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2025

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Best Local Car Insurance Agencies in Tacoma, WA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tacoma local car insurance agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

118Reviewed

73Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Local Car Insurance Agencies Serving Tacoma
1007 Pacific Avenue, Tacoma, WA 98402
Visit WebsiteLicense: 80863

Expertise.com Rating

Review Sources

Google
4.3 (4)
Facebook
5.0 (3)
Yelp
1.0 (2)

Why choose this provider?

W Insurance Group is a company that serves both individual and business clients in Tacoma and the surrounding areas. The company's car insurance products can provide coverage for medical payments, liability, and collisions, to name a few. It has a history that stretches back to the 1970s when it was still three separate agencies. The company consolidated over the years and is now called W Insurance Group because the remaining partners both have a last name beginning with W.

  • Bundling Option

Best Local Car Insurance Agencies Serving Tacoma
12001 Pacific Avenue South, Tacoma, WA 98444
Visit WebsiteLicense: WAOIC: 159248

Expertise.com Rating

Review Sources

Google
4.8 (40)
Yelp
5.0 (3)

Why choose this provider?

Tony Brooks is a Tacoma-based insurance advisor that runs his own agency under State Farm. Brooks offers various products including auto insurance. He furnishes different coverage types for car owners such as comprehensive coverage which reimburses losses in the event that the policyholder's vehicle is stolen or damaged by non-accident causes like falling objects. In addition, he also offers life insurance and retirement planning services. Brooks has been working with State Farm since 2000. He entertains Spanish-speaking clients.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Tacoma
5409 South Tacoma Way, Tacoma, WA 98409
Visit WebsiteLicense: 832880

Expertise.com Rating

Review Sources

Google
4.6 (5)

Why choose this provider?

Mark Cheol Kim is an insurance professional in Nationwide Insurance: A&R Insurance and Financial Services LLC, a Tacoma-based company that serves clients' insurance needs in the metro. Mark specializes in customizing policies for vehicles. He takes time to understand his clients' requirements and match their preferences with the right policy coverage. Homeowners, boats, motorcycles and RVs, life and business insurance are among the other products. Mark also has received good feedback and reviews from his clients.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Tacoma
4218 South Steele Street, Tacoma, WA 98409
Visit WebsiteLicense: 803683

Expertise.com Rating

Review Sources

Google
5.0 (24)

Why choose this provider?

Sound Pacific Insurance is an independent insurance agency that serves individuals, families, and businesses in Tacoma and the entire state of Washington. It offers a variety of insurance policies, including auto, motorcycle, watercraft, and homeowners' insurance. It also provides insurance for rental properties, vacant homes, seasonal and vacation homes, older and lower-value homes, and homes that are under construction. Elisha Cavanaugh of Sound Pacific Insurance has more than 20 years of experience in the insurance industry.

  • Bundling Option

Best Local Car Insurance Agencies Serving Tacoma
401 Broadway, Tacoma, WA 98402
Visit WebsiteLicense: 241168

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Goff Insurance Agency LLC is a locally managed insurance company that serves clients in Tacoma, Federal Way, and nearby areas. Its agents offer a wide array of insurance products and services, such as auto, boat and watercraft, vintage car, motorcycle, and ATV insurance. It also has coverages available for RVs and motorhomes. Goff Insurance represents a variety of insurance carriers, such as Progressive, Foremost Insurance, Pemco, Symetra, and Travelers Insurance.

  • Multiple Carriers
  • RV & Motorhome
  • Motorcyle & ATV

Best Local Car Insurance Agencies Serving Tacoma
711 Saint Helens Avenue, Tacoma, WA 98402
Visit WebsiteLicense: 783732

Expertise.com Rating

Review Sources

Google
4.9 (61)
Facebook
5.0 (26)
Yelp
4.0 (7)

Why choose this provider?

Providing a wide range of insurance products, Toso Insurance Group serves Tacoma and residents throughout Washington. As an independent agency, the company shops for policies from multiple carriers on behalf of their clients. Assisting vehicle owners, the company offers auto insurance, including liability, medical payments, and personal injuries coverage. Clients can also choose optional coverage such as towing services and rental reimbursements. In addition to autos, the group also offers insurance for water equipment and recreational vehicles.

  • Multiple Carriers

Best Local Car Insurance Agencies Serving Tacoma
6433 South Tacoma Way, Tacoma, WA 98409
Visit WebsiteLicense: 968104

Expertise.com Rating

Review Sources

Google
3.9 (13)
Facebook
5.0 (4)

Why choose this provider?

Freeway Insurance is a local agency that has been providing auto insurance coverage to the residents of Tacoma for more than 30 years. Its team of English and Spanish-speaking insurance specialists assists clients in getting insurance quotes from major car insurance companies. They also provide quotes for ATVs, motorcycles, boats, and watercraft. In addition, they cater to the needs of owners of RVs and snowmobiles, giving them step-by-step guidance in protecting their properties.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
W Insurance Group
1007 Pacific Avenue, Tacoma, WA 98402
Tony Brooks
12001 Pacific Avenue South, Tacoma, WA 98444
nationwide-insurance-mark-cheol-kim.business.site
5409 South Tacoma Way, Tacoma, WA 98409
Sound Pacific Insurance
4218 South Steele Street, Tacoma, WA 98409
Goff Insurance Agency LLC - Federal Way
401 Broadway, Tacoma, WA 98402
Toso Insurance Group
711 Saint Helens Avenue, Tacoma, WA 98402
Freeway Insurance
6433 South Tacoma Way, Tacoma, WA 98409

Tacoma, WA Car Insurance Agency FAQs

  • What happens to your car insurance after a driving under the influence conviction in Tacoma?

    If convicted of driving under the influence in Tacoma, your auto insurance policy may be canceled, or your premiums may increase significantly because insurance providers may consider you a high-risk client. Your premiums can result in a growth rate of over 70% annually for comprehensive coverage after a DUI.

  • Can you still acquire insurance for cars that are older than 25 years of age in Tacoma?

    Yes, you can. Consider acquiring specialized insurance options for Tacoma vehicles over 25 years old, such as classic car insurance. Standard policies may not offer sufficient liability and collision coverage to protect a rare or high-value antique car. A standard car insurance policy covers the current value of your vehicle, not its original value, implying that if you were to have an accident in your 2016 car model in 2023, you would receive the car's depreciated value at present rather than its 2016 value.

  • How soon after buying a car do you need insurance in Tacoma?

    You should have car insurance before or on the same day as purchasing a vehicle in Tacoma since driving without one is against the law. If you already have insurance, you can contact your carrier to inquire about the process for adding a new vehicle to your policy. Since the grace period for reporting the purchase varies by business, it is best to do so as soon as possible.

  • Is Tacoma car rental coverage included in your existing policy?

    Check if your existing car insurance policy has comprehensive and collision damage coverage, as the protection extends to the vehicle you rented in Tacoma. If not, the rental company will sell you one, which, according to state law, is the minimum coverage for:

    • Bodily injury or death per victim liability coverage of $25,000.
    • Bodily injury or death of two or more victims in a one accident liability coverage of $50,000.
    • Property damage coverage of up to $10,000.
  • Can each household member's age information be a variable for car insurance pricing in Tacoma?

    Yes. Underwriters at car insurance firms in Tacoma evaluate drivers' risks and set premium prices based on several factors, including information about the age of each household member who is a licensed driver. For instance, motorists can expect to pay higher insurance rates if multiple drivers in the house are under 25 years old and seniors since both demographics are statistically more likely to be involved in an accident.