Best Health Insurance Agencies in Carson, CA

Carson, CA Health Insurance FAQs

• Where can residents of Carson seek assistance with their choices during Medicare Open Enrollment?

  The Center for Health Care Rights can assist Carson residents with their Medicare Open Enrollment choices from October 15 to December 7. The center offers free Medicare health insurance education, counseling, and advocacy services to residents of Los Angeles County. Individuals can schedule a phone appointment with the Center's helpline at 800-434-0222 or seek in-person counseling at various locations throughout the county.

• Are insured individuals in Carson eligible for the California Vaccines for Adults (VFA) program?

  In Carson, insured individuals can only be eligible for the California Vaccines for Adults (VFA) program if they are underinsured. Being underinsured means that their insurance does not cover all vaccines or only certain ones. Those who have comprehensive vaccine coverage through their insurance are not eligible. The program primarily serves uninsured and underinsured adults aged 19 and up.

• What happens to individuals in Carson who lose their Medi-Cal coverage but have a qualifying low income under SB 260?

  Under SB 260, Carson residents who no longer qualify for Medi-Cal but earn enough to qualify for a Covered California subsidy will be automatically enrolled in a health insurance plan. This plan will be chosen by the exchange based on its best value and affordability. After that, they will have 30 days to confirm the plan, choose an alternative, or opt out of coverage.

• Can a health insurance plan in Carson have both copays and coinsurance?

  Yes, some Carson residents' health insurance plans include both copays and coinsurance. A copay or co-payment is a set amount paid by the insured for healthcare services or prescription drugs. It usually takes effect after the deductible has been met. Coinsurance is a percentage of the costs incurred by the insured after the deductible has been met.

• What is Assembly Bill 1645 about, and how does it affect Carson residents?

  Assembly Bill 1645, which is currently being debated by California lawmakers, proposes prohibiting insurance plans from imposing out-of-pocket costs on individuals who undergo recommended STD screenings. The bill has the support of L.A. County Public Health, and residents of Carson would benefit from this change. Furthermore, the department is looking into different models, such as incorporating technology to simplify the health insurance screening process for everyone.