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2024

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Best Health Insurance Agencies in Santa Ana, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Ana Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6373Reviewed

3827Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1971 East 4th Street, Santa Ana, CA 92705
WebsiteLicense: 0G80296

Expertise.com Rating

Review Sources

Google
4.0 (18)
Facebook
3.0 (4)
Yelp
5.0 (4)

Why choose this provider?

Team Alvarez Insurance Services is a full-service field marketing organization that serves clients in Santa Ana. It specializes in offering individual and group health insurance, life insurance, and Medicare. It has formed partnerships with several insurance companies, including Health Net, Humana, and Aetna. The founder, Gus Alvarez, started his career in the health insurance industry as an insurance agent for Cornerstone America in August 2007. Gus decided to become an independent agent and established the agency in August 2008.

  • Health Insurance

3000 West MacArthur Boulevard, Santa Ana, CA 92704
WebsiteLicense: 0H79377

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (2)

Why choose this provider?

ERM Insurance Brokers is a business that provides a wide range of insurance options for business owners, individuals, and families in Santa Ana and nearby locations. Its agents work closely with its clients to assess their insurance needs and advise appropriate health insurance plans that meet their financial goals. They also handle employee benefits insurance, which can keep employees motivated and healthy. Moreover, they deal with voluntary benefits, long-term disability, group health, dental and vision, and executive benefits insurance.

  • Individual Plans
  • Life Insurance

201 Sandpointe Avenue, Santa Ana, CA 92707
WebsiteLicense: 0H38628

Expertise.com Rating

Review Sources

Google
4.0 (137)
Facebook
3.0 (6)

Why choose this provider?

SureCo is an independent insurance agency that has been serving clients in Santa Ana and the surrounding areas since 2016. It specializes in health insurance policies, and it helps families and individuals navigate the healthcare system by providing a variety of insurance programs that match their needs. The brokerage is contracted to partner with different insurance carriers in more than 18 states, and it has a nationwide telehealth network and a doctor appointment-setting tool. Additionally, SureCo has a Great Place to Work® certification.

  • Individual Plans
  • Life Insurance

701 South Parker, Suite 8000, Orange, CA 92868
WebsiteLicense: 0415872

Expertise.com Rating

Review Sources

Google
4.0 (8)

Why choose this provider?

The Word & Brown Companies is an insurance agency that has been serving Santa Ana since 1984. It offers health insurance solutions for individuals, families, and businesses under employee benefits. Its team of professionals helps clients in choosing coverage options that fit their needs from a wide range of insurance carriers, including Cigna, Humana, and UnitedHealthcare. The agency's co-founder, John M. Word, III, is a Registered Health Underwriter and a Registered Employee Benefits Consultant who serves as a speaker about various industry topics for vast audiences.

  • Individual Plans
  • Life Insurance

17332 Irvine Boulevard, Tustin, CA 92780
WebsiteLicense: 0N11188

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Moji Insurance is an independent agency that has been working with customers in the community of Santa Ana and its surrounding areas since 2002. The business specializes in Medicare Supplements, employer & individual health insurance, life, and long-term care. Its team of professional agents provides clients with recommendations, presents various options, assesses their specific situation, and guides them throughout the entire application. In addition, Moji Insurance helps the senior community with Medicare and Social Security maximization.

  • Individual Plans
  • Group Plans

6 Hutton Centre Drive, Santa Ana, CA 92707
WebsiteLicense: 0564249

Expertise.com Rating

Review Sources

Facebook
5.0 (152)
Yelp
2.0 (4)
Google
5.0 (3)

Why choose this provider?

Heffernan Insurance Brokers is an insurance company offering a comprehensive range of business and personal insurance solutions in Santa Ana. Founded in 1988, it provides individual health plans and Medicare policies. Serving various industries such as the healthcare, transportation, and technology markets, the company was named the 29th largest broker of US business by Business Insurance Magazine in 2020. Heffernan Insurance Brokers is an employee-owned business. It has multiple office locations in Northern and Southern California and Pacific Northwest.

  • Individual Plans
  • Life Insurance

1905 North Main Street, Santa Ana, CA 92706
WebsiteLicense: 0509747

Expertise.com Rating

Review Sources

Google
5.0 (36)
Facebook
5.0 (15)

Why choose this provider?

