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Best Health Insurance Agencies in Roseville, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Roseville Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2453Reviewed

1475Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3853 Taylor Road, Loomis, CA 95650
WebsiteLicense: 0H76359

Expertise.com Rating

Review Sources

Google
4.0 (16)
Facebook
5.0 (5)

Why choose this provider?

Don Holliday is a State Farm agent who provides financial and health insurance services in Roseville. He also markets insurance packages for life, home, auto, property, and business. He and his team of professionals are available to deliver 24-hour support to answer concerns about coverage plans. Don's mission is to grow his agency to become a preferred provider in the insurance industry. He strives to secure every client's financial stability by presenting customized products to fit their needs.

  • Individual Plans
  • Life Insurance

10 Sierra Gate Plaza, Roseville, CA 95678
WebsiteLicense: 0679244

Expertise.com Rating

Review Sources

Yelp
3.0 (2)
Google
5.0 (1)

Why choose this provider?

Since 1972, Dick Harris Insurance Agency has been providing health insurance services to Roseville. Its team of agents helps clients find the right insurance policies that fit their medical needs. These include HMO, EPO, POS, and PPO. It also offers life insurance products to aid clients' beneficiaries in receiving benefits to pay debts, tuition, mortgages, estate taxes, and groceries. Dick Harris Insurance Agency represents partner carriers CNA Surety, Financial Pacific, Liberty Mutual Insurance Co., and Philadephia Insurance Companies.

  • Life Insurance

6119 Horseshoe Bar Road, Loomis, CA 95650
WebsiteLicense: 0M76470

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
5.0 (6)

Why choose this provider?

Kelly Miller Insurance Associates is an insurance company that serves clients in and around the Roseville area. Based in Loomis, this agency offers a variety of business and personal insurance plans. It offers individual health and dental insurance policies, such as Medicare supplemental insurance. Its insurance brokers also help clients choose the right policy that will suit their insurance needs. Furthermore, the agency provides retirement planning services, as well as final expenses insurance coverage. Kelly Miller Insurance Associates represents over 80 insurance carriers.

  • Life Insurance
  • Health Insurance

414 Vernon Street, Roseville, CA 95678
WebsiteLicense: 0E93627

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (5)
Yelp
3.0 (3)

Why choose this provider?

The local State Farm agency of Michael J. Welch has been serving the Roseville area since 2017. His office assists in purchasing insurance products, including health insurance. In addition, he arranges auto, home, property, business, life, and pet insurance plans. Ancillary services, such as banking, mutual funds, and annuities are handled as well. Michael has earned the CLU and ChFC designations in 2009. He is a member of the Sacramento Estate Planning Council and the NAIFA.

  • Life Insurance

100 Irene Avenue, Roseville, CA 95678
WebsiteLicense: 0735758

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

CMA Insurance Services provides policy options to clients in Roseville. It offers coverage for health, short and long-term disability, dental, and vision. The company also has life insurance for individuals and groups. Its other available products include executive benefit planning and identity theft planning. Established in 1982, CMA Insurance Services specializes in delivering employee benefits to both large and small businesses. The firm creates a direct link to employees when claiming issues, coverages, and change requests.

  • Group Plans

1402 Blue Oaks Boulevard, Roseville, CA 95747
WebsiteLicense: 0B98828

Expertise.com Rating

Review Sources

Google
5.0 (7)
Yelp
5.0 (2)

Why choose this provider?

Julie DeCarlo is a State Farm insurance agent who has been serving the Roseville community since 1990. She provides health insurance coverage options for families, individuals, and senior citizens. A wide range of plans is also available like supplemental health, Medicare Supplement, and individual medical coverage plans. Disability insurance is offered for short and long-term needs. She also handles auto, life, and homeowners' insurance. Julie is a member of the Roseville Chamber of Commerce and volunteers as an inspector or judge in the Placer County Election.

  • Life Insurance

6556 Lonetree Boulevard, Rocklin, CA 95765
WebsiteLicense: 0J15378

Expertise.com Rating

Review Sources

Google
4.6 (23)
Facebook
4.6 (10)

Why choose this provider?

Trusted American Insurance Agency serves the insurance needs of individuals, families, and businesses in Roseville and the surrounding communities. It carries life and health plans like health insurance, dental and vision, short-term care, long-term care, life insurance, and final expense insurance. In addition, it offers Medicare plans like Medicare Advantage, Medicare Part D, and Medicare Supplement. Trusted American Insurance Agency offers business plans like BOP. Rosamaria Marrujo is the president and CEO of the firm.

