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Best Health Insurance Agencies in Yuma, AZ

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Yuma Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1774Reviewed

1067Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4435 East Chandler Boulevard Ste 200, Phoenix, AZ 85048
WebsiteLicense: 8387473

Expertise.com Rating

Why choose this provider?

Urquijo Family Insurance Agency offers assistance in shopping for suitable life and health insurance in Yuma. Drawing from the experience of helping insure Arizona residents since 1999, the agency helps clients find protection policies that are appropriate for their needs, goals, and preferences. As an independent company, it connects consumers to carriers like John Hancock, Ameritas, Aetna, and Mutual of Omaha. Clients may contact Urquijo Family Insurance Agency regarding their insurance concerns via phone calls, emails, or online appointments.

  • Life Insurance
  • Health Insurance

2435 S. 8th Ave., Yuma, AZ 85364
WebsiteLicense: 1800001966

Expertise.com Rating

Review Sources

Facebook
4.8 (16)
Google
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Schofield Family Insurance assists clients in choosing suitable health coverages in Yuma. It helps customers make informed choices by providing details and answering questions about the features and benefits of various plans. Its health insurance options include the short-term medical plan, which is an alternative to the Affordable care Act. The agency's representatives offer this option to those who are in between jobs. Schofield Family Insurance is an independent agency representing multiple carriers like UnitedHealthOne and VSP.

  • Life Insurance
  • Health Insurance
  • Medicare

847 West 8th Street, Yuma, AZ 85364
WebsiteLicense: 1800000109

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

RL Jones Insurance Services & MVS is an insurance agency serving clients in and around Yuma for more than 36 years. It provides group health insurance plans, including medical, dental, disability, and vision coverage, as well as health reimbursement accounts and health savings accounts. It also handles auto insurance, homeowners insurance, and business insurance plans. The agency is an authorized third-party provider for the Arizona Motor Vehicle Department. As such, it offers insurance verifications, level inspections, and plate renewals.

  • Life Insurance

650 S 4th Ave, Yuma, AZ 85364
WebsiteLicense: 1800001705

Expertise.com Rating

Why choose this provider?

Montoya Group, L.L.C., serves the insurance needs of self-employed individuals, families, and business owners in the Yuma metro and the surrounding communities. It offers health insurance plans to protect clients from financial losses caused by medical expenses. The company also accommodates customers who want to acquire life insurance, which includes whole, term, and universal coverages. It creates personalized policies suited to policyholders' budget and needs. Montoya Group has been delivering financial investment solutions since 1962.

  • Individual Plans
  • Group Plans
  • Health Insurance

708 E 32nd Street, Yuma, AZ 85365
WebsiteLicense: 6746176

Expertise.com Rating

Review Sources

Google
4.9 (102)
Facebook
5.0 (15)
Yelp
5.0 (3)

Why choose this provider?

A second-generation State Farm insurance agent, Martin Armijo has been serving clients in Yuma and the surrounding areas since 1994. He helps families, individuals, and senior citizens find insurance coverages that protect their finances from costly healthcare expenses. Armijo's offerings include individual medical coverage, supplemental health insurance, and Medicare supplement insurance. He also designs life policies, whether permanent, term, or universal. Martin Armijo's team has earned many awards from State Farm, including the President’s Club and the Legion of Honor.

  • Health Insurance

7175 E 31st Place, Ste B, Yuma, AZ 85365
WebsiteLicense: 6737535

Expertise.com Rating

Review Sources

Google
4.9 (8)

Why choose this provider?

Liz Laster is an insurance agent that has been serving clients in Yuma for over eight years. She helps individuals, families, business owners, and employees find health insurance policies that fit their unique needs. She can also assist with disability income and long-term care plans. Liz provides customized risk management solutions for personal and commercial properties and financial plans for retirement and wealth management. She is affiliated with Farm Bureau Financial Services that offers life and annuity products in 14 states.

