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2024

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Best Health Insurance Agencies in Fort Smith, AR

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fort Smith Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1660Reviewed

998Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

423 Rogers Ave Ste 202A, Fort Smith, AR 72901
WebsiteLicense: 3001277213

Expertise.com Rating

Why choose this provider?

The Pride Insurance Agency is an independent firm that caters to individuals and families in Fort Smith and the surrounding areas. Agency founder and broker Ryan Millican offers a selection of products, such as health, life, and disability insurance, with the aim of protecting his clients' families and assets. His health insurance options include dental and vision coverage. He also handles annuities and property coverage. The firm works with various carriers, including Medica, Humana, Cigna, Bright Health, and Golden Rule.

  • Life Insurance

5003 Old Greenwood Road, Fort Smith, AR 72903
WebsiteLicense: 100112802

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Review Sources

Facebook
5.0 (4)
Google
5.0 (1)

Why choose this provider?

Konecny Insurance Services is an independent agency located in the Fort Smith area that specializes in Employee Benefits. They provide human resources and insurance solutions and services to clients in the metro. The firm is headed by Keith Konecny, an insurance professional with over 30 years of experience. Their ongoing investments in technology help their clients be more successful by improving efficiency and employee satisfaction. Some of the agency's products include health, life, dental, vision and disability for employer plans and individuals.

  • Life Insurance

3620 South 91st Street, Fort Smith, AR 72903
WebsiteLicense: 1671713

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Review Sources

Google
4.0 (26)

Why choose this provider?

Arvid Bean is an insurance agent offering his services to the residents of Fort Smith. He provides health insurance with individual coverage plans, supplemental health, and Medicare supplement options. Disability insurance is also available. Arvid has been a State Farm agent since 1981 and heads a team of fellow insurance agents. They offer other services such as auto, renters, business, life, and pet insurance, along with annuities, banking, and mutual funds.

  • Individual Plans
  • Life Insurance

1001 North 44th Street, Fort Smith, AR 72904
WebsiteLicense: 10927813

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Review Sources

Google
5.0 (121)
Facebook
5.0 (28)

Why choose this provider?

Dustin Booth is an agent under State Farm that has been serving Fort Smith and the surrounding areas for more than 13 years. He offers life insurance products, including term life, whole life, and universal life policies. Dustin and his team of bilingual insurance professionals also offer various personalized policies, including auto, homeowners', and health insurance. Business clients can also consult with him if they need coverage for commercial auto, workers' compensation, surety and fidelity bonds, and contractors' policies.

  • Life Insurance

1316 U.S. 71 Business, Fort Smith, AR 72901

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Affordable Insurance Solutions is an insurance firm based in Forth Smith. The company's team assists clients in obtaining car, commercial auto, house, and health, and life insurance. The company's goal is to ensure that clients are protected by understanding their needs and creating a tailored, straightforward plan that's easy for clients to comprehend. The insurance company works with well-known insurance carriers such as The Hartford, MetLife, Nationwide Insurance, and Safeco Insurance.

  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
The Pride Insurance Agency
423 Rogers Ave Ste 202A, Fort Smith, AR 72901
Konecny Insurance Services
5003 Old Greenwood Road, Fort Smith, AR 72903
Arvid Bean
3620 South 91st Street, Fort Smith, AR 72903
Dustin Booth
1001 North 44th Street, Fort Smith, AR 72904
Affordable Insurance Solutions
1316 U.S. 71 Business, Fort Smith, AR 72901

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • If a parent in Fort Smith only has insurance for themselves, can they buy child standalone policies in the My Arkansas MarketPlace?

    Yes, federal law requires health plans sold on the My Arkansas MarketPlace to also have equivalent child standalone policies with the same level of coverage. Through the marketplace, parents in Fort Smith can apply for tax credits when buying plans for their children. Those with low income may be qualified to obtain coverage through Arkansas Children’s Health Insurance Program or ARKids First.

  • If you have Supplemental Security Income in Fort Smith can you get Medicaid as well?

    Yes, you will also get Medicaid if you are getting Supplemental Security Income in Fort Smith. However, if you no longer have SSI benefits, you can also lose Medicaid coverage. For more information on SSI, call the Social Security Administration at 1-800-772-1213. In general, SSI benefits are for persons more than 65 years old and those who are disabled. These same groups of persons are covered by Medicaid as well.

  • Are limited-duration health plans in Fort Smith compliant with the Affordable Care Act?

    Not really. Many benefits provided by the Affordable Care Act are not included in limited-duration health plans in Fort Smith and throughout the state. Some of these benefits include coverage for pre-existing conditions, maternity care, and various medications. In contrast to ACA-compliant plans, limited-duration plans can be bought at any time of the year and do not include eligibility for government subsidies.

  • Will health plans in Fort Smith pay for expenses from car accident injuries?

    There are some health plans that require reimbursement of expenses from car accident injuries after the at-fault driver's insurance pays while others only take effect as secondary coverage to car insurance. This means that car insurance is the first payment source, and health insurance provides coverage for the remainder of the care needed. Depending on the health plan in Fort Smith, there may be coverage limitations, such as getting services from out-of-network or in-network medical providers.

  • Are alternative therapies in Fort Smith covered by health insurance?

    There are some insurance companies that cover popular alternative therapies such as naturopathy and homeopathy. Insurers do not usually pay for alternative therapies that are not considered safe, necessary, or effective for a certain condition. It is important for plan holders in Fort Smith to check this out with their insurer. Many alternative therapy providers do not accept insurance as payment.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.