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Best Health Insurance Agencies in Mesa, AZ

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mesa Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8706Reviewed

5226Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3521 East Brown Road, Mesa, AZ 85213
WebsiteLicense: 6748351

Expertise.com Rating

Review Sources

Google
5.0 (532)
Yelp
5.0 (4)

Why choose this provider?

Insurance Professionals of Arizona is a locally owned insurance firm founded in 2008. The agency offers personal plans like auto insurance, health and dental insurance, homeowners' insurance, life insurance, Medicare, and Travel Insurance. Additionally, it offers commercial insurance coverages, such as contractor insurance, general and business liability insurance, commercial property and building insurance, workers' compensation, and professional and cyber liability insurances. The agency works with several insurance carriers like Stillwater Insurance Group, Travelers, Acuity Insurance, AAA, CNA, and CSE Insurance Group.

  • Individual Plans
  • Life Insurance

20823 North Cave Creek Road, Phoenix, AZ 85024
WebsiteLicense: 1800008077

Expertise.com Rating

Review Sources

Google
5.0 (33)
Facebook
4.9 (23)

Why choose this provider?

Serving clients in the Mesa metro, Phoenix Health and Life Insurance offers individual and family health insurance. It offers various types of health insurance policies like short-term health insurance, health maintenance organization, preferred provider organization, Medicare Health Plans, Altrua HealthShare, and exclusive provider organization plans. Phoenix Health and Life Insurance's agents guide clients in building custom healthcare strategies that will cater to their personal and their family's particular needs. Enrollment and communicating about plans are done through online means for a convenient and stress-free process.

  • Individual Plans
  • Life Insurance
  • Medicare

10458 East Jomax Road, Scottsdale, AZ 85262
WebsiteLicense: 7840913

Expertise.com Rating

Why choose this provider?

Joe Lankau is a State Farm agent who serves businesses, families, and individuals in Mesa and nearby areas. He offers insurance programs, such as health insurance, life insurance, and pet insurance. He also provides coverage for homes, automobiles, properties, and businesses. Lankau has been with State Farm for 17 years, and he is a member of the National Association of Insurance and Financial Advisors and the Million Dollar Round Table. He served at the Los Angeles Fire Department for 23 years.

  • Life Insurance

11335 North 104th Place, Scottsdale, AZ 85259
WebsiteLicense: 626873

Expertise.com Rating

Why choose this provider?

Dorn Agency, Inc., is located in Scottsdale and is owned and operated by the Dorn family. The company caters to individuals, families, and businesses through its range of products, such as health insurance, plans under the Affordable Care Act, dental and vision insurance, and temporary plans that last up to three years. It also offers travel insurance to and from the US with options for coverage for non-US citizens. The company is run by David and Lorrie Dorn with their daughter Kristin, an insurance representative.

  • Individual Plans

3850 E Baseline Rd # 106, Mesa, AZ 85206
WebsiteLicense: 1800005343

Expertise.com Rating

Review Sources

Google
4.0 (15)
Facebook
4.4 (7)
Yelp
2.5 (5)

Why choose this provider?

Arnett Insurance Services is a Mesa-based insurance firm that serves the local clientele with a range of insurance solutions. Health and disability insurance, long-term care insurance, life insurance, and other healthcare coverages are among its specialties. It also specializes in financial planning, surety bonds, and insurance for individuals and businesses. Arnett Insurance Services was founded in 1948 by the Arnett family and has since served clients in need of workers' compensation, property, liability, and environmental insurance solutions.

  • Life Insurance

1245 West Baseline Road, Mesa, AZ 85202
WebsiteLicense: 16807795

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Franki Sbrocca Leonard is an insurance agent specializing in Medicare and senior health plans. She serves clients in Mesa and represents major carriers for Medicare Supplement plans, Medicare Advantage plans, prescription plans part D, hospital & cancer plans, and short-term plans. Franki has been in the field of financial management since 1989 and has lived all her life in Arizona. These experiences give her a deeper understanding of the financial solutions needs of the local communities in the state.

