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2024

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Best Health Insurance Agencies in El Cajon, CA

Our Recommended Top 10

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Our goal is to connect people with the best local professionals. We scored El Cajon Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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Providers

featured provider = Featured Provider

860 Jamacha Road, El Cajon, CA 92019

Expertise.com Rating

Review Sources

Google
5.0 (22)

Why choose this provider?

Insurance Provider is a life insurance firm that serves clients in El Cajon and the surrounding areas. The business offers a wide range of health insurance products, such as Medicare Supplement, Medicare Advantage, accidental, long-term care, and critical illness plans. Travel insurance is also available. There is a 24/7 support line for clients who need assistance with their health insurance products. The agency has been providing its services to the community for 12 years.

  • Long Term Care
  • Health Insurance

26461 Crown Valley Parkway, El Cajon, CA 92691
WebsiteLicense: 0A96080

Expertise.com Rating

Review Sources

Yelp
3.5 (3)
Google
5.0 (2)

Why choose this provider?

Boswell Insurance Agency, Agents & Brokers, Inc has been serving El Cajon and the surrounding areas for more than 53 years. It offers various group insurance products for businesses of all sizes. Its coverage includes group life, disability, and long-term care insurance options. The company also provides commercial, personal auto and home, and life insurance. In addition, professionals and businesses can also take advantage of policies such as professional liability, workers' compensation, and employment practices liability insurance.

  • Life Insurance

3691 Via Mercado, La Mesa, CA 91941
WebsiteLicense: 0H31771

Expertise.com Rating

Why choose this provider?

Haisha Insurance Services Inc. is an independent agency that serves individuals, families, and businesses in the El Cajon metro. It offers a wide range of insurance products, including health insurance policies. It also provides Medicare Advantage and Medicare Supplement insurance plans. Haisha Insurance Services represents various carriers, such as Anthem Blue Cross, Health Net, and Kaiser Permanente. Richard Haisha, the firm's president, holds a bachelor's degree in accounting and a LUTCF designation. He is a member of the National Association of Health Underwriters.

  • Individual Plans
  • Life Insurance

9466 Black Mountain Road, San Diego, CA 92126
WebsiteLicense: 0H05056

Expertise.com Rating

Why choose this provider?

Business Owners Insurance Agency is an independent insurance brokerage firm providing a range of insurance solutions to clients in El Cajon. It carries personal insurance products like health insurance, life insurance, homeowners' insurance, and auto insurance. The company also offers comprehensive non-emergency medical transportation insurance coverage. Other products include restaurant insurance and workers’ compensation insurance. The team of professionals at Business Owners Insurance Agency has over 100 years of combined experience in the commercial and personal insurance industry.

  • Life Insurance

2295 Fletcher Parkway, El Cajon, CA 92020
WebsiteLicense: 0279555

Expertise.com Rating

Why choose this provider?

Kennedy Insurance Agency is an insurance service provider that serves clients in and around the El Cajon area. This insurance agency offers an extensive range of personal insurance products, including health insurance plans. Its team provides various healthcare policies, such as individual, family, and group health insurance, dental and vision coverage, temporary health insurance, and long-term care insurance. Furthermore, it also offers supplemental insurance, child health insurance, and medical expense, prescription, and travel health insurance. Locally owned and operated, Kennedy Insurance Agency has been in business since 1987.

  • Individual Plans
  • Life Insurance

8220 University Avenue, La Mesa, CA 91942
WebsiteLicense: 0F95192

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Yelp
5.0 (5)
Google
5.0 (1)

Why choose this provider?

Lundy Insurance Services, Inc., is an independent insurance agency that has been serving the residents of El Cajon and the rest of Southern California for more than 18 years. It offers both individual and family health insurance plans, as well as Medicare supplement insurance and Medicare advantage insurance. President and founder Erick Lundy has been working in the insurance industry for more than 24 years. He has served as president of the San Diego Employee Benefits Council.

  • Life Insurance
  • Health Insurance

6265 Greenwich Drive, San Diego, CA 92122
WebsiteLicense: 0B14299

Expertise.com Rating

Why choose this provider?

Health Professionals Insurance Services in San Diego is a licensed insurance brokerage that offers tailored life and health insurance solutions to clients in the El Cajon metro. The firm is headed by Wayne Washkowiak​, an insurance professional who has been in the industry since 1973. It offers health insurance products such as its individual health insurance plans which cover dental care, prescription drugs, paramedical services, out-of-country care, and vision care. It also offers group health plans for long and short-term disabilities.

  • Individual Plans
  • Life Insurance
  • Group Health Benefits

8447 Miramar Mall, San Diego, CA 92121
WebsiteLicense: 0815822

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

CPS/Integrated Marketing & Insurance Services is a firm of insurance professionals, financial advisors, and planning attorneys that serves clients in the El Cajon metro. The firm has been operating since 1986 and specializes in wealth-building programs through insurance products. Some of its health insurance products include critical illness coverage, disability income coverage, medical supplements coverage, and linked benefits insurance plans. It also offers insurance plans such as long-term care, life insurance, as well as annuities for both individuals and groups.

