Expertise.com Homepage

2024

Last updated:

Best Local Car Insurance Agencies in Spokane, WA

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Spokane Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

133Reviewed

87Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

909 W Garland Ave, Spokane, WA 99205

Expertise.com Rating

Review Sources

Google
4.6 (67)
Facebook
4.8 (18)

Why choose this provider?

Accurate Insurance is an independent, family-owned insurance firm in Spokane, Washington, with more than 50 years of experience assisting clients with auto insurance. The agency offers many policies for clients to choose from, including bodily injury liability, collision and comprehensive coverage, and property damage liability. Personal injury protection is included in policies for the treatment of injuries to the policyholder and any passengers. Accurate Insurance also writes insurance plans for clients with boats and motorcycles.

6105 N Astor St, Spokane, WA 99208

Expertise.com Rating

Review Sources

Google
4.6 (5)
Facebook
5.0 (4)
Yelp
3.0 (2)

Why choose this provider?

Established in 1980, Dan Hoffman Insurance Agency is an independent insurance office in Spokane, Washington. The company offers policies for all kinds of drivers, including young drivers, high-risk drivers, those who need an SR-22, and customers who use their vehicles for business. Discounts for good students, defensive driving, and drivers' training are available. Dan Hoffman Insurance Agency also offers recreational vehicle, boat, homeowners, umbrella, and life insurance with discounts for multi-policy customers.

601 West 1st Avenue, Spokane, WA 99201
WebsiteLicense: 1014823

Expertise.com Rating

Review Sources

Google
5.0 (87)

Why choose this provider?

KBG Insurance & Financial is an insurance company serving clients in Spokane and nearby areas. The company specializes in providing auto insurance services that are considered the most essential coverage for vehicles. Auto insurance policy includes collision wherein coverage will pay for any damages incurred if the vehicle hits other cars or objects, and comprehensive that covers the damages to vehicles caused by vandalism, theft, storm, or even animals. The company also offers life and homeowners' insurance.

  • Multiple Carriers

10103 N Division St Ste 102, Spokane, WA 99218

Expertise.com Rating

Review Sources

Google
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Anthony Baker & Burns is an independent insurance agency in Spokane, Washington, that has provided insurance services to clients from all over the state since 1892. The brokerage helps auto insurance buyers to find the best value on their policies by connecting them with a list of reputable, affordable insurance providers. That means the company does the shopping and comparing on behalf of its clients to save them time and money. It also offers home and business insurance.

9425 North Nevada Street, Spokane, WA 99218
WebsiteLicense: 1044635

Expertise.com Rating

Review Sources

Google
5.0 (23)

Why choose this provider?

Legacy Insurance LLC provides risk management solutions from its Spokane office. The team of independent agents offers multiple products such as vehicle insurance, covering automobiles, classic cars, recreational vehicles, motorcycles, and boats. They have access to policies from different carriers, including Liberty Mutual, Progressive, and Safeco Insurance. Heather Carrell, Legacy Insurance LLC's co-founder and president has been working in the insurance industry since 2003. In 2010, 2014, and 2016, Safeco Insurance gave her the Personal Lines Achievement Award.

  • Multiple Carriers

100 N Mullan Rd Ste 101, Spokane Valley, WA 99206

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

Northwest Insurance Brokers, based in Spokane Valley, Washington, serves the auto insurance needs of motorists living in the greater Spokane area. Its licensed agents help divers determine the type of coverage they need, from basic bodily injury and property damage protection to collision and comprehensive policies. Expert advice on deductibles, liability limits, and optional coverage, such as roadside assistance and towing, is also provided. This independent insurance agency works with companies such as Progressive, Nationwide, and Travelers.

1919 North 3rd Street, Coeur d'Alene, ID 83814
WebsiteLicense: 158695

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Insurance Northwest is a family-owned independent insurance agency that provides auto insurance to clients in Spokane. The company offers policies that help drivers protect their vehicles from being damaged or stolen. Its agents also craft options that cover property damage and physical injury. They customize insurance plans based on each client's needs. Licensed in 10 states, Insurance Northwest works with several trusted insurance carriers like Safeco, Travelers, Allied, Progressive, and The Hardford.

  • Multiple Carriers

5727 N Division St, Spokane, WA 99208

Expertise.com Rating

Why choose this provider?

Founded in 1989, North Town Insurance is an independently owned and operated agency based in Spokane, Washington. It serves motorists in Spokane and throughout Eastern Washington. The company offers auto insurance policies, claim assistance and advocacy, hassle-free switching, access to multiple companies, and a wide range of insurance products. Auto insurance options include comprehensive policies, underinsured and uninsured driver liability, collision coverage, bodily injury cover, and property damage. North Town also provides motorcycle and boat insurance.

1306 N Post St, Spokane, WA 99201

Expertise.com Rating

Review Sources

Google
4.1 (10)
Facebook
5.0 (9)
Yelp
3.5 (2)

Why choose this provider?

