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Best Health Insurance Agencies in Birmingham, AL

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Birmingham health insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4298Reviewed

2580Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Health Insurance Agencies Serving Birmingham
11 Office Park, Trussville, AL 35173
Visit WebsiteLicense: 166256

Expertise.com Rating

Review Sources

Google
4.0 (21)
Facebook
5.0 (4)

Why choose this provider?

Cahaba Benefits is an independent insurance agency serving clients in Birmingham and the surrounding areas. It helps clients find the insurance coverage that fits their needs, providing a wide range of health insurance plans to help protect the client's and their family's future. The business also provides options for life insurance, which covers annuities, disability, and long-term care coverage. Cahaba Benefits also serves commercial clients, providing content, inventory, personnel, and property coverage. Additional products include home, vehicle, events, and travel insurance.

  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving Birmingham
9624 Parkway East, Birmingham, AL 35215
Visit WebsiteLicense: 766692

Expertise.com Rating

Review Sources

Google
4.0 (32)
Facebook
4.0 (18)

Why choose this provider?

The Reed is an insurance agency in Birmingham that provides personal insurance lines in the area. The firm is committed to providing tailored insurance products and services through its top-rated health and life insurance partners. Some of its health insurance products include individual health insurance, group insurance plans, and family health coverage plans that cover expenses for medical bills, prescription drugs, examinations, and hospitalizations. It also offers automobile, homeowners', and renters' insurance coverage.

  • Life Insurance
  • Individual Plans

Best Health Insurance Agencies Serving Birmingham
300 Cahaba Park Circle, Birmingham, AL 35242
Visit WebsiteLicense: 3000478324

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Red Mountain Benefits Group LLC. is an insurance agency in Birmingham that has been in the industry for more than 100 years. The agency's consultant, Marvin Fore, has more than two decades of experience in delivering voluntary benefits for employees of small and large businesses. Fore and his team provide health insurance products from multiple insurance carriers. Some of the core benefits available are safe and fully funded medical plans, basic life and accidental death and dismemberment, long and short-term disability, and dental and vision.

  • Individual Plans
  • Life Insurance

Best Health Insurance Agencies Serving Birmingham
2737 Highland Avenue, Birmingham, AL 35205
Visit WebsiteLicense: 46760

Expertise.com Rating

Review Sources

Facebook
4.8 (43)

Why choose this provider?

Insurance Planning Services is a locally owned independent insurance agency that serves the Birmingham area. The agency was established in the mid-1970s, and its current personnel amasses 200 years of combined experience in the insurance industry. Its specialization areas include health insurance, life insurance, home insurance, and employee benefits liability insurance. Its employee benefits package cover healthcare, dental, vision, workers’ compensation, and a flexible spending account. Moreover, the agency also assists its clients with auto insurance, commercial insurance, and pet health insurance.

  • Life Insurance

Best Health Insurance Agencies Serving Birmingham
700 37th Street South, Birmingham, AL 35222
Visit WebsiteLicense: 609818

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Lakeshore Benefit Alliance is a Birmingham agency that offers health insurance products. Through its signature Alliance Secondary Insurance program, the firm is able to offer solutions to companies shopping for benefits for their employees. These include medical, disability, and term life coverages, as well as ancillary, executive, and retirement benefits. The firm's focus is to help businesses provide premium benefits for their employees. An independent agency, the firm sources its health insurance products from multiple carriers.

  • Group Plans
  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Cahaba Benefits
11 Office Park, Trussville, AL 35173
The Reed
9624 Parkway East, Birmingham, AL 35215
Red Mountain Benefits Group LLC.
300 Cahaba Park Circle, Birmingham, AL 35242
Insurance Planning Services
2737 Highland Avenue, Birmingham, AL 35205
Lakeshore Benefit Alliance
700 37th Street South, Birmingham, AL 35222

Birmingham, AL Health Insurance FAQs

  • What are the health care benefits of an HMO plan in Birmingham?

    HMO or Health Maintenance Organization is a type of Managed Care health insurance option providing you access to a wide network of healthcare professionals and facilities throughout Birmingham, as long as they are participating in the HMO program. These HMO plans allow you to save money by paying fewer out-of-pocket expenses for your medical services. However, doctor visits and prescriptions will be often charged or require a co-payment.

  • What is included in the Medicare Part D coverage in Birmingham?

    Medicare Part D plans in Birmingham provide prescription drug coverage, helping you manage your medication costs and have easier access to the prescription drugs you need. These plans also offer a pharmacy mail-order service and a 90-day prescription drug supply. However, Part D plans only cover the medications or drugs included on the Formulary or drug list.

  • Can you add your newborn child to your health insurance coverage in Birmingham?

    Yes. You have 30 days from the date of birth, adoption, or placement for adoption to include your new child in your health insurance coverage in Birmingham. It is also important to note that your grandchild cannot be added to your health insurance coverage unless you or your spouse are the court-appointed legal guardian of the child.

  • When should you apply for health insurance plans from ACA Marketplace in Birmingham?

    ACA Marketplace allows you to apply for Birmingham ACA health insurance plans within the annual open enrollment period between November 1 and December 15. These ACA health plans help you achieve tax subsidies or decrease monthly premiums. If you missed the open enrollment, you may still opt to apply during the Special Enrollment Period if you have a valid reason for missing the open enrollment, such as having a child, relocating, getting married, or losing your health coverage.

  • Who should get a short-term health insurance plan in Birmingham?

    Short-term health insurance plans in Birmingham provide temporary coverage for your healthcare needs while waiting for long-term insurance solutions. These plans are often suitable if you are:

    • Waiting for ACA open enrollment or ACA coverage to start.
    • Coming off your parent’s insurance when you turn 26.
    • Going through job changes or waiting for health care benefits to begin at your new job.
    • Looking for coverage to help you transition to Medicare.
    • You don’t qualify for the Special Enrollment Period to apply for an ACA plan.