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Best Health Insurance Agencies in California

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored California health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving California
California

Expertise.com Rating

Review Sources

Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

California Health Quote Insurance protects people in California from financial challenges posed by illnesses and injuries. The independent insurance broker offers individual, family, and business group insurance plans, as well as Medicare Supplements for the elderly. It works with various carriers, including Humana, United Healthcare, and Blue Shield of California, to provide insurance coverage tailored to clients' needs and financial resources. It stays abreast of health care reform laws to provide quality customer service. It has been in business since 1986.

  • Individual Health Insurance

Best Health Insurance Agencies Serving California
California

Expertise.com Rating

Review Sources

Yelp
5.0 (15)
Google
5.0 (7)
Facebook
5.0 (1)

Why choose this provider?

J.C. Lewis Insurance Services has been serving the people of California since 1979. It works with individuals and families who want to sign up for a health policy. It also accommodates small group employers who want to add health insurance coverage to their employee benefits program. Employers receive support and direction from the agency's professionals with the initial setup, yearly renewal, and continuing maintenance. Medicare supplemental and prescription drug plans for seniors are also available.

  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving California
California

Expertise.com Rating

Review Sources

Google
5.0 (6410)
Yelp
4.4 (62)

Why choose this provider?

Health for California has been serving the state since 2004. Its agents offer catastrophic, bronze, silver, gold, and platinum health insurance plans categorized according to covered benefits and customer income limits. The Covered California-certified agency helps individuals, families, and small businesses find the policies that suit them from numerous providers like Anthem Blue Cross, Health Net, and Oscar Health. Insurance packages for seniors and newborns and supplemental travel, dental, and vision coverage are also available.

  • Individual Plans

Best Health Insurance Agencies Serving California
California

Expertise.com Rating

Why choose this provider?

Health Insurance Exchange Online offers California residents a varied selection of health assurance products. Short-term insurance plans are available that cover accidental injuries, critical illness, and sudden deaths. Dental and vision policies are available and special accommodations are on hand for users of prescription medications. The agency's programs are sourced from known names such as Anthem Blue Cross, Blue Shield of California, Kaiser Permanente, and Health Net. It also has group indemnity contracts for business entities.

  • Individual Plans

Best Health Insurance Agencies Serving California
California

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

My Socal Insurance Solutions caters to the diverse needs of individuals, families, business owners, seniors, and groups in California. Its insurance agents assist clients in discerning and choosing health plan options from providers such as Aetna, Anthem, and Oscar. They help companies and businesses provide their workforce with healthcare benefits packages that include simplified enrollment processes, health programs, and cost-saving strategies. These professionals have certifications from Covered California insurance programs. Additionally, they serve Medicare plan holders.

  • Individual Health Insurance
  • Medicare Supplement Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
California Health Quote Insurance
2888 Loker Avenue E, Suite 221,, California, CA 92010
J.C. Lewis Insurance Services
100 E Street #205, California, CA 95404
Health for California
4000 Montgomery Dr Ste D7, California, CA 95405
Health Insurance Exchange Online
6025 N Palm Ave, California, CA 93704
My Socal Insurance Solutions
26565 Agoura Road, Suite 200, California, CA 91302

California Health Insurance FAQs

  • Do California citizens have to buy health insurance?

    Yes. The Affordable Care Act’s shared responsibility provision requires people residing in California to either possess health coverage that satisfies specific minimum essential coverage criteria, qualify for an ACA plan, or face a penalty imposed by the IRS upon tax filing. Individuals can obtain health coverage through their employment, a government program such as Medicare or Medicaid, or purchase their own health insurance from insurance companies.

  • Where can California residents purchase subsidized health insurance coverage?

    Individuals and families can shop and purchase health insurance coverage on the California Health Exchange. Also known as Covered California, the online platform features several insurance companies, such as Kaiser Permanente, Anthem Blue Cross, and Blue Shield of California. Prospective applicants must prepare relevant documents, including estimated income and Social Security numbers.

  • Are undocumented immigrants covered by California’s Medi-Cal?

    Yes. The Affordable Care Act has expanded Medi-Cal, California’s public health insurance program, to undocumented children, young adults, and older adults. On the other hand, citizens or documented immigrants who are not qualified for Medi-Cal and do not have access to an employer-sponsored health plan can purchase plans through Covered California, the state’s health exchange.

  • What are the major differences between Affordable Care Act health plans and short-term health plans in California?

    ACA plans entail lower monthly premiums for California residents because such plans receive subsidies from either the state or the federal government. These health plans are advantageous for people who lack employer-sponsored health insurance and seek comprehensive benefits and long-term benefits for their families. On the other hand, short-term health plans offer limited coverage for a restricted duration, serving as an interim solution until individuals can secure more permanent insurance.

  • How can California citizens reduce their health insurance costs?

    California residents with low to moderate incomes can lower their health insurance expenses by exploring their eligibility for premium tax credits. They can apply these discounts to any plan of their choice, potentially reducing the monthly cost to $35 or less in some cases. Moreover, a cost-sharing reduction program reduces copays, coinsurance, and deductibles.