian offers different types of health insurance products, including Health Maintenance Organization (HMO), Exclusive Provider Organization (EPO), and Preferred Provider Organization (PPO). He also provides clients with Point of Service (POS) and High Deductible Health Plans (HDHP). Keshmeshian, who has been living in Ventura for decades, has experience working in the world of small businesses prior to establishing his own insurance agency.

  • Life Insurance
  • Individual Health Insurance

PO Box 6307, Ventura, CA 93006
WebsiteLicense: 0C92552

Expertise.com Rating

Review Sources

Google
5.0 (10)

Why choose this provider?

Denise Bishop Insurance Agency helps clients in Ventura get suitable health care coverages. Bishop is a Covered California Certified Insurance Agent who reviews individuals' insurance needs and provides assistance in determining their qualification for health insurance premiums through the Covered CA program. The agency helps clients obtain policies from Blue Shield of California and Health Net. It also offers auto and home insurance packages from carriers like Metlife and National general. In addition, it furnishes earthquake, recreational, Uber or Lyft drivers, and landlord insurance products.

  • Individual Health Insurance

343 South B Street, Oxnard, CA 93030
WebsiteLicense: 0K62185

Expertise.com Rating

Review Sources

Facebook
4.2 (12)
Yelp
1.0 (1)

Why choose this provider?

Los Agentes 805 offers comprehensive insurance services to clients in Ventura and the surrounding communities. The business specializes in presenting health insurance coverage intended to help protect clients from expenses incurred in accidents and illnesses. It also provides Medicare Part A, B, C, and D, in addition to dental, vision, and life plans. Its founders, Brenda and Ignacio Bucio, aim to help clients find the option that meets their needs. Los Agentes 805 has received various awards, including the 2019 Annual Sales award from the Anthem 100 Club.

  • Health Insurance

10235 Telephone Rd Ste D, Ventura, CA 93004
WebsiteLicense: 6001153

Expertise.com Rating

Review Sources

Google
5.0 (260)
Facebook
4.9 (73)
Yelp
4.8 (20)

Why choose this provider?

Salena Bracamontes is an insurance professional serving clients for 19 years. She runs a State Farm-affiliated agency located in Ventura. Her firm provides a wide range of personal and commercial insurance products, including health protection plans. Bracamontes and her team help families, individuals, and senior citizens find the health coverage that matches their needs. The health plans they offer are supplemental health insurance, Medicare supplement insurance, and individual medical coverage. Life insurance is also available for clients.

  • Medicare Supplements
  • Health Insurance

2069 N Oxnard Boulevard, Oxnard, CA 93036
WebsiteLicense: 0E61982

Expertise.com Rating

Review Sources

Google
4.1 (32)
Facebook
5.0 (8)
Yelp
5.0 (4)

Why choose this provider?

Torres & Associates is an independent insurance agency that has been serving the people of Ventura for the past 41 years. It offers health insurance, as well as life, business, home, and personal insurance policies. The agency provides Medigap or Medicare Advantage plans, which provide equal or better coverage to regular Medicare. This is possible through third-party insurers. It also offers individual dental, disability, and long-term care insurance. The company provides comparative quotes from different carriers to help clients select the best rate for them.

  • Individual Plans
  • Individual Health Insurance
  • Dental and Vision Insurance

970 S. Petit Ave Ste 14, Ventura, CA 93004
WebsiteLicense: 0804331

Expertise.com Rating

Review Sources

Google
5.0 (82)
Facebook
4.9 (33)
Yelp
5.0 (19)

Why choose this provider?

Dena Rogers is a State Farm insurance agent that serves individuals in the Ventura area. She offers a range of insurance products such as health, home, property, business, and life, as well as pet insurance. She has been a State Farm agent since 1991. Rogers is also a volunteer at Little League District 63 and a member of the Ventura Chamber of Commerce. With years of experience, she can tailor insurance plans that fit clients' specific needs.

  • Health Insurance

7880 Telegraph Road Suite C, Ventura, CA 93004
WebsiteLicense: 0K97789

Expertise.com Rating

Review Sources

Google
4.9 (32)
Facebook
5.0 (26)
Yelp
4.9 (12)

Why choose this provider?

