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2024

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Best Local Car Insurance Agencies in Waukesha, WI

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Waukesha Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53Reviewed

37Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

379 West Main Street, Waukesha, WI 53186

Expertise.com Rating

Review Sources

Google
4.6 (130)
Facebook
4.5 (33)
Yelp
4.5 (33)

Why choose this provider?

Couri Insurance Agency is an insurance company that has been serving the Waukesha area for over 40 years. The agency helps clients determine their risk level and decide on an insurance policy that offers the protection their home needs. Its team can also assist clients who are interested in having their current insurance policy evaluated. Additionally, Couri Insurance Agency has been offering homeowners insurance policies to clients for over 40 years.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

W230S8735 Clark Street, Big Bend, WI 53103
WebsiteLicense: 17052756

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
5.0 (20)

Why choose this provider?

Smith Insurance and Financial Services, Inc., is an independent insurance agency catering to the locals of Waukesha and the Big Bend area. It specializes in comprehensive auto policies with coverage options for collisions and other accidents, property damage and theft, liability to others, uninsured or underinsured motorists, rental car reimbursements, and roadside assistance. The agency represents carriers such as West Bend, SafeCo, State Auto, and Acuity Insurance. Smith Insurance and Financial Services is a member of Professional Insurance Agents.

  • Bundling Option
  • Motorcyle & ATV
  • Multiple Carriers

12555 West Burleigh Road, Brookfield, WI 53005
WebsiteLicense: 3000591290

Expertise.com Rating

Why choose this provider?

Philleo Agency Insurance, Inc., serves customers in Waukesha who need car insurance. Its agents help drivers find auto coverages that suit their insurance needs and meet state laws. Coverage options that are available include bodily injury, property damage, collision, comprehensive, uninsured and underinsured motorist, and rental car reimbursement. The independent agency has developed strong relationships with 80 insurance companies and is capable of providing clients plenty of options and comparisons of rates. It also guides policyholders who are undergoing claims processes.

  • Bundling Option

10121 West Loomis Road, Franklin, WI 53132
WebsiteLicense: 16251589

Expertise.com Rating

Review Sources

Google
5.0 (35)
Facebook
5.0 (29)

Why choose this provider?

Fuerst Insurance Services, LLC, is a multi-line insurance solutions company that serves the Waukesha metro area and nearby localities. The firm assists individuals and businesses in maximizing the benefits of their car insurance policies. Its independent insurance agents shop for coverage options among multiple providers that can offer basic liability and damage protection. They also work with carriers to provide coverage for medical payments, funeral expenses, and car rental reimbursements. The company has been operating since September 2015.

  • Motorcyle & ATV

512 East Walworth Avenue, Delavan, WI 53115
WebsiteLicense: 100193248

Expertise.com Rating

Review Sources

Google
5.0 (27)

Why choose this provider?

Johannesen Farrar Insurance offers risk management solutions for Waukesha residents. Included in its line of products is vehicle insurance, which covers automobiles, recreational vehicles, and motorcycles. Nationwide, Progressive, Travelers, Auto-Owners Insurance, and Safeco Insurance are some of the carriers the company works with to provide car owners with a variety of policy options. Johannesen Farrar Insurance has been operating since 1931. The Golden Rule guides its team of agents as they serve and interact with policyholders and partner companies.

  • Multiple Carriers
  • Boats
  • Motorcyle & ATV

117 Oakridge Court, Watertown, WI 53094
WebsiteLicense: 100191760

Expertise.com Rating

Review Sources

Facebook
5.0 (59)
Google
3.8 (12)

Why choose this provider?

AVID Risk Solutions, which is located in Watertown, provides insurance assistance for residents in Waukesha. The insurance brokerage offers a wide range of products such as auto insurance that covers sedans, SUVs, collector cars, farm vehicles, and trucks. In addition, the agency also offers home, life, and health insurance. AVID Risk Solutions, which was founded in 2012, operates across over 40 states. The company is committed to continuously improving its services and prioritizing its staff's well-being.

  • Multiple Carriers

W175 N11081 Stonewood Dr., Germantown, WI 53022
WebsiteLicense: 100191709

Expertise.com Rating

Review Sources

Google
5.0 (165)
Facebook
5.0 (15)

Why choose this provider?

Joseph Hoell Insurance is composed of agents with over 40 years of combined insurance experience. They deliver car insurance solutions that follow state-mandated requirements and also cover any potential risk based on the unique situation of each client. The factors that can affect a client's policy include driving record, credit history, and the car year, make, model and mileage. Serving Waukesha and the rest of the state, founder Joseph Hoell has been in the industry since 2006.

  • Multiple Carriers

11649 North Port Washington Road, Mequon, WI 53092
WebsiteLicense: 8353515

Expertise.com Rating

Review Sources

Google
4.9 (38)
Yelp
5.0 (6)

Why choose this provider?

Joe Woelfle operates a State-Farm affiliated insurance office to provide the needs of vehicle owners in Waukesha and the surrounding communities since 2011. It offers coverages that may include collision, comprehensive, rental, and rideshare insurance. The team also provides security for teen drivers who seek protection for their vehicles. Its other services include home, life, health, and business insurance. Its mission is to help customers manage the risks of everyday life, recover from the unexpected, and realize their dreams.

  • Bundling Option

2312 North Grandview Boulevard, Waukesha, WI 53188
WebsiteLicense: 6462464

Expertise.com Rating

Review Sources

Google
5.0 (39)
Facebook
5.0 (18)
Yelp
5.0 (1)

Why choose this provider?

Goodness Insurance offers a line of personal and commercial insurance products, including auto insurance. Serving Waukesha, the company's agents provide car owners with insurance plans that may cover collision damage, medical payments, and personal liability. Furthermore, they can also furnish policies that insure classic cars, boats, RVs, mobile homes, and golf carts. The professionals also help clients in handling insurance claims. Goodness Insurance has been providing financial protection solutions for more than 35 years.

