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2024

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Best Health Insurance Agencies in San Diego, CA

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Diego Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

24022Reviewed

14418Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

13520 Evening Creek Drive North, San Diego, CA 92128

Expertise.com Rating

Review Sources

Google
5.0 (101)
Facebook
4.9 (31)

Why choose this provider?

Bridlewood is an insurance agency operating in San Diego that specializes in Medicare products and services. Its offerings include Medicare Supplement plans, Medicare Advantage plans, and Prescription Drug plans. The agents from this company accommodate individuals aged 65 looking to enroll in Medicare or seeking to review the Medicare products they are enrolled in. They also provide in-home care guidance. Bridlewood is a consistent recipient of the Best Insurance Provider award given by San Diego's Best from 2015 to 2020.

  • Individual Plans

2221 Camino del Rio South, San Diego, CA 92108
WebsiteLicense: 0H42357

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (11)

Why choose this provider?

Bluewave Insurance Services is an independent insurance agency in San Diego that delivers health insurance plans for individuals. The agency strives to provide custom-tailored Medicare supplement plans by partnering with more than 30 Medicare supplement insurance companies. The business has Medigap plans that are designed to cover out-of-pocket medical costs not included in original Medicare. In addition, Bluewave Insurance Services offers a unique Rate Lookout program for clients that help monitors Medicare supplement rates.

  • Individual Plans

13240 Evening Creek Drive South, San Diego, CA 92128
WebsiteLicense: 0I27736

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
4.8 (9)
Yelp
5.0 (8)

Why choose this provider?

Terri Yurek Insurance is an independent health insurance company that has served communities all over the San Diego area. For over 20 years, it has offered Medicare products, such as Medicare Advantage, Medicare Part D, and Medicare Supplement insurance. Additionally, it offers educational seminars to help individuals and businesses understand and select the right Medicare plan for them. Its founder, Terri Yurek, is a H.I.P certified licensed broker who credits his skills to his focus on Medicare and health insurance products.

  • Individual Plans
  • Life Insurance

2221 Camino del Rio South, San Diego, CA 92108
WebsiteLicense: 0H42357

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

San Diego Medicare Plans is an independent agency offering Medicare insurance plans to individuals and families in San Diego. It helps clients decide if they will acquire basic Medicare, Medicare Supplement, Medicare Advantage, or Medicare PDP plans. The agency works with over 80 Medicare insurance carriers, including Blue Shield of California, Health Net, and Aetna. Alex Wender, CEO and founder, believes that there is a suitable plan for everyone, and he will help match his clients with their plans.

  • Individual Plans

4411 Mercury Street, San Diego, CA 92111
WebsiteLicense: 0C82012

Expertise.com Rating

Review Sources

Yelp
5.0 (101)
Google
4.0 (61)
Facebook
5.0 (9)

Why choose this provider?

Since 1991, San Diego Insurance has been providing personal and business insurance solutions for clients in the area. The agency offers health, life, home, and business insurance policies. Another product that it provides is auto insurance, which includes coverage options for cars, RVs, boats, and motorcycles. Clients who plan on traveling to Mexico by car can also avail of liability coverage for their vehicle. Moreover, the company's agents work with each client to help them create a customized policy that meets their needs.

  • Life Insurance

5222 Balboa Ave Suite 24, San Diego, CA 92122
WebsiteLicense: 0A98457

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (1)

Why choose this provider?

David Cravens Insurance Services delivers a broad range of health insurance products and services to individuals and businesses in San Diego. These cover preventative health services for adults, pre-65 health care insurance, health savings accounts, Affordable Care Act, and essential health benefits. The agency also provides various types of Medicare coverage, including Medicare Supplement, Part D prescription drug plans, and Medicare Advantage plans. In addition, owner David Cravens works for La Jolla Health Insurance Plans. He has 23 years of experience in the industry.

  • Individual Plans

4420 Hotel Circle Court, San Diego, CA 92108
WebsiteLicense: 0438754

Expertise.com Rating

Review Sources

Google
3.0 (4)

Why choose this provider?