Founded in 1958, Elmco Insurance, Inc., is a full-service insurance agency serving individuals and businesses in Santa Ana and the surrounding areas. It offers a wide array of insurance products from insurance carriers such as Allied Insurance, AIG, First American Specialty, Mercury Insurance Group, and Safeco Insurance. It provides health, life, auto, business, renters', and homeowners' insurance. The team of professionals at Elmco Insurance reviews clients' current policies and makes recommendations to improve coverages and is also available 24/7 to address customers' concerns.

  • Life Insurance

1234 17th Street, Santa Ana, CA 92701
WebsiteLicense: 0805641

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Headquartered in Santa Ana, M.E. Waiters Financial & Insurance Services serves residents and businesses in the local area and the surrounding communities. As an independent veteran-led insurance agency and finance company, it carries life insurance plans like disability insurance, long-term care insurance, international medical travel insurance, and dental & vision insurance. Additionally, it provides financial services like annuities, 401K, SEP IRAs, and ROTH IRAs. Michael Waiters leads the team as the head agent with more than 25 years of experience.

  • Individual Plans
  • Group Plans
  • Life Insurance

1202 17th Street, Santa Ana, CA 92701
WebsiteLicense: 0K96385

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
5.0 (2)

Why choose this provider?

Mural Insurance Agency is a certified insurance company of Covered California, the health insurance marketplace of residents in Santa Ana and areas throughout California. It helps its clients understand the importance and intricacies of a health insurance plan. It also assists them in securing a healthcare policy under the Patient Protection and Affordable Care Act, with consideration to their needs and budget. It likewise helps individuals who are looking to secure coverage for their homes and vehicles.

  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Team Alvarez Insurance Services
1971 East 4th Street, Santa Ana, CA 92705
ERM Insurance Brokers
3000 West MacArthur Boulevard, Santa Ana, CA 92704
SureCo
201 Sandpointe Avenue, Santa Ana, CA 92707
The Word & Brown Companies
701 South Parker, Suite 8000, Orange, CA 92868
Moji Insurance
17332 Irvine Boulevard, Tustin, CA 92780
Heffernan Insurance Brokers
6 Hutton Centre Drive, Santa Ana, CA 92707
Elmco Insurance, Inc.
1905 North Main Street, Santa Ana, CA 92706
M.E. Waiters Financial & Insurance Services
1234 17th Street, Santa Ana, CA 92701
Mural Insurance Agency
1202 17th Street, Santa Ana, CA 92701

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you apply for Medi-Cal in Santa Ana?

    To apply for Medi-Cal in Santa Ana, you have several options. You can apply online through BenefitsCal.com, complete an in-person application at the local Social Services Regional Center, apply by phone at 1-800-281-9799 during business hours, or fax your application to 1-714-645-3489. Keep in mind that in-person applications may require a minimum of two hours and same-day benefits issuance may not happen unless it is an emergency.

  • Do health insurance plans in Santa Ana cover preventive care services?

    Health insurance plans in Santa Ana must cover preventive care services in full, as mandated by the Affordable Care Act (ACA). This means that policyholders do not have to pay any out-of-pocket costs for their annual check-ups and recommended tests, regardless of whether they obtained their health plan through an employer or on their own. If you are uncertain about which tests are covered, it is best to inquire with your health insurance provider.

  • Do health insurance plans in Santa Ana provide coverage for mental health?

    Health insurance plans in Santa Ana are obligated to offer coverage for mental health and substance use disorder services, as per California regulations. Insurance providers cannot charge you more for mental health visits compared to similar physical health appointments. Additionally, health plans are required to include coverage for applied behavioral therapy for Autism Spectrum Disorder.

  • Can your health insurance plan be canceled by the provider in Santa Ana?

    Yes. In Santa Ana, individual or family health insurance policies purchased through various channels such as directly from an insurer, through an agent or broker, or via Covered California can be canceled. Your policy can be terminated if you intentionally provide false or significant information on your application. Companies can also cancel it if you fail to make premium payments.

  • Can you keep your current doctor if you change health insurance plans in Santa Ana?

    If you decide to switch your health insurance plans in Santa Ana and find that your doctor is not within the network of your new plan but you are undergoing treatment for a serious medical condition, it is advisable to contact your new health insurance provider. In certain cases, your new insurer might be willing to coordinate with your existing doctor until your treatment is completed. It’s also important to inform your current doctor about your new health insurance coverage.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.