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Best Health Insurance Agencies in Surprise, AZ

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Surprise Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2416Reviewed

1452Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

14955 West Bell Road, Surprise, AZ 85374
WebsiteLicense: 7558435

Expertise.com Rating

Review Sources

Google
4.0 (200)
Yelp
4.0 (11)

Why choose this provider?

Andy Orlikoff is an Arizona-based independent insurance broker that has been serving families and individuals in the Surprise and Phoenix areas for over 20 years. After having an unpleasant experience trying to obtain insurance, he established his own brokerage aiming to revolutionize the process by delivering insurance services in a straightforward and transparent manner. He offers a wide selection of health insurance products, including short-term health insurance, major medical plans, catastrophic healthcare coverage, Affordable Care Act plans, and employer-based group health packages.

  • Life Insurance
  • Individual Plans
  • Health Insurance

9784 West Yearling Road, Suite B-1540, Peoria, AZ 85383
WebsiteLicense: 12408851

Expertise.com Rating

Review Sources

Yelp
5.0 (2)
Google
5.0 (1)

Why choose this provider?

The Turning 65 Advisor is an independent firm that serves Surprise and the surrounding areas. It specializes in helping senior citizens get health insurance solutions on top of Medicare, such as Medicare Advantage, Medicare Supplement, and Medicare Prescription Drug plans. The firm also provides policies like auto, home, RV, and business insurance. The Turning 65 Advisor team spends more than 80 hours to obtain certifications from Medicare carriers annually. In addition, its website sports a retirement savings toolkit that helps clients plan their retirement.

  • Individual Plans
  • Life Insurance

13749 North Litchfield Road, Surprise, AZ 85379
WebsiteLicense: 8417973

Expertise.com Rating

Review Sources

Google
4.0 (6)

Why choose this provider?

Rick Resetar is a State Farm insurance agent who serves clients in Surprise. He offers health insurance solutions such as individual medical coverages, supplemental health and disability insurance, and Medicare Supplement plans. He also deals with life, auto, homeowners', renters', and business insurance, as well as mutual funds and banking solutions. Moreover, Resetar is a Chartered Financial Consultant, a Chartered Property Casualty Underwriter, and a Chartered Life Underwriter who finished his MBA at the Kellogg School of Management at Northwestern University.

  • Life Insurance

18789 North Reems Road, Surprise, AZ 85374
WebsiteLicense: 6746352

Expertise.com Rating

Review Sources

Google
5.0 (229)
Yelp
5.0 (5)
Facebook
5.0 (3)

Why choose this provider?

William Kohl is a State Farm insurance agent who provides services to families and individuals in the Surprise metro and the surrounding communities. He offers health insurance plans that may include individual and Medicare Supplement coverages. These insurance policies can cover policyholders' medical and surgical expenses. In addition, the insurance agent helps clients acquire other personal plans, including life, homeowners', renters', and auto insurance. Kohl also assists small business owners in purchasing commercial lines of insurance.

  • Health Insurance

17624 West Maryland Avenue, Waddell, AZ 85355
WebsiteLicense: 3000877860

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

For over a decade, Kelley's Insurance Services has been catering to the vast insurance needs of residents in Surprise and nearby areas. Contracted with an assortment of health insurance carriers, this agency provides a comprehensive list of options such as accident and indemnity plans, short-term medical plans, long-term care, and critical illness plans for individuals and families. Persons at age 65 and above also have various Medicare options, including Medicare Advantage, Supplement, and Prescription Drug Plans.

  • Individual Plans
  • Life Insurance

Phoenix, AZ
WebsiteLicense: 1800008598

Expertise.com Rating

Why choose this provider?

WRI Insurance is an insurance agency that offers comprehensive individual and family health insurance programs in and around the Surprise area since 2006. It partners with several providers, such as Bright health and Seven Corners, allowing it to provide personalized policies for each client. Additionally, the firm provides life insurance, Medicare, business/group medical policies, and dental coverage. Founder Bill Robbins treats his clients as a family and has formed relationships with them that run on for decades.

  • Life Insurance
  • Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
American Insurance Benefits - Andy Orlikoff
14955 West Bell Road, Surprise, AZ 85374
The Turning 65 Advisor
9784 West Yearling Road, Suite B-1540, Peoria, AZ 85383
Rick Resetar
13749 North Litchfield Road, Surprise, AZ 85379
William Kohl
18789 North Reems Road, Surprise, AZ 85374
Kelley's Insurance Services
17624 West Maryland Avenue, Waddell, AZ 85355
WRI Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How does hospital insurance work in Surprise?

    In Surprise, hospital insurance provides cash benefits that can be used to pay for other expenses during policyholders' confinement. It can cover short-term or long-term hospital stays. Hospital insurance covers costs for private rooms and nurses, long-distance phone calls, unexpected childcare, home health care, housing, meals, and extra transportation.

  • Where can individuals purchase hospital insurance in Surprise?

    Individuals in Surprise can purchase hospital insurance through private insurance companies. However, they must be careful when choosing carriers. They can shop from different providers and compare rate quotes so that their coverage is not overpriced. Individuals must also work with agencies or independent agents with high ratings.

  • Who can acquire short-term healthcare plans in Surprise?

    Short-term healthcare plans in Surprise are usually purchased by individuals or families who want to fill a gap in their coverage. It is also provided to individuals who are leaving a current employer or those who are starting a new job. Lastly, short-term healthcare plans are suited for individuals who lost their group healthcare plan.

  • What are the general rules for group health insurance in Surprise?

    In Surprise, employers must provide group health insurance to their full-time employees. Employers must receive coverage regardless of their medical issues or preexisting conditions. Moreover, they can offer health insurance coverage for part-time employees working less than 30 hours per week. Group health insurance must be extended to adult dependents under 26 years old. They are only eligible for this insurance if they do not have coverage yet.

  • When can you change your Medicare plans in Surprise?

    If you have a Medicare Advantage plan in Surprise, you can change your policy during the annual election period, which is from October 15 to December 7 every year. Meanwhile, for the Medicare Supplement policy, you can change your plan anytime as long as you qualify for underwriting or if there is an issue election available for you.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.