Beacon Insurance Services, Inc., is an independently owned and operated insurance agency that caters to clients in and around San Diego. It offers individual, family, and group health insurance plans, as well as dental and vision, long-term care, and disability insurance policies. It also provides home and auto, farm, workers' compensation, and life insurance options. Other products include mutual funds and annuities. Beacon Insurance Services was founded by Solomon A. Kachok in 1971.

  • Individual Plans
  • Group Plans
  • Life Insurance

3034 Imperial Avenue, San Diego, CA 92102
WebsiteLicense: 0719355

Expertise.com Rating

Review Sources

Facebook
4.0 (30)
Google
5.0 (4)

Why choose this provider?

Curtis Moring Insurance Agency, Inc., is an independent insurance company that has been serving San Diego for over 55 years. Its agents offer health insurance policies like fee-for-service, PPO, POS, and HMO, as well as short-term care and health savings accounts. They also help clients evaluate their needs and select plans with comprehensive coverage. The company works with various health insurance providers, such as Health Net, Philadelphia Insurance, and United Healthcare. They also handle other personal and commercial insurance lines.

  • Group Plans
  • Life Insurance

225 Broadway, San Diego, CA 92101
WebsiteLicense: 0G66637

Expertise.com Rating

Review Sources

Google
4.0 (76)

Why choose this provider?

My Senior Health Plan is a company operating in San Diego. It assists clients who are turning 65 or those who are eligible for Medicare in organizing health plans. The services include education about Medicare coverage, plan comparisons, and annual plan reviews. Its team specializes in a wide range of Medicare benefits, such as advantage plans, original Medicare, VA benefits, and prescription drug plans. Additionally, retirement plans are also available for life, long-term care, travel, and simplified issue insurance.

  • Life Insurance

5665 Oberlin Drive, San Diego, CA 92101
WebsiteLicense: 0577483

Expertise.com Rating

Review Sources

Yelp
3.0 (11)
Google
5.0 (7)

Why choose this provider?

An independent brokerage, Daniels Insurance Agency delivers an array of health-related coverage plans to its clients in San Diego. It offers policy options such as Medicare Advantage plans, Medicare Supplement insurance or Medigap, and Part D prescription drug plans. The company’s agents also give explanations regarding its clientele’s possible choices. Moreover, customers can inquire about various matters, like how Medicare works or even the differences between the various Medicare policies. Daniels Insurance Agency also provides assistance with Medicare enrollment.

  • Individual Plans

302 Washington Street, San Diego, CA 92103
WebsiteLicense: 0K63533

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Regency West has provided health insurance services to businesses and individuals in San Diego and the surrounding communities for over 20 years. The company specializes in providing health insurance packages for businesses, such as non-traditional plans and traditional funded options. It also caters to families and individuals with policies that include Medicare, vision, dental, and medical coverage. Regency West was founded by Jeana Wallace, who started her career in the health insurance industry in 1996.

  • Individual Plans
  • Group Plans

1455 Frazee Road, San Diego, CA 92108
WebsiteLicense: 0L55870

Expertise.com Rating

Review Sources

Google
5.0 (52)
Facebook
5.0 (6)

Why choose this provider?

Beach Break Insurance Agency offers health insurance policies for clients in San Diego and in neighboring communities. It provides quotes from multiple national and regional insurance carriers like Nationwide, Progressive, and Liberty Mutual Insurance. The agency can suggest plans based on a client's age, health conditions, desired coverages, and contract duration. It can also recommend coverages for dental, disability, and mental health protection. The agency is owned and operated by Robert Sabatowski, who has worked in insurance since 2011.

  • Individual Plans
  • Life Insurance

325 West Washington Street, San Diego, CA 92103
WebsiteLicense: 0L47187

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (3)

Why choose this provider?

Healthy Marks helps clients in San Diego with the Medicare plan options available and assists them with the enrollment process. The Medicare plan options include Original Medicare, Medicare Supplement insurance, and Medicare Advantage plans. Established in 2016 by owner and CEO Keaton Marks, the company has grown from being a business health insurance brokerage to including the management of Medicare clients in 2018. The company works with insurance providers such as Blue Shield, Anthem, and Kaiser.

