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2024

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Best Health Insurance Agencies in Santa Rosa, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Rosa Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2932Reviewed

1762Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

170 Farmers Lane, Santa Rosa, CA 95405
WebsiteLicense: 0M01892

Expertise.com Rating

Review Sources

Google
5.0 (7)
Yelp
3.0 (2)

Why choose this provider?

Vassallo Insurance Services, LLC, is a locally-owned business providing health insurance solutions to clients in Santa Rosa and the surrounding areas. The business offers a wide range of insurance coverage and helps clients understand their options. It specializes in medical group health insurance, as well as dental and vision coverage. Additional products include life, home, auto, and disability insurance, as well as workers' compensation coverage. Vassallo Insurance Services is a member of the NAIFA and NAHU.

  • Individual Plans
  • Life Insurance

726 Mendocino Avenue, Santa Rosa, CA 95401
WebsiteLicense: 0F56567

Expertise.com Rating

Review Sources

Google
4.0 (125)
Facebook
4.0 (10)
Yelp
4.5 (8)

Why choose this provider?

Jeff Lecoeuche Insurance Agency Inc has provided its services to clients in Santa Rosa and the surrounding areas since 1997. Aside from English, Jeff's staff speaks different languages, including Spanish and French. The agency offers a wide range of insurance products, including homeowners, auto, boat & marine, general liability, life, and health. Its other life and health insurance products include individual long-term care and Medicare supplements. Additionally, group health policies are also available for employers.

  • Individual Plans
  • Group Plans
  • Life Insurance

808 Beaver Street, Santa Rosa, CA 95404
WebsiteLicense: 0C42042

Expertise.com Rating

Review Sources

Yelp
5.0 (3)

Why choose this provider?

Located in Santa Rosa, Norman Sheehan Insurance Agency LLC specializes in several health plan options. These include Medicare insurance plans that cover hospitalization, skilled nursing facilities, hospice care, and long-term care expenses. It also has renewable travel insurance for families, individuals, and groups who plans to receive medical benefits while traveling abroad. In addition, the agency is available for employee benefits, dental, and term life insurance services. Its owner and employee relations consultant, Susan Daniel, has over 30 years of experience in the industry.

  • Individual Plans
  • Life Insurance

100 E Street, Santa Rosa, CA 95404
WebsiteLicense: 0580789

Expertise.com Rating

Review Sources

Yelp
5.0 (15)
Google
5.0 (7)

Why choose this provider?

J.C. Lewis Insurance Services is a family-owned agency serving clients in Santa Rosa and nearby cities. Founded in 1979, the firm works with individuals, families, seniors, and small businesses with one to 100 employees. They handle Medicare Supplemental, prescription drug plans, medical, dental, and vision insurance. Additionally, the firm assists individuals and businesses who are eligible for Covered California. J.C. Lewis Insurance Services is a third-generation business co-owned by father and son John and Ben Lewis.

  • Individual Plans

3427 Terra Linda Drive, Santa Rosa, CA 95404
WebsiteLicense: 0547771

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Alan Berman, CFP, is a financial planner who owns the independent insurance agency Alan Berman Insurance & Financial Services that serves clients in Santa Rosa. His agency has been offering individual and group health insurance plans for individuals and businesses in Sonoma County since 1978. The agency also provides other services, such as tax planning, investment management, and estate protection. Alan offers securities and advisory services through the investment advisory firm LPL Financial, which is a member of FINRA/SIPC.

  • Individual Plans
  • Group Plans
  • Life Insurance

3401 Cleveland Avenue, Santa Rosa, CA 95403
WebsiteLicense: 0H83770

Expertise.com Rating

Review Sources

Google
4.0 (11)
Yelp
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Ethan Cline is a health insurance agent serving clients in and around the Santa Rosa area. With over 20 years of industry experience, Ethan understands the complexities of insurance policies and coverage options. He discusses each option with clients so he can help them choose the policies that will cater to their needs. He offers life insurance, renters' insurance, homeowners' insurance, and pet insurance. He also provides policies for cars, motorcycles, boats, and motorhomes.

  • Individual Plans
  • Life Insurance

4000 Montgomery Drive, Santa Rosa, CA 95405
WebsiteLicense: 0I89060

Expertise.com Rating

Review Sources

Yelp
5.0 (10)
Facebook
4.6 (5)
Google
5.0 (3)

Why choose this provider?

