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Best Health Insurance Agencies in Gilbert, AZ

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Gilbert Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4074Reviewed

2449Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

451 East Pinto Drive, Gilbert, AZ 85296
WebsiteLicense: 6733279

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Diane Prentice is a local independent broker serving the Gilbert community. She established her business, Health Insurance Choices, in 2000, which provides a wide range of health insurance options, including short-term, critical illness, and limited benefit plans. A variety of Medicare benefits are also available such as Medigap, Medicare Advantage, and prescription drug plans. Diane also specializes in travel, short-term and long-term care, and dental and vision insurance. She has access to multiple insurance carriers and hundreds of tailored solutions.

  • Individual Plans

1910 South Stapley Drive, Mesa, AZ 85204
WebsiteLicense: 1800001980

Expertise.com Rating

Review Sources

Facebook
3.0 (3)
Google
5.0 (2)

Why choose this provider?

Lehrman Group Health Insurance Brokers is an independent insurance agency that serves clients in Gilbert. It specializes in offering short- and long-term care insurance, as well as travel health insurance from several providers that include Blue Cross Blue Shield of Arizona, United Healthcare, and Healthnet. The agency also provides group health insurance plans for employers in Arizona. Since its establishment by Tony Lehman in 1988, the agency has served more than 10,000 residents and employers throughout the state.

  • Life Insurance

2730 South Val Vista Drive, Gilbert, AZ 85295
WebsiteLicense: 1800003004

Expertise.com Rating

Review Sources

Google
5.0 (7)
Yelp
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Employee Benefit Exchange is an insurance firm serving small and medium-sized businesses in Gilbert and the surrounding areas. It offers group and individual health insurance and deals with underwriting and carrier negotiations. Additionally, clients may enroll in other coverages, including dental, vision, disability, long-term care, and life insurance. Owner and president Constance Lemere provides consultations to business owners and human resource professionals. She also leads a team with over 130 combined years of insurance experience.

  • Health Insurance
  • Whole Life Insurance
  • Long Term Care

2450 South Arizona Avenue, Chandler, AZ 85286
WebsiteLicense: 6726023

Expertise.com Rating

Review Sources

Google
4.7 (15)

Why choose this provider?

Roger Morsch is a State Farm insurance professional who serves Gilbert residents. The English-speaking and Spanish-speaking agent offers a number of risk management solutions, including supplemental health insurance that covers potential additional expenses in emergency room visits and outpatient surgeries. A Chartered Life Underwriter and Chartered Financial Consultant, Roger began his career with State Farm as a human resource manager before he became an agent in 2000. He has been insuring clients, though, since 1986.

  • Individual Plans
  • Life Insurance

15333 North Pima Road, Scottsdale, AZ 85260
WebsiteLicense: 1800008548

Expertise.com Rating

Why choose this provider?

Life Quotes Direct is an independent insurance agency that addresses the healthcare needs in Gilbert. It provides clients in the area with individual and group health insurance options. Additionally, the professional agents conduct an evaluation of the client's current coverage and compare the alternatives. They are also experienced in assisting individuals with selecting a Medicare health plan. Life Quotes Direct offers final expense insurance, long-term care insurance, and term life or permanent life insurance.

  • Individual Plans
  • Life Insurance
  • Over 65

584 West Chandler Boulevard, Chandler, AZ 85225
WebsiteLicense: 1800007489

Expertise.com Rating

Review Sources

Google
4.0 (18)
Facebook
5.0 (8)

Why choose this provider?

San Marcos Insurance Group is a team of independent agents serving families and businesses in Gilbert. The company provides access to several insurance products, including health, life, home, and commercial insurance. Its professionals assist clients in maximizing their policy coverage and abiding by the Affordable Care Act. They also collaborate with multiple insurance carriers, such as Kemper. Established by five insurance agents, San Marcos Insurance Group has been in service since 2010. Its founding partners possess at least 12 years of individual industry experience.

  • Individual Plans
  • Life Insurance

459 North Gilbert Road, Gilbert, AZ 85234
WebsiteLicense: 17383060

Expertise.com Rating

Review Sources

Google
5.0 (14)

Why choose this provider?

Wah Financial Services Insurance Agency is a business serving Gilbert and surrounding communities. It offers ACA and private health insurance plans to individuals. Their insurance policies typically cover hospital surgery, dental, vision, and hearing. Clients can also choose to include supplemental plans such as accident, sickness hospitalization, and critical illness. Life insurance plans are also available. The agency's owner, Cindy Wah, previously worked as a senior R&D software engineer at a major microprocessor corporation for 20 years.

  • Individual Plans
  • Life Insurance

2231 East Pecos Road, Chandler, AZ 85225
WebsiteLicense: 1800009665

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Established in 1998, Allied Insurance Group, Inc., is an independent insurance agency that serves residents and businesses in Gilbert. It offers a range of insurance programs, including individual and group health, life, and personal umbrella insurance solutions. It also provides auto insurance, general liability, and workers' compensation as well as surety bonds. The locally owned agency works with multiple insurance providers, such as Safeco, Progressive, and CSE, to give clients a variety of options to match their needs.

  • Life Insurance

2450 South Gilbert Road, Chandler, AZ 85286
WebsiteLicense: 1800010148

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Alpha & Omega Financial Group, LLC, is an independent insurance company that serves Gilbert and the surrounding areas. It provides for the insurance needs of its residents and local businesses. It carries life insurance plans like disability insurance, long-term care insurance, and Medicare supplemental insurance. Moreover, it provides home and auto insurance packages for individual clients. Bea Holman founded the company in the late ’90s after realizing that many clients had little or no help with other financial needs.