  • Individual Plans
  • Life Insurance

3851 East Main Street, Mesa, AZ 85205
WebsiteLicense: 6746902

Expertise.com Rating

Review Sources

Google
4.0 (33)
Facebook
5.0 (11)
Yelp
1.5 (3)

Why choose this provider?

Founded in 1978, The Adams Agency Insurance is an insurance company with offices in Mesa, Apache Junction, and Yuma. It offers an assortment of personal and business insurance products, including health insurance plans and disability policies. In addition, this Trusted Choice™ agency offers homeowners insurance, auto insurance, and life insurance products. Its team provides a broad range of coverage plans from the multiple insurance carriers it represents. In 2010 and 2011, AZ Business Magazine listed the company as the #1 Insurance Agency in Arizona.

  • Individual Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Insurance Professionals of Arizona
3521 East Brown Road, Mesa, AZ 85213
Phoenix Health And Life Insurance
20823 North Cave Creek Road, Phoenix, AZ 85024
Joe Lankau
10458 East Jomax Road, Scottsdale, AZ 85262
Dorn Agency Inc.
11335 North 104th Place, Scottsdale, AZ 85259
Arnett Insurance Services
3850 E Baseline Rd # 106, Mesa, AZ 85206
Franki Sbrocca Leonard
1245 West Baseline Road, Mesa, AZ 85202
The Adams Agency Insurance
3851 East Main Street, Mesa, AZ 85205

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How should Mesa residents choose the best health insurance plan based on their medical needs and lifestyle?

    In Mesa, residents should gauge their anticipated health expenses for the year. Those generally in good health with infrequent doctor visits might find a low-cost plan adequate. However, for those with chronic conditions necessitating regular checkups, a pricier plan offering broader coverage could be beneficial. Remember, while catastrophic-only insurance is cost-effective, it's primarily for significant emergencies. Always consider your health history and lifestyle when evaluating insurance options.

  • How do the different health insurance metal tiers in Mesa cater to individual medical needs and budgets?

    In Mesa, health insurance is categorized into tiers: Bronze, Catastrophic, Expanded Bronze, Silver, and Gold. Bronze has lower premiums with higher out-of-pocket expenses. Catastrophic, designed for those under 30 or with a hardship exemption, offers minimal premiums but high deductibles. Meanwhile, expanded Bronze provides added benefits over the regular Bronze. Silver, the "benchmark," balances coverage and cost, potentially offering savings. Lastly, Gold, while pricier, gives extensive coverage, minimizing out-of-pocket costs.

  • Is there an affordable health insurance option available in Mesa?

    Yes, Mesa residents can access affordable health coverage through the Arizona Health Care Cost Containment System, which oversees Arizona’s Medicaid program. AHCCCS provides two primary programs to aid low-income individuals: Medicaid and KidsCare. The eligibility hinges on factors like household size, income, age, and disability considerations within the family.

  • What does a cost-sharing reduction plan entail for health insurance in Mesa?

    In Mesa, cost-sharing reduction plans might have comparable or slightly elevated premiums than standard health insurance but cover a more significant portion of medical expenses. For individuals earning below 150% of the federal poverty level, the maximum out-of-pocket cost for certain plans can be as low as $550 with a $361 monthly rate. These plans appeal to those preferring minimal deductibles or wanting to lessen out-of-pocket costs during medical visits.

  • Can Mesa residents obtain short-term health insurance, and are there restrictions?

    Yes. Mesa residents can secure short-term health insurance plans, especially useful during transitions like job changes or relocations. While these plans can last up to a year with three possible renewals in Arizona, they aren't considered minimum essential coverage. Applicants may face denial or higher premiums due to preexisting conditions, such as cancer, asthma, or heart disease, among others.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.