Stephanie Sipe provides health insurance products in Ventura. She assists clients in identifying coverages that will help them deal with their wellness and possible illnesses or injuries. Her agency offers other life options, pet, auto, home, property, and business indemnity policies. In addition, her team also caters to individuals who need banking assistance. Sipe, who speaks English and Spanish, started as a workers' insurance claims handler for State Farm in 2000. In 2017, she decided to open her agency.

  • Health Insurance

255 Maple Court Ste 205, Ventura, CA 93003
WebsiteLicense: 0632562

Expertise.com Rating

Review Sources

Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

For more than 20 years, Fairway Health Insurance Services has been serving individuals and families throughout Ventura. It helps clients protect themselves in case they get sick or injured by providing them with a wide range of health insurance policies, including Medicare Supplements, Advantage Care, Medicare part D, and employer group and individual and family health plans. Fairway Health Insurance Services partners with companies like Anthem, Blue Shield of California, and Kaiser Permanente to find the coverage that suits its customers' needs.

  • Individual Health Insurance
  • Group Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Insurance Happiness
Oxnard, CA
John Avdeeff
Ojai, CA 93024
Coast General Insurance Brokers
2775 N. Ventura Rd. Ste 209, Oxnard, CA 93036
American Legacy Solutions
5808 Telephone Rd, #200, Ventura, CA 93003
Armen Keshmeshian
9493 Telephone Road Suite 101, Ventura, CA 93004
Denise Bishop Insurance Agency
PO Box 6307, Ventura, CA 93006
Los Agentes 805
343 South B Street, Oxnard, CA 93030
Salena Bracamontes
10235 Telephone Rd Ste D, Ventura, CA 93004
Torres & Associates
2069 N Oxnard Boulevard, Oxnard, CA 93036
Dena Rogers
970 S. Petit Ave Ste 14, Ventura, CA 93004
Stephanie Sipe
7880 Telegraph Road Suite C, Ventura, CA 93004
Fairway Health Insurance Services
255 Maple Court Ste 205, Ventura, CA 93003

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What is Medi-Cal in Ventura?

    Medi-Cal is a public health insurance program that is available for people living in Ventura and across California who have limited financial resources. Individuals of all ages, veterans, those with various marital statuses, sexual orientations, or national origins can qualify for Medi-Cal benefits, providing coverage for a range of medical services.

  • What is the expected duration for processing your Medi-Cal application in Ventura?

    The standard processing time for a Medi-Cal application in Ventura, regardless of disability status, is 45 days. However, if you're applying for Medi-Cal due to a disability, the processing of your application might extend to 60 days or more. Furnish the necessary information promptly to ensure smooth processing of your application and prevent any potential delays.

  • What are the drawbacks associated with a Medicare Advantage plan in Ventura?

    If you're enrolled in Ventura Medicare Advantage, you typically must utilize the plan's network hospitals and doctors. Going out of network may incur higher costs. Traveling can be complicated because you're generally required to remain within the plan's service area for regular medical care. Furthermore, returning to Original Medicare with a Medigap plan can be difficult if you have health problems because, in many areas, you must meet medical requirements for Medigap after the first six months of open enrollment.

  • What differentiates Health Maintenance Organizations (HMOs) from Preferred Provider Organizations (PPOs) in Ventura?

    In Ventura, HMOs offer a structured approach to healthcare, requiring a primary care physician and referrals. They provide comprehensive benefits with lower out-of-pocket expenses but are accompanied by higher monthly premiums. Conversely, PPOs provide flexibility in selecting healthcare providers without referrals; involve cost-sharing through copays, deductibles, and co-insurance; and offer a variety of monthly premium options to suit benefit preferences.

  • Does your health insurance policy in Ventura include mental health coverage?

    In Ventura, every health insurance policy includes coverage for mental health and substance use disorder services. Health insurers are required to treat both physical and mental health conditions equally. This implies that your insurance provider cannot impose higher fees for visits to a mental health professional compared to a physical health practitioner. Insurance companies are also prohibited from placing any restrictions on the number of visits you can make or the type of mental health care you can access.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.