Wheat & Associates Insurance is an independent brokerage serving the Spokane, Washington area. The company offers a full scope of insurance solutions, including auto insurance. It shops policies from a wide range of companies on behalf of its customers to find the best coverage at the most reasonable rates. Policies typically include a range of coverage options, such as liability, comprehensive, and collision insurance. Some also include flexible payment options, free windshield repair, and rental reimbursement coverage.

3021 South Regal Street, Spokane, WA 99223
WebsiteLicense: 245076

Expertise.com Rating

Review Sources

Google
4.8 (66)
Facebook
5.0 (16)

Why choose this provider?

Kraft Insurance is an auto insurance agency serving Spokane and other areas. Its policies offer personal injury protection to cover medical bills and lost wages due to an injury caused by a car accident and property damage liability and bodily injury, which cover financial losses for injuries or damages caused to others. Other coverage options include collision and comprehensive insurance, which cover damages caused by theft, vandalism, fire, hitting an animal, and other collisions.

  • Multiple Carriers

6404 North Monroe Street, Spokane, WA 99208
WebsiteLicense: 1021320

Expertise.com Rating

Why choose this provider?

Since it started in 2000, All Lines Insurance has provided protection for individuals, families, and businesses in Spokane, including car insurance. Being an independent insurance agency, it is able to find the right policy coverage and insurance carrier tailored to meet the unique needs of every client. The company specializes in multiple insurance products and guidelines from a variety of its partner insurance companies. It also offers insurance products for homeowners, renters, and business and commercial clients.

  • Multiple Carriers

12319 East Broadway Avenue, Spokane Valley, WA 99216
WebsiteLicense: 155923

Expertise.com Rating

Review Sources

Google
5.0 (31)
Facebook
5.0 (9)

Why choose this provider?

Inland Northwest Insurance is an insurance agency servicing the whole community in Spokane. Its team of insurance professionals specializes in crafting policies for auto insurance, home insurance, life insurance, commercial insurance, and farm insurance. They write auto insurance that protects individuals against financial loss in the case of an accident. The auto insurance the firm offer usually covers vehicles, liabilities, and medical expenses. Inland Northwest Insurance is dedicated to providing fast and reliable services to its clients.

  • Multiple Carriers

421 West Riverside Avenue, Spokane, WA 99201
WebsiteLicense: 801747

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (1)

Why choose this provider?

Wood Insurance Network Group is a car insurance agency that has been providing its services to clients in Spokane and the surrounding areas. Chris Wood, Certified Insurance Counselor, is one of the agents and he is a third-generation insurance broker. He has been in the property and casualty insurance industry for more than 15 years. The agency's offered insurance products include plans covering automobiles, watercraft, and homeowners. Chris will handle all the insurance needs of a client.

  • Multiple Carriers

1406 North Pines Road, Spokane Valley, WA 99206

Expertise.com Rating

Review Sources

Google
4.6 (19)
Yelp
3.5 (3)

Why choose this provider?

Century Insurance Agency has been providing various insurance products since 1962. The Spokane-based independent insurance agency customizes auto insurance plans that financially protect clients in case their vehicles get damaged or destroyed by a covered event, like an accident, theft, or fire. Additional coverages, such as medical and legal expenses, collision coverage, and comprehensive policies, can be included. The agency represents insurance companies that deliver high-quality coverages and efficient claim services. Century Insurance Agency is licensed in four different states.

  • Multiple Carriers

207 E Queen Ave, Spokane, WA 99207

Expertise.com Rating

Review Sources

Google
4.4 (48)

Why choose this provider?

Buck & Affiliates is an independent insurance agency offering drivers personalized service when shopping for auto insurance in Spokane, Washington, and the surrounding metro area. Serving the Inland Northwest since 1982, the agency has standing relationships with nationally known insurance carriers, which allows it to find its customers competitive rates on the coverage they need, including liability, collision, comprehensive, and PIP policies. It also sells home, motor home, RV, boat, and life insurance products.

2132 W Northwest Blvd, Spokane, WA 99205

Expertise.com Rating

Review Sources

Facebook
5.0 (22)
Google
5.0 (11)

Why choose this provider?

Haddock & Associates Insurance Services is an independent insurance agency with multiple offices serving clients in the Spokane, Washington, metro area and throughout Idaho. The agency has over five decades of experience in the auto insurance industry and partners with more than two dozen carriers, including Safeco and Progressive. Cars, trucks, and motorcycles are eligible, and policyholders can choose from a robust selection of coverages such as liability, medical, and uninsured motorists.

608 N Maple St., Spokane, WA 99201
WebsiteLicense: 912232

Expertise.com Rating

Review Sources

Google
4.7 (14)
Yelp
5.0 (1)

Why choose this provider?

Western Insurance Associates provides risk management solutions in Spokane. For over 105 years, its team has been working with vehicle owners and drivers who want to acquire car insurance. The independent agency customizes bodily injury, liability, and personal injury protection plans to prevent financial losses due to medical and hospital bills, funeral expenses, and lost income. It also processes home and umbrella insurance. The principal agent, Drew Hodgson, is a certified National Alliance for Insurance Education insurance counselor.

