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2024

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Best Health Insurance Agencies in Rancho Cucamonga, CA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Rancho Cucamonga Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3295Reviewed

1979Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10600 Trademark Parkway North, Rancho Cucamonga, CA 91730
WebsiteLicense: 0H11948

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Laurie Ferraro is a State Farm insurance agent who has been serving Rancho Cucamonga for 27 years. She provides health insurance coverage options for families, individuals, and senior citizens. A wide range of plans is available like supplemental health, Medicare supplement, and individual medical coverage. Disability insurance is also available for short-term and long-term needs. Laurie and her team also offer auto, life, pet, property, and business insurance. They speak in English and Spanish.

  • Individual Plans
  • Life Insurance

8429 White Oak Avenue, Rancho Cucamonga, CA 91730
WebsiteLicense: 0F60667

Expertise.com Rating

Review Sources

Facebook
5.0 (18)
Google
3.0 (3)

Why choose this provider?

Western Pacific Insurance Services addresses the insurance needs of clients in Rancho Cucamonga and surrounding communities. The professionals in this company assess the clients' needs to determine the policy that fits their situation and financial goals. They offer a wide range of products, including health, life, home, auto, and commercial insurance. The business also provides disaster risk management coverage, which includes fire, flood, and earthquake insurance. Furthermore, it represents multiple insurance partners, including Travelers, Progressive, Foremost, and American Modern.

  • Life Insurance

8231 White Oak Avenue, Rancho Cucamonga, CA 91730
WebsiteLicense: 0725700

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Delaney Insurance Agency, Inc., is a full-service independent insurance provider serving Rancho Cucamonga and the surrounding areas. Its agents help individuals, families, and businesses obtain health insurance plans that fit their needs, requirements, and preferences. The types of health insurance the company offers are health, dental, and vision coverages for individuals and groups, supplementary or voluntary plans, disability and income protection, and long-term care policies. Delaney Insurance Agency also provides assistance in acquiring life insurance.

  • Individual Plans

8600 Utica Avenue, Rancho Cucamonga, CA 91730
WebsiteLicense: 0E08574

Expertise.com Rating

Review Sources

Google
3.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Hanasab Insurance Services is an insurance brokerage serving residents and businesses in Rancho Cucamonga and nearby areas. It has been in business since 1993 and strives to provide well-informed risk management solutions executed with expertise and integrity. It offers group health and disability insurance plans and an extensive employee benefits package inclusive of medical reimbursement, dental and vision, short-term and long-term disability, and accidental death and dismemberment coverage. Hanasab Insurance Services maintains offices in Los Angeles and Ontario.

  • Life Insurance

8570 Utica Avenue, Rancho Cucamonga, CA 91730
WebsiteLicense: 0A91014

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Established in 1991, Winston & Associates Insurance Brokers, Inc., is an independent agency that serves residents and businesses in Rancho Cucamonga and surrounding areas. It offers a wide array of risk management solutions, including individual life and health insurance policies as well as group health insurance. It also provides extensive policies for commercial businesses and coverage for special industries and employees. Additionally, the brokerage provides coverage for special events and weddings as well as notary, permit, and license services.

  • Individual Plans
  • Life Insurance

10373 Trademark Street, Rancho Cucamonga, CA 91730
WebsiteLicense: 0H31766

Expertise.com Rating

Review Sources

Google
4.0 (13)

Why choose this provider?

The Platinum Group (TPG) is full-service insurance firm whose main office is in Rancho Cucamonga. As an independent agent, it offers health insurance plans from multiple national carriers like Kemper and Progressive. The firm provides general health insurance benefits including major medical services, health savings accounts, and medicare support. It can also customize plans to fit students and self-employed clients. Additionally, the firm provides health insurance plans for groups like small businesses and families. TPG's other insurance options include life and disability insurance.

  • Individual Plans
  • Life Insurance

8439 White Oak Avenue, Rancho Cucamonga, CA 91730
WebsiteLicense: 0C69905

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Take Action Insurance Services provides healthcare insurance assistance to its clients in Rancho Cucamonga. Its agents are equipped to explain plan limitations, review co-payments, and conduct personal appointments with clients. They also create policies that are accepted by both the clients' preferred hospitals and physicians. Sandy Salcido, its health insurance agent, arranges Medicare contracts addressing the needs of each individual. The business also represents multiple carriers, such as Blue Shield of California, Humana, Scan, Aetna, Anthem, and United Healthcare.

  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Laurie Ferraro
10600 Trademark Parkway North, Rancho Cucamonga, CA 91730
Western Pacific Insurance Services
8429 White Oak Avenue, Rancho Cucamonga, CA 91730
Delaney Insurance Agency, Inc.
8231 White Oak Avenue, Rancho Cucamonga, CA 91730
Hanasab Insurance Services
8600 Utica Avenue, Rancho Cucamonga, CA 91730
Winston & Associates Insurance Brokers, Inc.
8570 Utica Avenue, Rancho Cucamonga, CA 91730
The Platinum Group
10373 Trademark Street, Rancho Cucamonga, CA 91730
Take Action Insurance Services
8439 White Oak Avenue, Rancho Cucamonga, CA 91730

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • When did the requirement to maintain health insurance coverage start in Rancho Cucamonga?

    The requirement to maintain health insurance coverage in Rancho Cucamonga, as in the rest of the state, started on January 1, 2020. They can obtain this through employer plans, Covered California purchases, direct insurance purchases, Medicare Parts A and C, or most Medicaid plans. Without such coverage, they must get an exemption or face a penalty on their state tax return.

  • When can Rancho Cucamonga residents apply for Affordable Care Act health insurance plans?

    Rancho Cucamonga residents can sign up during the Open Enrollment Period from November 1 to December 15. They may also qualify for a Special Enrollment Period if the government announces one, or if they experience specific life changes. Notable life events include marriage, moving, having a child, or losing health coverage.

  • How does the new tax subsidy program introduced in 2020 impact residents of Rancho Cucamonga?

    Residents of Rancho Cucamonga, previously excluded due to incomes between 400% and 600% of the national poverty benchmark, can now benefit from reductions in health coverage charges through the 2020 tax subsidy program. Middle-tier households, like a family of four earning close to $150,000 annually, stand to gain from this program. This initiative was designed to ensure families won't have to allocate too much of their income towards health insurance premiums.

  • What should residents in Rancho Cucamonga understand about the Explanation of Benefits?

    Residents in Rancho Cucamonga should be aware that the Explanation of Benefits is a crucial document sent by their insurer. It shows the provider's name and the service date, offers a detailed cost breakdown, and outlines services used. Moreover, if there's a claim denial, the EOB gives clear reasons. Some EOBs might be more comprehensive, while others could be concise, depending on the policy.

  • What changes will California Senate Bill 598 bring to health professionals in Rancho Cucamonga?

    Starting January 1, 2026, health professionals in Rancho Cucamonga won't need prior authorization for covered services if 90% or more of their requests were approved in the last year. Plans or insurers can review this exemption every year. However, they can only revoke it after 12 months if specific conditions arise. This change aims to simplify health care for patients.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.