  • Multiple Carriers

116 E Lake St, Lake Mills, WI 53551
WebsiteLicense: 54307

Expertise.com Rating

Why choose this provider?

Established in 1984 by Ed Ritter, Harmis Insurance Group is an independent and full-service insurance agency that works with residential and commercial clients in Waukesha and nearby areas. It offers a wide array of insurance products and services such as auto insurance, boat and watercraft insurance, motorcycle insurance, as well as RV and snowmobile insurance coverage. The company has access to reputable insurance brands and carriers such as Progressive, Society Insurance, MetLife, Anthem, and Humana.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

1155 East Commerce Boulevard, Slinger, WI 53086
WebsiteLicense: 100192611

Expertise.com Rating

Review Sources

Facebook
4.7 (27)
Google
5.0 (11)

Why choose this provider?

Northbrook Insurance Associates is a team of agents serving Waukesha residents. They provide clients with various types of protection plans such as car insurance. Comprehensive, bodily injury liability, and uninsured motorist liability are some of the coverages that the agents can include in auto insurance policies. Robert Butzke, who has been working in the insurance field since 1970, co-founded the agency with Allen Christ in 1978. Northbrook Insurance Associates is affiliated with the Insurance Agency Owners Alliance.

  • Boats
  • Motorcyle & ATV

2574 Sun Valley Drive, Delafield, WI 53018
WebsiteLicense: 100190562

Expertise.com Rating

Review Sources

Google
5.0 (75)
Facebook
4.7 (7)

Why choose this provider?

Midwest Insurance Group is an independent and full-service insurance management firm that serves residential and commercial clients in Waukesha. It provides a complete line of insurance products and services such as auto insurance, motorcycle insurance, boat, and watercraft insurance, as well as insurance coverage options for RV's, campers, and motor homes. The company also provides other lines of insurance coverage, such as insurance for manufacturers, small businesses, and non-profit organizations. Midwest Insurance Group gives back to the community by participating in the Adopt-A-Highway Program.

  • Multiple Carriers

316 East Main Street, Waterford, WI 53185
WebsiteLicense: 3000657433

Expertise.com Rating

Why choose this provider?

DJ Kott Agency is an independent insurance agency that provides a variety of insurance coverage in Waukesha. Some of the insurance products they offer include auto, life, business, farm, and health. Its auto insurance covers collision, bodily injury, comprehensive, medical expenses, uninsured motorist, and rental reimbursement. Having been in business for over 30 years, DJ Kott Agency aims to find the best insurance coverage for their clients at the right budget. It can serve clients in 39 states like Michigan, Wisconsin, and Colorado.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Couri Insurance Agency
379 West Main Street, Waukesha, WI 53186
Smith Insurance and Financial Services, Inc.
W230S8735 Clark Street, Big Bend, WI 53103
Philleo Agency Insurance, Inc.
12555 West Burleigh Road, Brookfield, WI 53005
Fuerst Insurance Services
10121 West Loomis Road, Franklin, WI 53132
Johannesen Farrar Insurance
512 East Walworth Avenue, Delavan, WI 53115
AVID Risk Solutions - Watertown, WI
117 Oakridge Court, Watertown, WI 53094
Joseph Hoell Insurance
W175 N11081 Stonewood Dr., Germantown, WI 53022
Joe Woelfle
11649 North Port Washington Road, Mequon, WI 53092
Goodness Insurance
2312 North Grandview Boulevard, Waukesha, WI 53188
harmsinsurancegroup.com
116 E Lake St, Lake Mills, WI 53551
Northbrook Insurance Associates
1155 East Commerce Boulevard, Slinger, WI 53086
Midwest Insurance Group
2574 Sun Valley Drive, Delafield, WI 53018
DJ Kott Agency
316 East Main Street, Waterford, WI 53185

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Will the driving records of other people in your household affect your ability to obtain auto insurance in Waukesha?

    In Waukesha, the driving record of any licensed driver in a household can affect the decision of the insurance company to provide vehicle coverage. If someone in your home caused an accident or received traffic violation citations, you could be denied by insurance companies or required to pay higher premiums.

  • What should you do if auto insurance companies in Waukesha won’t write a policy for you?

    If traditional auto insurance companies in Waukesha keep turning you down, you can turn to the Wisconsin Automobile Insurance Plan. Established in 1949, it helps provide fair and adequate auto insurance to high-risk drivers who could not be placed in the voluntary market. You may inquire about the Wisconsin Automobile Insurance Plan through any licensed auto insurance agent in the city.

  • Is there a grace period for auto insurance policies in Waukesha?

    Grace periods usually apply only to life and health insurance policies. In Waukesha, auto insurance providers are not required to give clients a grace period. The due date stated on the premium notice should be followed, and if the premium is not received by that date, then the policy will be automatically terminated.

  • Are teenage drivers in Waukesha required to carry auto insurance?

    All licensed drivers must carry auto insurance, including teenage drivers. What sets teenage drivers apart from adult drivers is that they pay more for an auto insurance policy because they are deemed to take more risks while driving. On average, 16-year-old drivers in Waukesha pay $246 monthly for minimum coverage or $726 per month for full.

  • Can you switch to a different auto insurance company in Waukesha if your current policy hasn’t lapsed yet?

    In Waukesha, drivers can switch to another auto insurance company at any time. However, consider the points stated in your policy. There are some car insurance policies that require you to pay a fee if you decide to terminate your insurance policy early. Also, check if you are entitled to a refund for the unused portion of the premium. Lastly, if you are switching providers, there should be no gap between your coverage periods.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.