12924 West Sunset Highway, Airway Heights, WA 99001
WebsiteLicense: 742766

Expertise.com Rating

Review Sources

Google
4.8 (12)
Facebook
5.0 (4)

Why choose this provider?

Founded in 2007, PAC Insurance Group is a professional insurance company that serves commercial and residential clients in Spokane, Airway Heights, Oakesdale, and nearby areas. It offers a variety of insurance products and services such as auto insurance; vehicle liability insurance; coverage for classic and collector vehicles; and comprehensive insurance for acts of nature and physical damage. It also supervises SR-22 filing. PAC Insurance Group also provides farm and equine insurance coverage, as well as insurance package inclusions suited for various types of businesses.

820 West Francis Avenue, Spokane, WA 99205
WebsiteLicense: 833782

Expertise.com Rating

Review Sources

Google
4.8 (64)
Facebook
5.0 (17)
Yelp
3.5 (3)

Why choose this provider?

John Beasley is a State Farm agent who offers auto insurance products and services to Spokane and the nearby areas. He has been a resident of the community for over 17 years and has been providing insurance plans tailored to his clients' needs and budget. These plans protect the drivers against financial losses resulting from an accident. Beasly and his team accommodate clients who need assistance with any insurance-related inquiries.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Accurate Insurance
909 W Garland Ave, Spokane, WA 99205
Dan Hoffman Insurance Agency
6105 N Astor St, Spokane, WA 99208
KBG Insurance & Financial
601 West 1st Avenue, Spokane, WA 99201
All Spokane, LLC dba Anthony Baker & Burns
10103 N Division St Ste 102, Spokane, WA 99218
Legacy Insurance LLC
9425 North Nevada Street, Spokane, WA 99218
Northwest Insurance Brokers
100 N Mullan Rd Ste 101, Spokane Valley, WA 99206
Insurance Northwest
1919 North 3rd Street, Coeur d'Alene, ID 83814
North Town Insurance
5727 N Division St, Spokane, WA 99208
Wheat & Associates Insurance, Inc.
1306 N Post St, Spokane, WA 99201
Kraft Insurance
3021 South Regal Street, Spokane, WA 99223
All Lines Insurance
6404 North Monroe Street, Spokane, WA 99208
Inland Northwest Insurance
12319 East Broadway Avenue, Spokane Valley, WA 99216
Wood Insurance Network Group
421 West Riverside Avenue, Spokane, WA 99201
Century Insurance Agency
1406 North Pines Road, Spokane Valley, WA 99206
Buck & Affiliates
207 E Queen Ave, Spokane, WA 99207
Haddock & Associates Insurance Services
2132 W Northwest Blvd, Spokane, WA 99205
Western Insurance Associates
608 N Maple St., Spokane, WA 99201
PAC Insurance Group
12924 West Sunset Highway, Airway Heights, WA 99001
John Beasley
820 West Francis Avenue, Spokane, WA 99205

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can an insurance company in Spokane use your credit history to determine your car insurance premium?

    In Spokane, both state and federal laws allow insurance companies to assess your credit history's impact on your insurance premium. They believe your financial management habits can influence the likelihood of filing a claim. If your credit history affects your premium rate, the insurer must provide a written explanation with up to four reasons for the rate adjustment. While insurers cannot deny coverage due to a lack of credit history, they may use it to establish premiums.

  • What is an SR22 certificate, and when is it required in Spokane?

    In Spokane, an SR22 certificate, also referred to as a financial responsibility certificate, is submitted to the Department of Licensing by insurance companies to confirm the presence of an active insurance policy. It is mandated for major traffic violations such as DUI and is often necessary when caught driving without insurance. The SR22 serves as evidence of compliance with state insurance regulations.

  • Does Spokane car insurance policies provide coverage for travel to Mexico and Canada?

    Standard car insurance in Spokane does not extend coverage to driving in Mexico. However, individuals can inquire with their insurance agent about the availability of add-ons or trip policies specifically designed to provide coverage for trips to Mexico. Conversely, it is common for US car insurance policies to offer coverage while driving in Canada. If you want to be covered on your future trip to Canada, carry the entire Declaration Page with you.

  • Can a relative use your car in Spokane and still be covered by your auto insurance?

    Yes. If your insurance policy in Spokane includes permissive use coverage, it allows non-living relatives to use your vehicle as long as it does not happen too often. This insurance covers such situations even if the relative doesn't reside with you. Nevertheless, it's advisable to confirm with your insurance provider to ensure you have permissive use coverage. If not, you can temporarily add them as a driver and remove them once they are finished using the car.

  • Does car insurance in Spokane cover the theft of personal property from the vehicle?

    In Spokane, auto insurance does not cover personal belongings stolen from your vehicle. Those who want to safeguard themselves against losing belongings such as laptops, purses, wallets, cell phones, and other valuables can look into property insurance policies like homeowners' or renter's insurance. These policies are designed to cover personal items within and outside the home.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.