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2024

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Best Health Insurance Agencies in San Pedro, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Pedro Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1619Reviewed

973Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1458 S San Pedro Street, Unit 255, Los Angeles, CA 90015
WebsiteLicense: 0E78896

Expertise.com Rating

Why choose this provider?

Sean Kim is an insurance agent serving families and individuals in San Pedro and the surrounding communities. He offers a wide range of products, such as health, life, home, and auto insurance. His health insurance coverage includes individual medical, Supplemental Health, and Medicare Supplement. Kim also serves the needs of business owners, providing workers' compensation and general liability insurance. He has options for errors and omissions for professionals, in addition to mutual funds, banking, and annuities.

  • Health Insurance

1851 N Gaffey Street Ste D, San Pedro, CA 90731
WebsiteLicense: 6001754

Expertise.com Rating

Review Sources

Google
4.9 (44)
Yelp
5.0 (10)

Why choose this provider?

Serving people in San Pedro, Mariela Leon has been a State Farm insurance agent since 2007. She aims to help people manage the risks of everyday life and recover from unexpected happenings by offering health, life, home, auto, property, and business insurance plans. Mariela is an Accounting degree holder and a San Pedro Chamber of Commerce member. She and her team members, who have over 15 years of combined experience, also offer pet insurance plans and banking services.

  • Medicare Supplements

1379 Park Western Drive Suite 333, San Pedro, CA 90732
WebsiteLicense: 0G05732

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Cal Health 1 is an independent insurance agency delivering web-based information to individuals and business owners looking for coverage options that suit their needs. It offers individual, family, and group health packages. The company also helps clients with Medicare, a health insurance program for seniors and patients with end-stage renal disease. The firm also offers property, liability, and workers’ compensation coverage for small businesses. Cal Health 1 serves clients in and around the San Pedro metro.

  • Individual Plans
  • Group Plans
  • Health Insurance

2615 Clarendon Avenue, Huntington Park, CA 90255
WebsiteLicense: 0F68640

Expertise.com Rating

Review Sources

Google
4.9 (133)
Facebook
5.0 (28)
Yelp
3.0 (2)

Why choose this provider?

Pedro Maldonado assists clients in San Pedro in getting health insurance coverage based on their needs. This family-owned State Farm agency serves individuals and families by informing them of their health protection options. It also offers life, home, business, property, and auto insurance policies. It further supports customers by performing banking and mutual funds assistance. Maldonado and his four team members have a collective experience of over 50 years. They cater to clients who speak English and Spanish.

  • Life Insurance
  • Health Insurance

807 S Gaffey St, San Pedro, CA 90731
WebsiteLicense: 6005348
Website

Expertise.com Rating

Review Sources

Google
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Alexander Felix Insurance Agency is located in San Pedro and offers health insurance plans for clients in the city. Its staff members speak fluent Spanish and can provide quotes from carriers like Kemper and Liberty Mutual. The agency educates first-time clients about medical insurance mandates, such as the Affordable Care Act. Afterward, its staff reviews each client's background and medical history to recommend add-on coverages. These coverages can range from prescription to private hospice plans.

  • Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Sean Kim
1458 S San Pedro Street, Unit 255, Los Angeles, CA 90015
Mariela Leon
1851 N Gaffey Street Ste D, San Pedro, CA 90731
Cal Health 1
1379 Park Western Drive Suite 333, San Pedro, CA 90732
Pedro Maldonado
2615 Clarendon Avenue, Huntington Park, CA 90255
Felix Insurance Agency
807 S Gaffey St, San Pedro, CA 90731

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What does coinsurance in healthcare policies in San Pedro entail?

    In San Pedro, coinsurance in healthcare plans is the amount of the medical bills that individuals will shoulder after they meet the policy's deductible. For instance, if the healthcare plan is 50% coinsurance, policyholders will pay the other 50% of medical bills once they meet their deductible. However, coinsurance in health policies has a maximum amount of no more than $1,000 out-of-pocket expenses, no matter how big the percentage of the obtained coinsurance or the final claim.

  • Can immigrants in San Pedro obtain health insurance policies from the Covered California marketplace?

    Under the Affordable Care Act, only immigrants who are lawfully present in San Pedro can apply for healthcare plans in the Covered California marketplace. These include lawful temporary and permanent residents, refugees and asylees, individuals with worker or student visas, and those with temporary protected status. On the other hand, immigrants who are DACA recipients, pregnant or recently gave birth, and aged 26 or below or 50 and above can obtain health insurance through Medi-Cal.

  • What is included in the 1095-A form from the health insurance market in San Pedro?

    The Form 1095-A, or the Health Insurance Marketplace Statement, includes basic information about the enrollees in San Pedro, including the recipient's name, Social Security Number, the names of covered individuals, and the policy start and termination date. It provides information on the amount of monthly enrollment premiums, advance premium tax credit, and the second-lowest-cost silver plan premium. Additionally, Form 1095-A can be used to file an accurate tax return with the Internal Revenue Service.

  • Are healthcare plans from the marketplace in San Pedro change every year?

    It depends. Healthcare plans through the marketplace in San Pedro may change their premiums, co-payments, and deductibles. Insurance agencies may also terminate the policyholder's coverage and provide them with new options. Meanwhile, health insurance companies send notices to individuals stating the changes to their policy and the new amount of premiums before open enrollment.

  • Is there a tax penalty for having no health insurance coverage in San Pedro?

    According to California legislation, residents of San Pedro with no health insurance coverage may be subject to a tax penalty of up to $2,550 per family, $425 per dependent child under 18 years old, and $850 per adult. The California Franchise Tax Board will assess these penalties for the annual state tax filing of those without coverage but who have access to low-cost plans within the limitations. However, individuals with financial hardship and Alaskan Natives are exempted from the legislation.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.