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2024

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Best Health Insurance Agencies in Salinas, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Salinas Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2961Reviewed

1779Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

201 Monterey Salinas Highway, Salinas, CA 93908
WebsiteLicense: 0F89850

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Relation is a Salinas-based insurance agency that assists individuals, families, and business owners with their insurance needs. Since its founding in 2007, the agency has represented a vast network of health insurance companies that provide coverage for a variety of health concerns. Its health services are mainly designed for employees and students which include domestic student health, supplemental vision and dental, and international student health plans. Additionally, the agency has comprehensive protection plans for students undergoing cultural exchange programs.

  • Life Insurance

933 North Main Street, Salinas, CA 93906

Expertise.com Rating

Why choose this provider?

California's Affordable Health Care Coverage is an agency that provides health insurance plans for individuals and families in Salinas. The insurance agents at this firm are CMS certified and have the product knowledge to enroll and assist clients in selecting health insurance plans through the Affordable Care Act. The health care plan has annual limits coverage for physician, pharmacy, and hospital benefits. The agency also offers group medical insurance for employers with 1 to 50 employees eligible for health coverage.

  • Life Insurance
  • Individual Plans

1269 North Davis Road, Salinas, CA 93907
WebsiteLicense: 0D64722

Expertise.com Rating

Review Sources

Google
5.0 (22)
Yelp
5.0 (1)

Why choose this provider?

Enrique Ramirez is a State Farm Insurance agent catering to Salinas residents and the surrounding areas. He opened his own legacy agency in Soledad in 2002 and since then, he has been offering his services to the community. His team of bilingual professionals is prepared to help clients with their health insurance policies, alongside auto, homeowners, renters, motorcycles, and life insurance. Enrique also offers assistance with pet medical insurance. Enrique serves as a Planning Commissioner in Greenfield.

  • Individual Plans
  • Life Insurance

102 Lincoln Avenue, Salinas, CA 93901
WebsiteLicense: 4091558

Expertise.com Rating

Review Sources

Google
4.0 (12)

Why choose this provider?

Gonzalez & Associates Insurance Services, Inc., has been assisting locals of Salinas and its neighboring areas with their insurance needs since 2002. As an independent insurance agency, its agents work with a vast network of health insurance companies that provide coverage for medical, surgical, and hospital expenses. Aside from health insurance, other services being offered include life insurance, commercial insurance, and special events insurance. It is affiliated with health providers which include Anthem, Aetna, United Agricultural Benefit Trust, and Kaiser Permanente.

  • Life Insurance

454 East Alisal Street, Salinas, CA 93905
WebsiteLicense: 0M22095

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Lemus Insurance & Financial Services, Inc. is a family-owned insurance agency based in Salinas that provides individuals and businesses with a variety of policy options that cover protection for their employees and other assets. Its bilingual team caters to a diverse set of clients looking for insurance solutions for life and health needs such as dental and vision. disability, and critical illness. Its team also assists in the screening process of getting a Medicare plan. Meanwhile, businesses are supported through group health insurance plans. Patty Lemus, its owner, has been inspired by her father with Lemus Insurance.

  • Individual Plans
  • Group Plans

60 4th Street Suite 102, Gilroy, CA 95020
WebsiteLicense: 0K19088

Expertise.com Rating

Review Sources

Yelp
5.0 (4)
Google
5.0 (3)
Facebook
5.0 (1)

Why choose this provider?

Michele Campbell Insurance Services is an insurance agency that serves clients in Salinas. It specializes in providing various types of health insurance policies, including Medicare supplements insurance, Medicare Advantage plans, Medicare Part D plans, and dental insurance. It also offers two types of life insurance policies, such as term life and whole life insurance. To educate people about the insurance industry, Michele Campbell Insurance Services hosts events around the San Francisco Bay Area. The owner, Michelle Campbell, has more than 30 years of experience in the insurance industry.

  • Life Insurance
  • Health Insurance

1283 North Main Street, Salinas, CA 93906
WebsiteLicense: 0K81507

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Founded in 2013, Daniel Insurance Agency, Inc., is an insurance service provider that specializes in health insurance products. Based in Salinas, its service offerings include Medicare insurance, dental and vision insurance plans, and health sharing plans. It also provides under-65 health insurance as well as travel health insurance, critical illness health insurance, and accidental health insurance policies. Gerald Daniel established the company focusing on health insurance plans. He holds extensive experience in the industry.

  • Life Insurance

76 Stephanie Drive, Salinas, CA 93901

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Municipalities, Colleges, Schools Insurance Group (MCSIG) provides health care and wellness programs for its clients located in the Salinas area. It offers insurance plans with medical, pharmacy, dental, vision, behavioral health, and chiropractic health coverage to cater to the needs of its customers and help them achieve their health and fitness goals. In addition, the company has partnered with Altais with Everside Health, BridgeHealth, Teladoc, and Transcarent to promote accessible early detection and preventative care.

  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Relation
201 Monterey Salinas Highway, Salinas, CA 93908
California's Affordable Health Care Coverage
933 North Main Street, Salinas, CA 93906
Enrique Ramirez
1269 North Davis Road, Salinas, CA 93907
Gonzales & Associates Insurance Services, Inc.
102 Lincoln Avenue, Salinas, CA 93901
Lemus Insurance & Financial Services Inc.
454 East Alisal Street, Salinas, CA 93905
Michele Campbell Insurance Services
60 4th Street Suite 102, Gilroy, CA 95020
Daniel Insurance Agency Inc
1283 North Main Street, Salinas, CA 93906
Municipalities, Colleges, Schools Insurance Group
76 Stephanie Drive, Salinas, CA 93901

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Does health insurance in Salinas cover behavioral therapy for autism?

    Under Cal. Insurance Code § 10144.51, insurers must cover behavioral health treatment for autism spectrum disorder. This includes coverage for autism evaluation, evidenced-based behavior intervention programs, and applied behavioral analysis therapy. To qualify, a licensed psychologist or physician must diagnose the child in Salinas and the treatment plan prescribed by a qualified autism services provider.

  • Are you required to have health insurance in Salinas and throughout California?

    Yes, you must have health insurance or pay some penalties when filing your taxes in Salinas. The amount of penalties varies each year. For 2022, the fine was a minimum of $850 for each adult and $425 per dependent minor, according to Covered California, the state-run health insurance marketplace. A family of four without insurance for a year can expect to pay around $2,550.

  • If you become eligible for Medicare in Salinas, what becomes of your group health benefits?

    The law allows you to continue with your group health coverage and have it coordinated with Medicare in Salinas. However, you should check your health plan's rules on Medicare enrollment. Watch out for any coverage termination because you are only given 80 days to enroll in Medicare Part B after your group health benefits end. If you cannot do so within this deadline, you can face higher premiums for Part B plans.

  • How can you apply for Medi-Cal in Salinas?

    Apply by phone at 1-877-410-8823 or via fax at 831-784-5691. The DHS Community Benefits Branch can assist you with your Medi-Cal application. You can visit their office at 1000 S. Main St., Ste. 216, Salinas, CA 93901. For more information on this process, call 1-866-323-1953. The branch office can also help you with concerns regarding accessing health service providers and benefits.

  • If you recently bought a Covered California health plan in Salinas, when does your coverage start?

    Your coverage will start on the first day of the month following the purchase. For example, if you bought the plan in Salinas on December 1, your coverage will take effect on January 1. However, a different date may apply if you purchased insurance because of a qualifying event. These events include having a newborn baby, adopting a child, and losing employment-based coverage.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.