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2024

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Best Health Insurance Agencies in Bellflower, CA

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bellflower Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1476Reviewed

887Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1622 S. Gaffey #104, San Pedro, CA 90731
WebsiteLicense: 0203423

Expertise.com Rating

Review Sources

Facebook
4.9 (64)
Google
5.0 (28)

Why choose this provider?

Insurance Center Associates is an agency that provides health insurance services to clients in Bellflower and nearby communities. Its offices in Torrance and San Pedro have access to a wide variety of health insurance providers, and their agents can guide customers in choosing the type of plan that suits their needs. These include HMO, PPO, EPO, and HSA types of insurance coverage. In addition, the company also offers auto, homeowners', motorcycle, and business insurance services.

  • Life Insurance

4940 N Long Beach Blvd Suite C -1St Floor, Long Beach, CA 90805
WebsiteLicense: 0G39814

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Marina Amezcua is an insurance agent with UnitedHealthcare who serves clients in Bellflower and nearby areas. She offers various Medicare-related plans, providing Medicare Advantage, supplements, and prescription drug plans, as well as special needs plans for people who have unique financial and healthcare needs. Marina has been certified to sell UnitedHealthcare policies for eight years. She helps clients explore their choices and decide on the plan that will fit their needs.

  • Health Insurance
  • Medicare

7850 Imperial Hwy. Suite C, Downey, CA 90242
WebsiteLicense: 0F50178

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

For more than 13 years, iDeliver Insurance has been serving the residents of Bellflower and the neighboring communities. It helps clients protect themselves financially in case they suffer from an injury or illness by providing them with health insurance policies for individuals, families, children, and seniors. Its other products include auto, dental and vision, life, homeowners', renters', and motorcycle insurance. iDeliver Insurance partners with companies like Travelers, Progressive, Safeco Insurance, and Anthem to find a coverage that matches its customers' needs.

  • Individual Plans
  • Group Plans
  • Life Insurance

15925 Bellflower Blvd, Bellflower, CA 90706
WebsiteLicense: 0C63743

Expertise.com Rating

Review Sources

Google
4.6 (68)
Yelp
4.9 (31)
Facebook
5.0 (18)

Why choose this provider?

Mike Chai offers health insurance products and assistance in Bellflower. Chai's team guides customers in picking policy plans that suit their needs in times of injuries and illnesses. They also help in obtaining life and pet protection plans, as well as indemnities for cars, homes, businesses, and properties. Clients are also offered banking assistance, annuities, and mutual funds. Chai was a State Farm claim representative from 1993 to 1999 and started his agency on January 1, 2000. He speaks English and Spanish.

  • Individual Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Insurance Center Associates
1622 S. Gaffey #104, San Pedro, CA 90731
Marina Amezcua
4940 N Long Beach Blvd Suite C -1St Floor, Long Beach, CA 90805
iDeliver Insurance
7850 Imperial Hwy. Suite C, Downey, CA 90242
Mike Chai
15925 Bellflower Blvd, Bellflower, CA 90706

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Can someone in Bellflower who is becoming 26 years old and losing coverage be eligible for a special enrollment period for health insurance?

    Turning 26 years old is considered a qualifying life event, which makes you eligible to buy health insurance during a special enrollment period in Bellflower. Within this time frame, you must apply for coverage before 60 days of aging out of your parent’s plan or within 60 days after your birthday.

  • After turning 26 years old, is it possible to stay longer under your parent's health insurance in Bellflower?

    It may be possible to remain under your parents' health insurance plan until December 31 in Bellflower, provided your parents have acquired health insurance through the ACA marketplace. This extended coverage period holds particular value for individuals whose birth month falls in January. This also allows applying for a new policy following the open enrollment schedule. However, if they are beneficiaries of an employer-sponsored insurance policy, the coverage will likely terminate on your birthday or at the end of that month.

  • Can disabled dependents stay on employer-based health insurance in Bellflower even though they are past the age of 26?

    As per California Insurance Code Section 10277, an adult child who has reached 26 can be considered a dependent for employer-based health insurance in Bellflower if the criteria are met. Specifically, the child is incapacitated from self-sustaining employment due to a physical or mental condition, illness, or injury, and the child is reliant on the support and maintenance provided by the participating member.

  • Do you have to change doctors when you switch to new managed-care health insurance in Bellflower?

    It depends. If you continue seeing a doctor not part of your managed-care plan's network in Bellflower, you may end up footing a higher share of the medical bill. But, if you are currently working with a doctor for a critical condition, your new insurer may be prepared to cooperate with them. You should inform your insurance company and doctor of the policy change due to the discrepancies in service terms and billing processes.

  • Is temporary health insurance enough to cover costs associated with being pregnant in Bellflower?

    Certainly not. Pregnancy and delivery care are highly unlikely to be covered by short-term health insurance in Bellflower. Even the temporary Medi-Cal program, Presumptive Eligibility for Pregnant Women, lacks coverage for labor and delivery or inpatient care. If you cannot afford comprehensive coverage for pregnancy, apply for free or low-cost maternity care through Medi-Cal, Medicaid, or the Children's Health Insurance Program. The income requirements for such policies are raised for pregnant women, and there are no application deadlines.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.