  • Individual Plans
  • Life Insurance

1508 Eureka Road, Roseville, CA 95661
WebsiteLicense: 0724045

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Valley Oaks Insurance Agency has been providing health insurance benefits and other financial plans to individuals and businesses in Roseville and the surrounding areas since 1975. This independent insurance agency offers health care packages that include dental, vision, health savings account, group health, and individual and family health plans. Additionally, the agency handles other insurance products such as life, home, auto, and recreational vehicle policies as well as identity theft and data backup personal insurance solutions.

  • Individual Plans
  • Life Insurance

5701 Lonetree Boulevard, Rocklin, CA 95765
WebsiteLicense: 0H81881

Expertise.com Rating

Review Sources

Google
4.0 (9)

Why choose this provider?

Employers Select Insurance Services Inc is an insurance agency that caters to mid-size and large employers looking for health insurance plans in Roseville and the surrounding areas. It also helps simplify different insurance products and benefit programs by providing expert advice and leading education programs. Its offered employee benefits include contribution strategies, benefit plan analysis, and consumer-driven programs. Medical coverage includes HMOs, PPOs, POS, and CDHP. Dental, vision, and group disability plans are also available.

  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Don Holliday
3853 Taylor Road, Loomis, CA 95650
Dick Harris Insurance Agency
10 Sierra Gate Plaza, Roseville, CA 95678
Kelly Miller Insurance Associates
6119 Horseshoe Bar Road, Loomis, CA 95650
Michael J. Welch
414 Vernon Street, Roseville, CA 95678
CMA Insurance Services
100 Irene Avenue, Roseville, CA 95678
Julie DeCarlo
1402 Blue Oaks Boulevard, Roseville, CA 95747
Trusted American Insurance Agency
6556 Lonetree Boulevard, Rocklin, CA 95765
Valley Oaks Insurance Agency
1508 Eureka Road, Roseville, CA 95661
Employers Select Insurance Services Inc
5701 Lonetree Boulevard, Rocklin, CA 95765

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Which government agency regulates health insurance providers in Roseville?

    The California Department of Insurance oversees health insurance in Roseville and the rest of California. Its primary goal is to protect consumers and ensure fair and impartial enforcement of laws pertaining to health insurance and the health insurance code, promoting a stable insurance marketplace. Responsibilities include reviewing every California insurance for sale to ensure compliance, investigating and prosecuting insurance fraud, and providing assistance to policyholders who have questions, want to make complaints, or are appealing an insurer's decision.

  • What types of health insurance are available in Roseville?

    Roseville offers various health coverage options, including Preferred Provider Organizations, Health Maintenance Organizations, and Exclusive Provider Organizations, each with distinct differences:

    • PPOs allow visits to preferred or out-of-network providers.
    • HMOs require a primary care doctor and limit coverage to in-network services only, except for emergencies and urgent care.
    • EPOs do not require a PCP, but limit coverage to in-network providers only, unless it's an emergency or urgent care situation.
  • What are health insurance options for pregnant women with low income in Roseville?

    Pregnant women in Roseville covered by the Medi-Cal program have several options:

    • Medi-Cal Access Program, for pregnant individuals with earnings between 213% and 322% of the poverty level.
    • Medi-Cal for Pregnancy, for those with income below $59,108 for a family of four.
    • Full-scope Medi-Cal, for those with income at or below 138% of the federal poverty threshold.
  • What factors typically go into health insurance costs in Roseville?

    Health insurance depends mostly on your age, zip code, household size, and estimated income for the coverage year. If you live in Roseville and have a low or moderate income, you may be qualified to receive assistance from Covered California in purchasing insurance. This assistance comes in the form of monthly subsidies, which help reduce your premium costs. Nine out of ten Californians who enroll in Covered California receive financial assistance, according to reports.

  • Is there health insurance available for incarcerated individuals in Roseville?

    No. However, Medi-Cal services are available to Roseville offenders who have various health issues, and they can be evaluated and treated up to 90 days before being released. This includes those with chronic diseases, mental illness, substance use problems, disabilities, or who are pregnant. Additionally, while inmates cannot enroll in a Covered California plan during their incarceration, they have 60 days after their release to do so.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.