  • Life Insurance

12600 Stowe Drive, Poway, CA 92064
WebsiteLicense: 0D49336

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Max Morrison is an insurance agent who has been with State Farm since 2012. He also caters to clients in El Cajon and its nearby communities. He provides different health insurance solutions, such as individual medical, Medicare Supplement, and supplemental health insurance policies. In addition, he offers short- and long-term disability insurance plans. Car, home and property, liability, and small business insurance products are also provided. Max focuses on getting involved in the growth of his community by helping customers acquire the coverage that they need.

  • Individual Plans
  • Life Insurance

500 Fesler Street, El Cajon, CA 92020
WebsiteLicense: 0J15386

Expertise.com Rating

Review Sources

Google
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Valuepro Insurance Solutions, Inc. is a full-service agency offering services to El Cajon's residents since 1984. It gives a wide range of insurance solutions such as business, life, auto, and home insurance that meet the needs of families and businesses. In addition, it also provides health insurance products such as dental and vision plans, Medicare, and disability insurance. Valuepro's founder, Louie Cazares started as an independent insurance agent in 1986 and has worked with insurance agencies and carriers which contributed to his knowledge in risk management and employer-focused insurance products.

  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Insurance Provider
860 Jamacha Road, El Cajon, CA 92019
Boswell Insurance Agency, Agents & Brokers, Inc
26461 Crown Valley Parkway, El Cajon, CA 92691
Haisha Insurance Services Inc.
3691 Via Mercado, La Mesa, CA 91941
Business Owners Insurance Agency
9466 Black Mountain Road, San Diego, CA 92126
Kennedy Insurance Agency
2295 Fletcher Parkway, El Cajon, CA 92020
Lundy Insurance Services, Inc.
8220 University Avenue, La Mesa, CA 91942
Health Professionals Insurance Services
6265 Greenwich Drive, San Diego, CA 92122
CPS/Integrated Marketing & Insurance Services
8447 Miramar Mall, San Diego, CA 92121
Max Morrison
12600 Stowe Drive, Poway, CA 92064
Valuepro Insurance Solutions Inc
500 Fesler Street, El Cajon, CA 92020

El Cajon, CA Health Insurance FAQs

  • Where to purchase health insurance policies in El Cajon?

    Residents of El Cajon can obtain health insurance plans through a private insurer, in the Affordable Care Act marketplace, or through the California Department of Health Care Services for government insurance programs like Medicaid and Medi-Cal. Through these sources, policy buyers can choose between a typical Health Maintenance Organization plan and a Preferred Provider Organization plan. HMOs cover medical care exclusively from an approved network, while PPOs allow individuals to receive medical treatments from physicians outside the policies' network.

  • When do individuals in El Cajon receive their health insurance coverage from the Covered California marketplace?

    In El Cajon, individuals can receive their health insurance coverage on the first day of the month after the date of purchasing the policy from the Covered California marketplace. However, pregnant people or those planning to adopt a child can start their coverage on either the child's birthdate or the first day of the month after the adoption process. Meanwhile, individuals can choose their preferred date if they have a court order to become dependent and non-enrolled due to a qualified health plan issuer.

  • Does Medi-Cal cover dental services in El Cajon?

    Yes, Medi-Cal provides restorative and preventative dental treatments to adults and children in El Cajon. Individuals under the Medi-Cal healthcare program can receive dental care benefits, such as tooth extractions, posterior root canal therapy, denture adjustments and relines, laboratory-processed crowns, and diagnostic and preventive dental hygiene, with no or low costs. However, they can only receive these treatments from Medi-Cal dental-enrolled providers.

  • What are health insurance programs for Native Americans in El Cajon?

    Under the Indian Health Care Improvement Act, Native Americans or those near Indian reservations in El Cajon can obtain health insurance plans through the Indian Health Service, Covered California, Medi-Cal, Medicaid, and Child Health Insurance Program. Medi-Cal and CHIP for Native Americans offer no co-pays, no premiums, and no deductibles. Meanwhile, health insurance plans from Covered California provide special monthly enrollment for members of federally recognized tribes and no deductibles for those with income below 300% of the federal level of poverty.

  • Do health insurance policies in El Cajon cover mental health and substance abuse disorder treatments?

    According to California's Mental Health Parity Act, insurers in El Cajon are required to provide health plans that cover the treatment of mental health illnesses and substance abuse conditions. Individuals can purchase these plans through the Medi-Cal program, which offers a range of mental health services, from inpatient and outpatient specialty medical treatments to individual or group counseling and voluntary detoxification. They can also receive mental health care through regional centers.