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Best Health Insurance Agencies in Garden Grove, CA

Our Recommended Top 6

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Garden Grove health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3297Reviewed

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6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving Garden Grove
9972 Westminster Boulevard, Garden Grove, CA 92844
Visit WebsiteLicense: 0F19743

Expertise.com Rating

Why choose this provider?

Collective: Choice Insurance Solutions in Garden Grove helps individuals and families enroll in the Affordable Care Act or Obamacare health insurance plans. Established in 2014, the agency assists clients in selecting a policy that fits their budget and fulfills their needs. Its insurance agents and experts are available for in-person and over-the-phone consultations and speak multiple languages. Collective: Choice Insurance Solutions is a partner of Covered California, a health insurance marketplace subsidized by the state.

  • Life Insurance

Best Health Insurance Agencies Serving Garden Grove
12818 Brookhurst Street, Garden Grove, CA 92840
Visit WebsiteLicense: 0I13819

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Why choose this provider?

Since 2009, Phoenix Star Insurance Agency has been providing health insurance programs to Garden Grove. Its team of insurance agents helps clients identify their healthcare needs and select the right medical plans. They also specialize in assisting senior and eligible individuals who want to apply for Medicare Advantage, Supplement, and Part D plans. In addition, the agency partners with United Healthcare, Easy Choice, Humana, and Aetna insurance carriers. Its owner, Allan L., has over 18 years of experience in the insurance industry.

  • Individual Plans

Best Health Insurance Agencies Serving Garden Grove
7667 Garden Grove Blvd, Garden Grove, CA 92841
Visit WebsiteLicense: 0E36928

Expertise.com Rating

Review Sources

Google
5.0 (17)

Why choose this provider?

101 Insurance is a family business that started its operations in 2005. Its insurance specialists assist individuals in Garden Grove in selecting and enrolling for health and Medicare insurance plans. They tailor these plans to fit the client's requirements and specifications. They also offer life insurance and final expense insurance policies, as well as other personal insurance products. Additionally, their business protection services include workers' compensation and professional liability insurance. 101 Insurance's staff members are fluent in Korean and Spanish.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Garden Grove
12097 Garden Grove Boulevard, Garden Grove, CA 92843
Visit WebsiteLicense: 0G31607

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Marlet Insurance & Services is an independent agency that provides insurance products and services to businesses and individuals in the Garden Grove metro and nearby communities. Its insurance specialists create personalized health insurance plans suited to the clients' lifestyle and budget. They also offer health insurance coverages for the entire family to cover medical emergency expenses. Additionally, they handle life insurance and tax services. Marlet Insurance & Services works with different insurance carriers such as Kaiser, Molina Healthcare, and Oscar.

  • Individual Plans

Best Health Insurance Agencies Serving Garden Grove
8942 Garden Grove Boulevard, Garden Grove, CA 92844
Visit WebsiteLicense: 0F27277

Expertise.com Rating

Review Sources

Google
4.6 (10)

Why choose this provider?

With offices in Orange County and Los Angeles County, Uniti Global Insurance Services is an insurance company serving clients throughout Garden Grove. It specializes in providing personal insurance products, including health insurance, disability insurance, and life insurance. The company represents multiple insurance carriers in the market to offer clients a wide array of coverage options. Furthermore, the company provides homeowners insurance, renters insurance, and automobile insurance plans. Established by Ryan Lee and Insung Lee, Uniti Global Insurance Services has been serving clients since 2005.

  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving Garden Grove
5455 Garden Grove Boulevard, Westminster, CA 92683

Expertise.com Rating

Review Sources

Google
3.0 (22)
Facebook
4.3 (19)

Why choose this provider?

Brand New Day is a health insurance agency that provides custom-designed plans and benefits in Garden Grove. For over 35 years, its team of insurance agents has been assisting clients through every step of the process of finding the plans and benefits. They also carry Medicare Advantage plans, which include extras like dental benefits, gym membership, eye exams, and chiropractic care. The company's model of care focuses on members, their families, caregivers, and physicians.

  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Collective:Choice Insurance Solutions
9972 Westminster Boulevard, Garden Grove, CA 92844
Phoenix Star Insurance Agency
12818 Brookhurst Street, Garden Grove, CA 92840
101 Insurance
7667 Garden Grove Blvd, Garden Grove, CA 92841
Marlet Insurance & Services
12097 Garden Grove Boulevard, Garden Grove, CA 92843
Uniti Global Insurance Services
8942 Garden Grove Boulevard, Garden Grove, CA 92844
Brand New Day
5455 Garden Grove Boulevard, Westminster, CA 92683

Garden Grove, CA Health Insurance FAQs

  • How have health insurance costs in Garden Grove and other parts of California changed in 2023 through Covered California?

    While the average cost of health insurance in California increased by 1% in 2023, Garden Grove's county, Orange, increased by 8%. Some large counties experienced decreases, including San Francisco, Sonoma, and Merced. Platinum plans have the highest premiums, but they benefit those who anticipate high yearly medical expenses due to their low deductibles and low out-of-pocket expenses.

  • What are the health insurance benefits offered by Covered California for Garden Grove residents?

    Residents in Garden Grove can get brand-name health insurance through Covered California, a program created by the Patient Protection and Affordable Care Act. Any legal California resident is eligible. These plans cover dental and vision care for children. Furthermore, Covered California facilitates adult dental benefits through optional family plans, as well as a direct channel for high-quality vision coverage.

  • How can Garden Grove residents determine their eligibility for low-cost health insurance through California's Medi-Cal program?

    Garden Grove residents who meet certain income requirements may be eligible for Medi-Cal. Income of up to 138% of the federal poverty level (FPL) is required for standard households. Pregnant women can earn up to 213% of the FPL, while young people under 19 can earn up to 266% of the FPL. Seniors, blind people, and people with disabilities must earn at or below 138% of the FPL.

  • What are the health insurance requirements for businesses in Garden Grove, and what alternatives exist for small businesses?

    While Garden Grove state law does not require health insurance, federal regulations require businesses with 50 or more employees to provide health benefits with minimum essential coverage. Offering these benefits can help businesses attract skilled workers. Although traditional group insurance remains popular, rising premiums can be prohibitively expensive for small and medium-sized businesses. There are alternatives to group coverage for those who are struggling with California's high insurance costs.

  • What is a health reimbursement arrangement (HRA), and how does it work for workers and employees in Garden Grove?

    A health reimbursement arrangement (HRA) is a sanctioned employer-backed benefit in Garden Grove that reimburses employees for individual insurance premiums and certain medical expenses, such as dental and vision, without regard to tax implications. HRAs give employers complete control over the benefit while giving employees flexibility in how they use it. Some HRAs, such as the individual coverage health reimbursement arrangement, meet federal large employer criteria.