  • Life Insurance

1530 East Williams Field Road, Gilbert, AZ 85295
WebsiteLicense: 3000492754

Expertise.com Rating

Review Sources

Google
5.0 (143)

Why choose this provider?

Serving Gilbert and its surrounding communities since 1994, Valley Insurance Group offers individuals and businesses a varied selection of insurance products and solutions. These products range from group and individual health insurance to dental, vision, and disability insurance. Moreover, the company's insurance professionals work with clients on a one-on-one basis in order to tailor insurance policies to their specific circumstances and needs. Valley Insurance Group is a merger between two local insurance companies, namely Miles Insurance Group and Arizona Insurance Brokerage.

  • Individual Plans
  • Life Insurance

4140 East Baseline Road, Mesa, AZ 85206
WebsiteLicense: 3000122357

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

SurePlan Financial is an insurance agency that was founded by Tracy Walstad in 2011. Tracy and the rest of the agency provide services to clients in Gilbert and other areas. The firm offers a wide range of insurance products such as disability, dental, vision, health, life, and supplemental. It works with various carriers to provide clients with health insurance plans that fit their needs and budget. Its offered plans include Affordable Care Act, Christian Health Share Plans, and hospital indemnity.

  • Individual Plans
  • Life Insurance

PO Box 6742, Mesa, AZ 85216
WebsiteLicense: 15725261

Expertise.com Rating

Why choose this provider?

Health Insurance for Today LLC is an independent insurance agency in Mesa that serves clients in the Gilbert metro through comprehensive insurance services and products. The firm has been in the medical industry since 1996 and started its insurance operations in 2011. It specializes in personal health and life insurance lines such as ACA coverage (Obamacare), Medicare, retirement insurance plans, as well as private short and long-term health coverage plans. The firm carries top providers Aetna, Medico, and Humana for its private health lines.

  • Life Insurance

569 North Arizona Avenue, Chandler, AZ 85225
WebsiteLicense: 2991778

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Paula Koroso is a licensed State Farm Insurance agent that offers financial advisory and insurance services to clients in the Gilbert metro. Paula is joined by Harrison Koroso and two fellow insurance agents in carrying out underwriting services for life and health insurance products. Some of its health insurance lines include individual health and supplemental health coverage as well as Medicare Supplements. Her team has over 15 years of combined experience in personal and business insurance lines.

  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Diane Prentice
451 East Pinto Drive, Gilbert, AZ 85296
Lehrman Group Health Insurance Brokers
1910 South Stapley Drive, Mesa, AZ 85204
Employee Benefit Exchange
2730 South Val Vista Drive, Gilbert, AZ 85295
Roger Morsch
2450 South Arizona Avenue, Chandler, AZ 85286
Life Quotes Direct
15333 North Pima Road, Scottsdale, AZ 85260
San Marcos Insurance Group
584 West Chandler Boulevard, Chandler, AZ 85225
Wah Financial Services Insurance Agency
459 North Gilbert Road, Gilbert, AZ 85234
Allied Insurance Group, Inc.
2231 East Pecos Road, Chandler, AZ 85225
Alpha & Omega Financial Group, LLC
2450 South Gilbert Road, Chandler, AZ 85286
Valley Insurance Group
1530 East Williams Field Road, Gilbert, AZ 85295
SurePlan Financial
4140 East Baseline Road, Mesa, AZ 85206
Health Insurance for Today LLC
PO Box 6742, Mesa, AZ 85216
Paula Koroso
569 North Arizona Avenue, Chandler, AZ 85225

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is your small business qualified to receive a tax credit for providing health insurance to employees in Gilbert?

    A health insurance tax credit is available to Gilbert small businesses that, on average, pay an annual compensation of $50,000 or more per employee, provide coverage for more than 50% of their employees' insurance expenses, and have a maximum of 25 full-time staff. Small businesses will get a 50% tax credit on their employee’s medical, dental, and vision premiums. If they pay an average annual compensation of $25,000 and have a maximum of ten full-time employees, they are eligible to receive a 100% tax credit.

  • Can your health insurance company increase your rate in Gilbert?

    Yes, but you should be notified in advance. Check your policy or speak with your Gilbert insurance agent regarding rate changes and when to expect the notification. If you have a small group health insurance plan, the notice should be sent 60 days before the rate change. However, there is no state law that limits how often or how much health insurance companies can change their rates.

  • What is the difference between a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO) health insurance plan in Gilbert?

    If you have an HMO plan, you need to pick a primary care physician who will be coordinating your healthcare services and specialist referrals in Gilbert. HMOs only cover services from in-network providers. Meanwhile, you don't need a primary care physician or a referral to obtain services from any healthcare provider in a PPO network. In terms of costs, an HMO may charge you a copayment and require a deductible. A PPO health insurance plan would only require a deductible.

  • Will your hearing aids be covered by your Medicare plan in Gilbert?

    Only Medicare Part C or Medicare Advantage plans pay for hearing aid costs. Parts A and B do not include hearing aid coverage. Medicare Advantage plans pay for hearing tests, hearing aid devices, fitting sessions, new device batteries, and device repairs. You can request that your existing Medical Advantage plan be changed to include hearing aid coverage if it does not currently do so between January 1 and March 31, which is known as Gilbert's open enrollment period.

  • Are mental health services covered in all health insurance plans in Gilbert?

    Mental health services are required to be covered under individual and large group health plans in Gilbert. These include plans provided by public and private employers and those purchased privately or through the Marketplace. Mental health benefits are not required in limited-benefit and short-term health insurance plans. A health insurance policy issued before 2014 may not cover mental health.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.