Founded in 1987, Santa Rosa Insurance Agency LLC assists local families, individuals, and businesses in choosing and applying for a wide selection of insurance products. These products include health and dental insurance, Medicare Advantage and Supplement plans, and prescription drug plans. Its insurance agents can also guide clients through the health insurance marketplace Covered California. Moreover, Santa Rosa Insurance Agency LLC and its founder Bill Hansen participate in local charities and non-profit organizations such as the Pregnancy Counseling Center.

  • Individual Plans
  • Life Insurance

1330 North Dutton Avenue, Santa Rosa, CA 95401

Expertise.com Rating

Why choose this provider?

Ritch Insurance Services has been operating in Santa Rosa since 1984, serving the insurance needs of residents and local businesses. It carries individual medical insurance plans like health insurance, dental coverage, short-term disability, long-term disability, critical illness, and long-term care. Moreover, it provides group insurance packages for commercial clients and Medicare Supplements for individuals above 65 years of age or disabled. Ritch Insurance Services was established in 1984 by Ed Ritch, a Californian native.

  • Life Insurance

131-A Stony Circle, Santa Rosa, CA 95401
WebsiteLicense: 6002567

Expertise.com Rating

Why choose this provider?

Insurance Fitz Agency, Inc., is an independent agency that serves Santa Rosa and the surrounding areas. It provides health insurance solutions, including dental and vision insurance, as well as travel insurance. Senior citizens can also get Medicare Advantage, prescription drug plans, and supplement insurance plans through the company. Insurance Fitz Agency, Inc., represents several carrier companies like Mutual of Omaha, UnitedHealthcare, Humana, and Transamerica. Clients who wish to contact the agency can do so virtually or in person, following CDC guidelines.

  • Life Insurance
  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Vassallo Insurance Services, LLC
170 Farmers Lane, Santa Rosa, CA 95405
Jeff Lecoeuche Insurance Agency Inc
726 Mendocino Avenue, Santa Rosa, CA 95401
Norman Sheehan Insurance Agency LLC
808 Beaver Street, Santa Rosa, CA 95404
J.C. Lewis Insurance Services
100 E Street, Santa Rosa, CA 95404
Alan Berman, CFP
3427 Terra Linda Drive, Santa Rosa, CA 95404
Ethan Cline
3401 Cleveland Avenue, Santa Rosa, CA 95403
Santa Rosa Insurance Agency LLC
4000 Montgomery Drive, Santa Rosa, CA 95405
Ritch Insurance Services
1330 North Dutton Avenue, Santa Rosa, CA 95401
Insurance Fitz Agency, Inc.
131-A Stony Circle, Santa Rosa, CA 95401

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Where can you locate the group number on your Santa Rosa health insurance card?

    The group number is printed on the front of your Santa Rosa health insurance card. It is displayed alongside other critical information such as your name, information about the policyholder, and information about the insurance company. If you cannot find your group number on your health insurance card, contact your insurance company right away. They will be able to assist you and provide you with the information you need.

  • Which Santa Rosa Medicare premiums may qualify for a tax deduction?

    The typical monthly cost for Medicare Part B, which covers healthcare and outpatient care in Santa Rosa, may be tax deductible. Premiums paid for Medicare Part D prescription medication coverage may be eligible for tax deductions. Paying the premiums for Medicare Advantage plans, which are an alternative to Original Medicare and frequently include prescription medication coverage, may also be tax deductible.

  • Who in Santa Rosa can explain the drug formulary in your health insurance plan?

    If you are struggling to understand your Santa Rosa health insurance plan's prescription formulary, seek assistance from various sources. Consult your doctor to check if your plan covers your needed prescriptions. Your pharmacist can explain the formulary concept. Review your medicine formulary on your insurer's website or by contacting them. Explore patient assistance programs for further guidance. Additionally, check the coverage documents and benefit summaries from your insurer for valuable insights into your prescription coverage.

  • In Santa Rosa, are members of a limited liability corporation qualified for self-employed health insurance deductions?

    Yes, members of limited liability businesses in Santa Rosa can deduct the cost of health insurance for self-employed people. Members of a limited liability company or a partnership must have net earnings from the business and not be eligible for an employer-sponsored health care plan in order to get the deduction.

  • Can your Santa Rosa health insurance company refuse to pay for your physical therapy?

    Yes, your Santa Rosa health insurance provider may refuse to cover physical therapy due to an eligibility issue or a billing error. However, if your coverage was denied because the procedure was deemed medically unnecessary, you should consider filing an appeal. Under federal law, you have 180 days to file an appeal of a claim denial. Then, contact your doctor's or physical therapist's office and request documentation proving that therapy was indeed necessary for your condition.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.