  • Individual Plans

2333 Camino del Rio South, San Diego, CA 92108
WebsiteLicense: 0501471

Expertise.com Rating

Review Sources

Google
4.0 (11)
Yelp
5.0 (3)
Facebook
5.0 (1)

Why choose this provider?

JS Downey Insurance Service is a team of insurance brokers that have been catering to residents of San Diego since 1924. Its assists families and businesses with healthcare insurance solutions, including dental, vision, and disability. Seniors and pre-retirees are given assistance with Medicare Advantage and Medicare Supplement plans. In addition, its team offers term and whole life insurance. They also support businesses by providing general liability and workers' compensation insurance. The agency also writes policies for pets.

  • Individual Plans
  • Group Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Bridlewood Medicare Insurance
13520 Evening Creek Drive North, San Diego, CA 92128
Bluewave Insurance Services
2221 Camino del Rio South, San Diego, CA 92108
Terri Yurek Insurance
13240 Evening Creek Drive South, San Diego, CA 92128
San Diego Medicare Plans
2221 Camino del Rio South, San Diego, CA 92108
San Diego Insurance
4411 Mercury Street, San Diego, CA 92111
David Cravens Insurance Services
5222 Balboa Ave Suite 24, San Diego, CA 92122
Beacon Insurance Services, Inc.
4420 Hotel Circle Court, San Diego, CA 92108
Curtis Moring Insurance Agency, Inc.
3034 Imperial Avenue, San Diego, CA 92102
My Senior Health Plan
225 Broadway, San Diego, CA 92101
Daniels Insurance Agency
5665 Oberlin Drive, San Diego, CA 92101
Regency West
302 Washington Street, San Diego, CA 92103
Beach Break Insurance Agency
1455 Frazee Road, San Diego, CA 92108
Healthy Marks
325 West Washington Street, San Diego, CA 92103
JS Downey Insurance Service
2333 Camino del Rio South, San Diego, CA 92108

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Can you still apply for health insurance with pre-existing conditions in San Diego?

    Yes, the Affordable Care Act (ACA) ensures that San Diego residents with pre-existing conditions can still apply for health insurance without fear of being denied coverage or paying exorbitant premiums based on their medical history. The Affordable Care Act prohibits insurance companies from denying coverage or charging higher premiums based on pre-existing conditions, ensuring that everyone has access to health insurance.

  • What is an HMO insurance in San Diego?

    A Health Maintenance Organization (HMO) plan is a type of health insurance. Individuals in San Diego use HMOs to collaborate with a specific insurance company to provide them with discounted medical services. To enroll in an HMO plan, individuals must first choose a primary care physician to manage their healthcare. Furthermore, it is preferable to consult an independent insurance agent who can explain the benefits of HMO plans in order to make an informed decision.

  • What are the available options for health insurance in San Diego?

    Individuals in San Diego have access to a variety of health insurance options. Consumer-directed plans, fee-for-service plans, and managed care plans such as POS, HMO, and PPO are all available in California. Depending on the coverage chosen, these plans cover a variety of healthcare expenses. A licensed insurance agent can assist individuals in determining the best health insurance plan for themselves and their families.

  • How to choose the right health insurance plan in San Diego?

    Begin by evaluating the cost to ensure that it is within your budget and meets your needs. Second, ensure that the coverage in San Diego includes essentials such as check-ups, medication, specialist consultations, and hospital stays. Third, look at the network of healthcare providers, as some plans have a limited selection while others have a larger selection. Lastly, consider the health insurance company's customer service, which should include easy access via a website or phone line and a strong track record of efficiently processing claims.

  • What is a hospital indemnity insurance plan in San Diego?

    In San Diego, a hospital indemnity insurance plan is a supplemental insurance option that can be added to an existing health insurance policy. This kind of supplemental insurance is intended to provide financial assistance in the event of a lengthy hospital stay. In other words, this insurance option can be beneficial in assisting individuals and families in managing the financial consequences of unexpected hospital stays.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.