Best Health Insurance Agencies in Inglewood, CA

Inglewood, CA Health Insurance FAQs

• What are the deadlines and dates for Inglewood residents to enroll in health insurance plans under the Affordable Care Act?

  During the annual open enrollment period or a special enrollment period, between November 1 and December 15, residents of Inglewood can enroll in ACA-compliant health insurance plans. Marriage, relocation, the birth of a child, and the loss of health insurance may qualify you for a special enrollment period. These plans may be ideal for you and your family if you do not have health insurance, as they include 10 essential benefits, such as emergency, maternity, and prescription drugs.

• What is the maximum duration for which a pre-existing condition can be excluded in a health policy in Inglewood?

  The maximum exclusion period for joining a fully covered group health plan in Inglewood is six months. For joining a self-insured group health plan, the maximum exclusion period is 12 months. Any time you were continuously insured prior to the start of this policy will be counted toward the time you must wait before your preexisting conditions are covered.

• What prerequisites must small employers in Inglewood meet in order for their group plans to cover pre-existing conditions?

  California legislation AB1672 ensures that small companies cannot be denied pre-existing coverage if they meet specific criteria. To qualify, businesses must pay their premiums, operate for longer than two months, offer medical insurance to eligible full- and part-time employees, meet insurer employer contribution and employee participation requirements, and have not committed insurance fraud. This law particularly applies to small employers in Inglewood with fewer than 50 full-time workers.

• Where can senior and disabled residents of Inglewood obtain information regarding Medicare or Medicaid?

  The Senior Center's Information and Assistance desk provides information on Medicare and Medicaid to Inglewood's disabled and senior citizens. Staff and volunteers can answer questions, make referrals, and help people get the services they need. The office is open from 8 a.m. to 5 p.m. Monday through Friday. They can also reach them by phone at 310-412-5338.

• Can an Inglewood resident turn down Medi-Cal in favor of a Covered California plan and still qualify for federal premium assistance?​​​

  People in Inglewood who are enrolled in or qualify for Medi-Cal are not eligible for financial assistance through Covered California under federal law. If you qualify for Medi-Cal, you can still enroll in a Covered California health plan, but you will not be eligible for financial assistance with the premium and will be responsible for paying the entire cost of coverage.