  • Life Insurance
  • Health Insurance

1405 West 16th Street, Yuma, AZ 85364
WebsiteLicense: 1800003559

Expertise.com Rating

Review Sources

Facebook
4.7 (7)
Google
5.0 (4)

Why choose this provider?

Headquartered in the Yuma area, Creative Insurance Solutions, Inc., is an independent agency that serves individuals, families, and businesses. It offers both individual and group health insurance plans. It also provides Medicare Supplement, Medicare Part D, and travel insurance. In addition, it offers group insurance policies with medical, dental, and group vision coverage. Agent Ramona Camacho has been working in the insurance industry for more than three decades. She also serves both English- and Spanish-speaking clients.

  • Life Insurance

1835 S. 4th Ave., Yuma, AZ 85364
WebsiteLicense: 1800000916

Expertise.com Rating

Review Sources

Google
4.0 (106)
Facebook
3.5 (19)
Yelp
3.0 (2)

Why choose this provider?

Founded in 1996, Best Buy Insurance offers health policies for clients in Yuma. The company aims to help clients understand their health care options and provides plans from various brands in the industry. It also offers life, home, and auto insurances. The company also insures toys, watercraft, and RVs including traveling companions and clients’ valuables during the trip. Best Buy Insurance also offers commercial and contract surety bonds like automotive dealer, wage and welfare, contract, and bid and performance bonds.

  • Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Urquijo Family Insurance Agency
4435 East Chandler Boulevard Ste 200, Phoenix, AZ 85048
Schofield Family Insurance
2435 S. 8th Ave., Yuma, AZ 85364
RL Jones Insurance Services & MVS
847 West 8th Street, Yuma, AZ 85364
Montoya Group, L.L.C.
650 S 4th Ave, Yuma, AZ 85364
Martin Armijo
708 E 32nd Street, Yuma, AZ 85365
Liz Laster
7175 E 31st Place, Ste B, Yuma, AZ 85365
Creative Insurance Solutions, Inc.
1405 West 16th Street, Yuma, AZ 85364
Best Buy Insurance
1835 S. 4th Ave., Yuma, AZ 85364

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What advantages come with acquiring group health insurance in Yuma?

    Acquiring group health insurance in Yuma offers various benefits:

    • Shields you from unforeseen medical costs.
    • Provides discounted rates for medical care, preventing doubled expenses for office visits or routine checkups.
    • Enhances access to top-quality care through an extensive provider network.
    • Promotes a healthier lifestyle with affordable checkups and preventive care.
    • Keeps your capacity to work, as good health is essential for productivity.
    • Attracts and retains top employees in your company.
  • When might a Health Savings Account eligible plan be a suitable choice for you in Yuma?

    An HSA-qualified plan could suit you in Yuma if:

    • Your health is generally good, and you don't require frequent medical attention or doctor appointments.
    • Your goal is to pay for medical expenses with funds that haven't been taxed yet.
    • You intend to carry forward your contributions annually.
    • You favor a lower monthly premium, even if it entails a higher deductible.
  • What is the minimum number of employees required to provide health insurance in Yuma?

    In Yuma, businesses with less than 50 employees are not obligated to offer health insurance to their workers. However, under the Affordable Care Act Employer Shared Responsibility Provisions, if your company has more than 50 employees, you might need to offer health insurance. Small businesses with 2 to 50 full-time employees can access group health insurance plans.

  • What elements influence the cost of a group health insurance plan in Yuma?

    The cost of a group health insurance plan for a small business in Yuma depends on a number of factors, including the insurer; the variety of plan options available; the expansive network of healthcare providers; the company's specific location; the employee demographics; and the particular policy type selected, such as an HMO, PPO, or HSA-qualified plan.

  • What factors affect the price of Medicare in Yuma?

    The cost of your Medicare premiums in Yuma largely relies on your income. Typically, higher income from two years prior to enrollment results in higher Medicare premium payments. Additionally, if you haven't made Medicare system contributions for a specific duration, your premium costs will increase. You can reach out to the Social Security Administration to inquire about lowering your Medicare premium if a significant life event leads to a reduction in your earnings.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.